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  1. Asish
  2. New Cars, Reviews
  3. Friday, July 02 2021
Hello,
I am from Bangalore and planning to buy a new car/suv, replacing my existing hatchback. My purpose is, to have occassional commmute to native (around 600km) and drive within the city. I might be driving maxium between 5k to 10k kms in an year. So I am planning to go for petrol automatic variant.

My priorities are as below
1. Safety is my first priority. No compromise on this part. Should have good build quality with full 6 airbags.
2. Good ride quality and less body roll. Less NVH levels inside with good comfort and ideal for driving long distance.
3. Good fit and finish inside and decent ground clearance.
4. After service should be good

My budget is around 20-25L. I did test drive below vehicles;
1. Harrier - I am concerned about its fit and finish and after service. Also I hear lots of customers having annoying experience and constant niggles after paying premium amount.
2. XUV 300 - Good soft suspension, economical. But I felt pretty high body roll and noticed fatigue after 30 mins of drive.
3. Ford ecosport - I did not like the drive quality.

I am considering to test drive below vehicles;
1. Jeep Compass - My concern here is low mileage on petrol and price comes close to 29.5L. But when it comes to safety, this suv is the top priority.
2. Skoda Kushaq - I am concerned with their "Indianisation" approach. There is lot of cost reduction and god knows how the platform build quality is. No NCAP rating and blindly we have to believe their build quality. Also, I did not like their pricing after all this cost reduction.

I doubt if it is worth spending close to 30Lakh for the best vehicle matching my requirement - Jeep Compass. Considering the fact that electric vehicles are coming and in few years the entire industry will change. The value of Jeep compass(petrol) will be considerably low after 3-5 years.

What is your estimate on resale value of Jeep Compass after 5 years from now and when will electric cars, overtake conventional fuel cars.

[ Should i consider any alternate cars ]

Mostly I feel, i should go for rent a car model when travelling long distance, but I do not find the safe cars of my choice there.

Thanks
Asish
Gagan Modi Accepted Answer
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Dear Asish ji,

Greetings !!

First things first about Jeep Compass - be assured that its the best and ranks higher than any other SUV referred in form of
> Tata Harrier
> MG Hector
> Ecosport
> XUV300
> Skoda / Nissan / Renault

and is the benchmark in drive, handling and performance with unmatched suspension, steering feedback
However, yes Limited Option Petrol Automatic - thanks to higher road tax regime in Karnataka will end up costing close to 28 Lakh on road after factoring in 4.7 Lakh+ worth road tax & registration fees for the car.

But yes if you go ahead with it - can experience
> Higher depreciation been there are less takers for Petrol Automatic
> Cars like Compass as checked in second hand market basis interaction with dealer lose out more

and in a span of 4 years - can expect resale prices dropping to extent of 50% and further will drop in when EV will emerge in and can furher drop to 50,000 Kms driven Compass at near around 12 to 12.5 Lakh in 5 Years.

Alternative
1. Volkswagen TRoc which cost around 2.5 Lakh lower than Compass
A great choice - you will simply love in rock solid stability, handling, safety, performance, fun factor
However, biggest downside is compact rear seat space

Its an international CBU grade model and sure going to love the overall feel of this SUV

2. Why dont you consider in MG Zs Excite EV
It now comes with improved range and can expect 250 Kms+ range in real life condition
5 Star Safety rating, Been Karnataka offering zero road tax on EV Cars - have to spend just rs 50K for registration including cess
Fully LOaded 6 Airbags, All 4 Disc brakes
car feels well stable and will also enjoy in drive, performance, handling
All this at around 22 Lakh on road and can enjoy in 1.5 Lakh deduction in Income tax on car finance too

This SUV is a real deal breaker and provides somehow slight better space than Hyundai Kona even

Suggest to check it out

Hope should help !!


  1. more than a month ago
  2. New Cars, Reviews
  3. # 1
Asish Accepted Answer
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Hello,
Thank you for the detailed response. I have few followup questions
1. T-ROC - even though it was in my radar, but somehow kept it aside due to its crossover appearance. But when I research a little deeper, the car has punch. I will try to do a test drive. But as you said, here in Bangalore taxes are pretty high (so are pothholes). My doubt here is, will there be demand for this car in 4-5 years. What will be the right time to sell. Is it worth keeping it for long. (without selling)
2. MG Zs - I am surprised, this car is having 5 star rating. Currently there is some practical limitations with charging infrastructure. I will enter electric vehicles, when the infra is ready or they come up with atleast 750km plus charging mileage. I believe soon this will be possible. Optimistic about electric vehicles.

Overall my concern is about the future and value of petrol vehicles. Is it worth putting substantal amount (20L plus) on something which not only is depreciating, but also having uncertain future. Down the line these companies will stop petrol variants and resale value will plummet. Do you know how was the trend in US/EU markets when the shift happened. How people managed to sell their fuel cars when the market changed. May be we can get a case study from these economies. Why don't you do a video on this.

But I will definitely test drive T-ROC. Is there any similar cars with European quality in sub 15L category which can come close to my priorities.

Thanks
Asish
  1. more than a month ago
  2. New Cars, Reviews
  3. # 2
Admin Accepted Answer
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Hi,

750 Kms would be like slight over optimistic expectation. I dont foresee for same to achieve for any mass market car in production in next 7 years even.

MG Zs claims to be over 400 Kms range (to be precise at 419 Kms), but in real world condition - 65% to 70% is what attainable at 265 KM to 280 Kms. Electric infra is growing and setup expanded with
> EESL
> Plugin India
> Zeon
> Statiq
> Tata Power

and even car can be charged through socket too. The kind of rebates, incentives been offered are too lucrative with just
> 5% GST and Cess
> No Road Tax
> Tax rebates on Car Finance too

and had a similar priced Car in Petrol would have like costed in almost 9 to 10 Lakh in Petrol against EV one due to higher tax regime
You can check on chraging infra
https://nexonev.tatamotors.com/charging-locator/


and lastly EV can be charged through normal socket too, and running expenditure of mere Rs 2 per km as against Petrol AT having running cost of Rs 10 per Km.

I also suggest to test drive and experience in MG Zs EV too.

For Concern on Depreciation of Petrol Cars
Somehow nothing cant be done. Petrol AT Cars in that segment comes with higher depreciation extent and the way future seems - one has to face in brunt of same. Withe fact depreciation highest in initial years - its definite an issue for some one planning to hold car for 5 yrs or so.

Hope should help !!
  1. more than a month ago
  2. New Cars, Reviews
  3. # 3
Asish Accepted Answer
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Hello,

Thanks for the reply. I see at the moment MG Zs ev is the best in terms of safety, mileage and looks compared to other ev models. Considering the rapid disruptive change in battery technology, how feasible will it be to upgrade, when a new technology comes up.
Below are some of my views on MG Zs ev
1. Comes close to 26L on road for the top end. I wish it was hybrid with that price range.
2. Its ground clearance is a little concern, considering the fact that battery pack is placed at the bottom of the vehicle.
3. I am still doubtful on the reliability and durability part of this though it is manufactured by a british company, but now owned by Chinese.
4. I value the tax rebates on ev.

I will try both T-Roc and MGzs ev and share my views after test drive.

Thanks for your valuable suggestions.

Regards
Asish
  1. more than a month ago
  2. New Cars, Reviews
  3. # 4
Asish Accepted Answer
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Hello,
Yesterday, I had the opportunity to test drive Jeep Compass petrol automatic. The on road price in Bangalore, they are quoting is coming close to 29.04L. They are including handling/registration charges of 12,750/-. Also some basic things like floor mat and few others are mentioned as additional. I will have to check with other dealers and get a competitive price.

I liked its drive quality and suspension. Way better than Harrier. I loved the drive experience. I am an occassional long distance driver. When I drive long distance with family, I want good experience and safety. I wish I could try diesel, but my need does not match diesel engine. Also I believe diesel private vehicles will be the first to be stopped, in the emerging electric market. As you said in the next five years the car value will come down by 50% (which is around 3.5L loss per year). If I am not planning to sell my next car, is it worth the amount. But the government scrappage policy might change in future. Currently I believe it is 20 years for private vehicles.

Do you know what are the major issues commonly reported for Jeep petrol automatic, which I have to be aware of. After extended warranty, what kind of problems I might face. I believe the build quality is pretty good for this SUV, so it should be reliable to use for atleast 10 years and beyond. One thing I can be sure of is the mileage drop. It might be 4 or 5 kmpl in city after 5 years or even worse. I anticipate, the service parts cost will be high which will be a big hole in my pocket. Not quite sure how much will be the cost for extending warranty after 5 years.

I will be sharing my experience when I test drive MG zs ev and T-Roc. But I will be benchmarking from Jeep experience, not sure how it will come close to it.

[Note: My main concern with EV is the disruptive nature of technology change. My car will have no value if a disruptive change happens.
There are EVs which can charge under 5 mins now.
https://www.theguardian.com/environment/2021/jan/19/electric-car-batteries-race-ahead-with-five-minute-charging-times

]

Thanks
Asish


  1. more than a month ago
  2. New Cars, Reviews
  3. # 5
Gagan Modi Accepted Answer
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Asish ji,

Depreciation is always notional and no one is impacted as long as asset is not sold
If car loses in 50% in first 5 years, then in next 5 years depreciation is relative lower and further even lower in next 5 years
For instance say car costed you 29 Lakh
> 50% lost at 5 year means Rs 14 Lakh at end of 5 year
> If you continue for 10 years then Rs 7 Lakh can expect in at end of 10th year
> If you continue for 15 years then Rs 2 Lakh to 2.5 Lakh can expect in at end of 15th year

However, depreciation may increase to higher extent if theres change in government regulations where in they limit life say 15 years/

But if asset is not sold and rather enjoyed for a longer period then such notional impact should not be considered

Important to understand. We all buy car to experience it, resale should not be a preference
There is no car which appreciate value.

Am of view when a vehicle owner spends in more than 20 Lakh then he seek experience factor
If budget is not an issue then resale should be the last thing to consider. As you aware, you going to use this car for precious next 5 years to 7 years and your experience should be good so as to enjoy it thoroughly.

As you have driven compass - suggest to drive in Troc and MG Zs too
As all 3 offers immaculate experience and by close the very best in class leading dynamics which they offer.

Such 5 Minute charging as of now not a possibility, however fast charging with capacity to charge 0 to 80 in less than an hour is definite possible.

Hope should help !!
  1. more than a month ago
  2. New Cars, Reviews
  3. # 6
Asish Accepted Answer
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Hello Gagan ji,

I was able to test drive MG ZS ev. Overall the experience did not come close to Jeep Compass, in terms of drive quality. I felt fatigue after sometime. It was having body roll and head movement was profound due to its rapid initial thrust.
Troc is pending test drive as the vehicle is not available for test drive at the moment. But based on reviews available in internet I have a feeling that the vehicle has a stiff suspension.

I think I might finalize on Jeep Compass petrol automatic. I got quote from two showrooms, here in Bangalore. Below is the price breakup from one of the showroom.

Key elements. Model - Limited (O) 1.4 Petrol Automatic Dual tone
1. ex- shorom price - 2349000/-
2. insurance - 49400/- (After considering aletrnate insurance)
3. RTO - 469330/-
4. Registration handling charges - 12750/-

The onroad price comes a little above 29Lakh. There is an additional accessiories kit (20k), which they are offering to include along with the onroad price. They are not able to give any additional discounts like co-orporate discounts etc on ex showroom price which they were offering last year.
Also there is an additional extended warranty which comes to 40k. Is there any points I can negotiate further with the dealer. What all things should I check and verify before having the deal. I need to make sure the dealer does not do any malpractice during vehicle delivery. I hear stories of dealers of some other big car manufacturer selling new vehicles which were having technical issues to customers. Just want to make sure I verify everything from my side.

One more question - How much will a ventilated seat help. My long drive requirement is ocassional. The reason I am asking is, only the next variant which is the top variant, has ventilated seat along with lumbar support, tyre pressure monitor and 360 degree camera as key important features. For this I have to spend additional 2.5 L. I wish they included atleast tyre pressure monitor at this price.

Thanks
Asish
  1. more than a month ago
  2. New Cars, Reviews
  3. # 7
Gagan Modi Accepted Answer
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Ok Asish ji,

Compass is a great choice !! Am sure will have delightful experience
In given price deal quote
> Registration Handling charge - can get it waived, many buyers got a waiver for same
> Accessories Kit - why do you need to spend in 20K on top of line, choose some accessories and take negotiation for free

For Car Booking
Pls see these 2 videos



Should help in booking next new car as pro.

For other requirement
> Ventilated seats
> TPMS
> 360 degree camera

well they do help but spending 2.5 lakh for this is atrocious
Can get TPMS installed as acessory. Very much possible.

I also suggest to join in compass buyer group. Send whatsapp hi on 8595793939
Should help in getting important useful info on Compass.

Hope should help !!
  1. more than a month ago
  2. New Cars, Reviews
  3. # 8
Azim Accepted Answer
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Hi Asish Ji,

I am also looking for Jeep Compass and got a price quote as below -

Key elements. Model - Limited (O) 1.4 Petrol Automatic Dual tone
1. ex- shorom price - 2349000/-
2. insurance - 89400/- (After considering aletrnate insurance)
3. RTO - 469330/-
4. Registration handling charges - 12750/-

When I negotiated on the price, they told Insurance can come down to 45K but it will be comprehensive and will loose the other benefits (road assistant, language lost, Key lost and soon).

One showroom guy told me he can reduce the ex-showroom price to 30K but the car manufacturing month will be April 2021.

I am bit confused with the pricing and negotiates,

Thanks,
Azim
  1. more than a month ago
  2. New Cars, Reviews
  3. # 9
Asish Accepted Answer
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Hello Azim Ji,

I went through the videos shared in mycarhelpline youtube channel. It is quite informative. Thank you Gagan Ji for those informative videos. Learned a lot of things on the practices followed by dealers. The price you mentioned is similar to what I got for the same model.

Here is my take;

1. Insurance choice is upto the customer. You can check in polizy bazaar or elsewhere and compare the coverages each insurance companies offer. The dealer will pressure you that it is an expensive car and to go with the insurance attached with the dealer and so on. When I do a research for Jeep compass limited option, I see that we can easily get a decent bumper to bumper insurance with zero depriciation from popular insurance companies with lots of coverage at around 30-35k. Do check the IDV value and the coverages.
2. Handling charges should be waived off. No way a dealer can ask such huge handling charges. I am planning to reachout to manufacterer if the dealer is forcing me to pay this.
3. Accessories is upto us. We get good and quality items off market. If they include it in the on-road price, request them to give cash discount.
4. Extended warranty depends on the usage. We can take it any time within 3 years.

Also I got to know the best practices like getting the VIN number which can confirm the manufacturing date. Check the distance reading for the car you mentioned. But they can manipulate that. I learned that we have to get the pre delivery inspection done before making full rto/registration fees. May be I will hire a professional in Bangalore who can assist me with that. Nowadays I hear lot of cases where customers are tricked to buy new cars which were having problems reported previously. Reading these news loses my faith and trust in any car dealers. This process becomes same like buying a second hand car.

I am planning to buy from a dealer who can give me a good offer on top of the points I mentioned. After all it is our hard earned money. It should be a win-win between a dealer and buyer. If these dealers are not offering anything interesting, I might drop my plan of buying a new car for now and continue with my existing vehicle :)

Thanks
Asish
  1. more than a month ago
  2. New Cars, Reviews
  3. # 10
Asish Accepted Answer
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Hello Gagan Ji,

I got two quotes from two of the dealers available in Bangalore. They are okey to have my own insurance and remove accessories. Both of them are unable to waive of handling charges, or provide any discount on ex-showroom price. One of the dealer is innovative enough to transform that to fees paid to RTO while registering the vehicle and so on. The second dealer was explaining the charges and expenses they are incuring while transporting the vehicle. Anyway, I want the deal to be a win-win and do not want to risk my relationship with the dealer. My worst fear is, in saving this 10k handling charges, they might give me a vehicle with some hidden issues which I might not be able to find during PDI. I also understand that their profit margin is cut substantially when I go with my own insurance and my own accessories. Both have mentioned they will do their best to reduce the cost related to handling/logistics. I have reached out to Jeep regarding this issue.

Is there any professional I can reachout, who can help me with PDI in Bangalore. I know the dealer will be doing PDI through a company professional and they will be having an internal report for each vehicle. But I might miss some hidden aspects when I do a PDI myself. I also hear that these dealers store the vehicles in open sunlight exposing the precious vehicles to harsh weather conditions. The customer is unaware of these conditions. I am looking for good experience post the booking and good service later on.

They mentioned that adding additional camera and TPMS breaks the warranty and it is not recommended. Anyway I am doing a test drive again for my family and see how the experience goes.

Thanks
Asish
  1. more than a month ago
  2. New Cars, Reviews
  3. # 11
Admin Accepted Answer
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Ok although there are no apprehensions but to rule out possibility and if you have decided to pay handling charge - best way is to ask dealer for
> Latest Lot Manufactured Car i.e June or July make one

How to find: Although VIN is 17 digit one, but in case of jeep there are more digits after 17 digit and can be known
> Either under floor mat of driver side
> Bottom left of windshield

Jeep is manufacturing cars every month. Even in worst case scenario if he shows inability then let him know to indent car for you and same will be just delivered in 15 to 30 days at max

Hope should help !!
  1. more than a month ago
  2. New Cars, Reviews
  3. # 12
Asish Accepted Answer
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Hello Gagan Ji,

It was nice discussing with you through this chat conversation. I got to know a lot of information happening at dealer side through your channel. I also got to know the problems which a dealer faces while discussing with them.
I tried to negotiate with the dealer in getting a good offer. They were ready to waive off the logistic charges and include accessories. But the negotiation never went to a mutual agreement and they were not able to do anything above that. For now, I have dropped my plan of buying new car.

I have decided to try rental car for my ocassional long distance drive requirement in this pandemic period. I will invest the amount which I had kept for car and I am confident of covering the rental amount through this. I am also not selling my existing car for small city needs. May be when this pandemic is over, I might think of purchasing a new car :)

Thanks
Asish
  1. more than a month ago
  2. New Cars, Reviews
  3. # 13
Admin Accepted Answer
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Sad to hear initially as deal dint materialised.
Anyhow whatever happens - happens for best

Wishing very best !!
  1. more than a month ago
  2. New Cars, Reviews
  3. # 14
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