Home :: Car Insurance

Cheapest Car Insurance Premium in Delhi, India

Calculate Lowest Insurance Premium Online on New Policy or Renewals

Whether New Car Insurance or Renewal from ICICI Lombard, Bajaj Allianz, Tata Aig, Bharti Axa, National Insurance, New India Assurance or Royal Sundaram, Its important to Get on to Best Hassle Free Policy.

Types of Car Insurance

Below are different types of Car Insurance Products. Zero Depreciation Policies are generally offered till first 3 to 5 yrs on ageing of the vehicle

3rd Party Car Insurance Comprehensive Zero Depreciation Platinum Plan (Engine Protector)
Covers for loss or damage incurred to co-passenger or property other than Owner Third Party Cover + Coverage against loss, damage and theft of Asset Third Party Cover + Coverage against loss, damage and theft of Asset + Depreciation on Parts as replaced under Claim Third Party Cover + Coverage against loss, damage and theft of Asset + Depreciation on Parts as replaced under Claim + Engine Cover due to Oil Leakage + Water in Engine
Does not cover loss, damage and theft of car. Does not Cover Depreciation as in Regular Policy Does not Cover in Engine Damage due to Oil Leakge or Water Ingress while Driving Does not Cover Consumables or Tyre, Battery

Important Covers in Car Insurance

a) Zero Dep Insurance (Also Known as Bumper to Bumper Car Insurance ) - Comprehensive Car Insurance Policy + Added Depreciation Cover

In Zero Dep Car Policy - All Plastic, Fibre, Rubber and Metal Parts are covered at its 100% of the actual price without any depreciation cut. Also, includes cover on - Emergency Transport and Hotel Expenses, Key Replacement Its a highly popular plan prevailing across new car buyers. Higher Premium than Comprehensive Plan

Depreciation in Car Insurance

b) Platinum Zero Dep Plans - Has Higher Coverage and has provision of even some Daily Allowance for Travel in case of car theft or accident

New Cars

Check Prices with Complete Features


In some Platinum plans even Insured Declared Value covers Registration Cost and Road Tax in event of theft. Premium Higher based on Plan Type as Engine Protector or Return to Invoice Policy as taken

More Details on Car Insurance Premium

Know More on Zero Depreciation Car Insurance Policy, Exclusions, Terms and Conditions along with Premium Calculation

Car Insurance Premium Calculator Zero Depreciation Vs  Comprehensive Policy
Car Insurance Add on Covers Zero Depreciation Hidden Clauses
Maruti Insurance Honda Assure Car Insurance

Insurance Renewal

There are certain factors which affect Premium in Motor Insurance Renewal. Its important Premium can be impacted under renewal :

» Age of Vehicle - Vehicles with Ageing of more than 5 yrs gets NIL Discounts in terms of OD Discounts with most of Insurance Companies. So, if its a 6th year of your car, you can expect higher Premium

» No Claim Bonus - Helps in reducing Renewal Premium, in event of no claim reported during the preceding year Insurance

»Registration City - Metro Cities in Zone A - Delhi,Mumbai,Chennai and Kolkatta and has higher premium against rest of India.

»Insurance Company - Basis Underwriting Claims and Risks vary from Company to Company. Bajaj Allianz, Tata AIG, ICICI Lombard, NIC, New India Assurance Company are considered the leader in Segment

Car Insurance Companies

Some of the Private Car Insurance Companies are - Bajaj Allianz, Royal Sundaram , Reliance, Tata AIG, ICICI Lombard, HDFC Ergo, Iffco Tokio, Bharti Axa, Future Generali Car Insurance

Every passenger car having private number or commercial number is covered under Car Insurance. Whether its Maruti, Hyundai, Honda, Ford, Toyota, Skoda, Tata, Chevrolet, Volkswagen, Mahindra, Fiat, Nissan, Mitsubishi or Luxury Cars like Audi, BMW, Mercedes, Porsche

Get Personalised Door Step Car Insurance Policy *

We will assist you in providing door step Car Insurance Policy of Tata AIG General Insurance Company in Delhi and NCR :-

-- Gurgaon (All sectors, Sohna Road, Nirwana County, Old Gurgaon and New Gurgaon)

-- South West Delhi ( Dwarka , Najafgarh and Cantt Area)

-- South Delhi ( Defence Colony, Greater Kailash, New Friends Colony, Kalkaji, Green Park, Hauz Khas, Lajpat Nagar, CR Park, Maharani Bagh, Saket , South Ex, Safdarjang, Vasant Vihar, Vasant Kunj and other nearby areas

-- West Delhi ( Paschim Vihar, Uttam Nagar, Janakpuri, Vikaspuri, Rajouri , Moti Nagar, Punjabi Bagh, Tilak Nagar, Hari Nagar, Subhash Nagar , Mahavir Enclave etc.)

-- East Delhi ( Vasundhara Enclave, Indraprastha, Patparganj, Preet Vihar, Laxmi Nagar, Anand Vihar, Shastri Park, Shahdara, Dilshad Garden, Mayur Vihar etc)

-- Ghaziabad (Indirapuram, Kaushambi, Vaishali, Vasundhara, Old Ghaziabad and New Ghaziabad)

-- Noida (All prominent sectors and localities of Noida)

-- Faridabad (All sectors, Greenfield, Ashoka Enclave, Indraprastha Colony, Charmwood and residential colonies in Faridabad)

-- North Delhi (Ashok Vihar , Shakti Nagar , Roop Nagar )

* - Terms Apply. Only on 2010 and afterwards