Dear Baiju,
Greetings !!
1. Road Tax is set to increase in State soon by 20% as TN Assembly passed it recently. I Suggest to buy car on asap basis as that will shelve off additional 20K
2. Toyota Protect Luxury is Insurance Pack which is costed Rs 47,800 - You can save almost Rs 7500 in it by choosing Online Policy
Heres sample for HDFC Ergo which includes all necessary covers including Zero Dep, Engine Protect, Consumbale, Return to Invoice, Roadside Assistance, Key loss protect - Attached
3. Warranty although recommended but Toyota offering 3 yr / Unlimited KMs warranty. if your usage is lower - you can skip warranty as of now and observe in car performance for first 2.5 yrs. If usage is around 6000 Kms or lesser and no mechanical issues observed in first 2.5 yrs - chances are that can skip warranty too
4. Essential Kit is farce. Apart from Mats, Mud Flaps - suggest to buy on ala-carte basis on whats required. Never go with Bundled accessories as included many unwanted accessories
5. Smiles Package is service pack which offers 20% discount on scheduled servicing and is recommended
6. In terms of discounts - Toyota offering below schemes as official discounts for month including
a. Exchange Bonus - 25000 - wont be applicable if its your 1st car and dont have car to exchange
b. Accessories or Cash Discount - 20000
c. Corporate - 5000 - applicable for working in MNC / Government Employees
Now how to Negotiate: You need to involve 2 or more dealers and negotiate
Call up another Toyota dealer in town (not branch of Lanson) but other Toyota dealer and state you considering to buy car and already have offer as :-
a. Cash Discount - 20000
b. Corporate - 5000 - applicable for working in MNC / Government Employees
c. Dealer Discount - Rs 15000 from his own margin
other than Self Insurance
Check for availability first and and then say looking for deal, as time not left in November - suggest to visit other showroom and discuss if can get in better
Also involve dealer 1 and quote that this is deal got from another dealer
Letting you know that :-
a. Cash Discount - 20000
b. Corporate - 5000 - applicable for working in MNC / Government Employees
c. Dealer Discount - Rs 15000 from his own margin
Self Insurance savings
is possible and can make it a good deal
Hope should help !!