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  1. Amit Kumar
  2. New Cars, Reviews
  3. Monday, May 24 2021
Dear Gaganji

I am an ardent follower of my car helpline.Thanks for all updates and please take good car of your health

Query
We are a family of 5 living in Mumbai looking to buy a SUV in budget of 21 lacs, i drive 70 % in congested mumbai streets but 30% on highway trips (typically mumbai-goa), my average daily drive is app.30 km, i wanted a car with good GC,Build quality, good automatic transmission and easy to park in mumbai, I had identified Creta SXO DCT which costs 20.78 on road in Mumbai,not sure about Creta's build quality but family loves it, MG hector CVT also comes in my budget but very large car to park in Mumbai streets . I love Jeep but its Sport model only comes in my budget that too not automatic,HArrier i dont want as its too big and only diesel
Also I like Skoda Kushaqn Taigun VW should i wait for them?

Once a year we plan to do mumbai -delhi-mumbai trip

My current car Amaze MT 2015
Look forward to your revert...

Regards

Amit Kumar
Gagan Modi Accepted Answer
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Hello Amit ji,

Greetings !!

Happy to hear that. Wishing very best for you too

See Creta DCT is an excellent choice . You get a Package combination of
1. Fully Loaded Lifestyle Features. Care for all modern age lifestyle features, top notch infotainment this is a fairly equpped car
2. Fully Loaded Active & Passive Safety. Gets all 6 Airbags, ESP, All 4 disc brakes, ABS EBD, ECM Mirror etc
3. Turbo GDI Petrol Engine in Quick DCT Automatic Gear Box. Best combination for experiencing a car and yes available with Drive Mode & Traction Mode to adjust basis road conditions. Can drive on comfort mode in city, on highway for relaxed drive on Eco Mode & Sports Mode for fun to drive, can use with paddle shifters too
4. Tuned for Comfort with soft side suspension, Steering is light and gains on highway with Decent Handling response.

This car essentially ticks all boxes for anyone looking for
> Urban SUV for Comfort Oriented ride
> Automatic transmission with fair light steering
> Fully loaded lifestyle, safety features with impressive infotainment

Now coming to the biggest apprehension Build Quality - as i understand you concerned for safety aspect
See answer to it for a car to be called safe - 2 parameters are of utmost importance
> Speed Limit, Controlled speed drive and following traffic rules is key mantra to safety. A Car which scored 5 Star in NCAP can tumble down to 1 star to 2 Star had crash test performed at 80 Kmph with unstable structure and no car in world can survive if crashed at 100 Kmph.

Its essential and very important to follow in speed limit. Somehow the braking distance and response time can significant vary if applied brakes at speed of 140 and 100.

https://www.mycarhelpline.com/images/easyblog_articles/832/b2ap3_medium_Accidental-Death-Reason-India.jpg

So essential is to follow speed limit and avoid going overboard on any Indian roads beyond 120 Kmph. Infact 100 Kmph is what recommended speed even on expressway to have car in full control and get optimum fuel efficiency too

> Safety Features: Yes has reasons to worry when Seltos scored 3 Star and structure marked unstable at 64 Kmph. Been essentially Seltos and Creta share same platform, part of same parent company, having same structure, mechanicals - theres no reason to believe that Creta can be more sturdier in build unless same proved by Global NCAP

However, a big difference to it is that Seltos base model was crash tested, but model you have in consideration is Creta Top of Line. Somehow
> Fully Loaded Active Safety - ABS, EBD, ESP, All 4 Disc Brakes, TPMS Alert, ECM Mirror
> Fully Loaded Passive Safey - 6 Airbags, Seat Belt pretensioner

can make a difference in terms of superior safety specs

Having said same
> Controlled speed drive
> Package of Fully Loaded Active & Passive Safety
> Even Build Quality for that matter (even Seltos like build in Creta)

all as a package can end up deliver in a good safe experience.
Disclaimer: I disclaim to best of my view - the car may not be the safest of all best - if thats going to be a main criteria, but yes can expect to be reasonable safe basis facts and drive pattern as referred.

Concern with Hyundai Creta: I tell you
> Headlight: Headlight although are LED and they look stylish. Somehow visibility is okay'ish. Its not great

> High Speed Handling: Not the best. yes overall dynamics, feedback is satisfactory but a true drive experience, driver delight feel factor - Creta is not best for high speed handling character of the car

Rest is a great car to own

Coming to Skoda Kushaq: Am very optimistic for this Car, considering fact that Kushaq also to be introduced in 1.5 TSI which is the same engine as used in Troc - expect
> Uncompromised performance, expecting to be quickest of all
> Skoda / VW Cars offers immaculate ride handling experience. Expecting no different from Kushaq too
> Build Quality somehow as experienced right from Vento, Rapid to Troc / Kushaq to Octavia, Superb - always felt like a notch above competition

Rest more can only be known once car launches. Expecting that by end of June to early July 2021 - test drives would be available and car deliveries to begin from July 21 end

Overall Recomendation
With a disclaimer - this German maker cars are essentially best suited for 4 adults. So - if your requirement is of 5 member family then no point in waiting for Kushaq/Taigun n may straight away go with Creta for that matter

Else if its for 4 member family - i truely feel that Kushaq can be like game changer in the segment in coming weeks, and may offer superior value proposition from drive, handling, a notch above build and performance factor above Creta.

Hope should help !!


  1. more than a month ago
  2. New Cars, Reviews
  3. # 1
Amit Kumar Accepted Answer
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Thanks for elaborate reply Gaganji, so you recommend Creta SXO DCT as u rightly identified i am a city dweller who would drive mostly in controlled conditions although i would do pedal to metal sometimes when surroundings allow albeit safety and security of all passengers is my topmost priority, I agree that Creta SXO DCT is loaded with all safety features so your point on safety is well taken too.
Now 2 questions:
Firstly u recommend spending 21 lacs(slightly more in case of Co. registration) of hard earned money on Creta DCT SXO as some of my friends feel that its Creta as a car not deserve more than 15 lac spend and i should instead opt for Hector CVT?
Secondly coming to Kushaq is the 1,5 TSI with DSG engine something out of the world , on a scale of 1-10 where would rate Creta Turbo GDI compared to Kushaq 1.5 TSI assuming u must have driven this engine gearbox+ transmission in TRoc? Also your views on DSG vs DCT any advantages of wet clutch over dry?

Your Views will really help me close this quickly:)
Thanks & Regards

Amit
  1. more than a month ago
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  3. # 2
Gagan Modi Accepted Answer
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Hello Amit ji,

Car prices are on an increase and will continue to increase
> Rising steel prices
> Depreciating INR
> High GST Rates
> High Road Tax Rates

Car Creta Sx Option DCT where in you spending in more than 20 Lakh in Mumbai cost just 12.2 Lakh as basic price and close to 7.5 Lakh+ goes out for GST, road tax along with rs 50K+ for Insurance.

Adding on yes Hyundai too making good money by taking on advantage of near monopolistic situation from Urban SUV Segment of Creta and Seltos. But, you cant help it but the way prices going, semi conductor shortage and rising input cost - will actually see couple of more rounds of price hike in 2021. Yes company registration will cost more but thats attributed to differential road tax by Maharastra government.

As i have experienced 1.5 TSI in Troc for almost a week i can share with you that the power delivery performance which this engine has - he way pickup happens and gear shift response in DSG is way better than any car in under 35 Lakh. You can feel the very best of German Engineering which is like a notch above Hyundai DCT

Lot of Grunt, sports mode was like mad rush for power and a feel factor which is unmatched.
Troc is like a performance machine which can be a dream run for any performance enthusiast.

Yes its going to be Dry clutch Automatic transmission in Kushaq and expect it to be quicker and more responsive in pickup.

I suggest to have test drive of Troc to experience in 1.5 TSI as and when lockdown restriction easen up in Mumbai - am sure can find an altogether different world.

Hope should help !!
  1. more than a month ago
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  3. # 3
Amit kumar Accepted Answer
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Thanks Gaganji

I checked with VW Auto Bahn and T Roc may be available to test drive in June and as they say "Proof of pudding is in eating" I would test drive it first and then comment,

Just one more curiosity u mentioned that Creta can absorb 5 while Kushaq is strictly a 4 seater now in my situation all 5 travel (my wife ,daughter & parents) together only long distances like Mumbai-Shirdi Or Mumbai Goa so would backseat comfort of Kushaq be a deal breaker for us?

Regards

Amit
  1. more than a month ago
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  3. # 4
Gagan Modi Accepted Answer
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Sure, Great !!
Hope you will get a gist of Sports car kind character and feel !!

Coming to some bitter truth too with respect to Kushaq.
> rear center seat is slight raised, once you sit on can experience - its not comfortable. Sadly thats happening in almost all modern age cars. Infact 5th Gen City too has raised rear center seat which makes it uncomfortable on longer trip

> rear ac vents placed backwards

> Headroom space is slight on tight note for rear passengers

Although good part is that unlike Troc, seats are placed slight backwards - which offers better legroom space.
Its not that 5 cant seat in Kushaq - its like that who would like to sit on that center rear seat ?

One more thing to add is that dont go by numbers for boot. Its 385 Litres - but does it actually feel like big ?


  1. more than a month ago
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  3. # 5
amit kumar Accepted Answer
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Thanks Gaganji, I agree that Kushaq can be a game changer for segment and for Skoda but lack of 5 seats and smallish boot may deter lot of buyers like me who have the budget and understanding of such premium products. But as u mention in your videos that "no car is perfect" so i believe in my case i should stick to tried n tested Creta DCT SXO.
On more query do u recommend upgrading in Creta SXO tyres to Michellin as standard tyres look skinny ? Is so what tyre profile you recommend?
  1. more than a month ago
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  3. # 6
Admin Accepted Answer
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Hi,

No changes recommended to Creta Tyres

Best regds
  1. more than a month ago
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  3. # 7
Amit Kumar Accepted Answer
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Dear Team

One car which u haven't advised me at all is MG Astor, now i did like the MG Hector Petrol CVT but it was just too big for my usage. Honestly build quality wise I felt MG is far batter than Creta, now 2 questions:

i) MG Astor what engine options will be offered? Will it offer 1.5 turbo+CVT given in hector?
II) Will it be a 5 seater as u may have tested MGZX EV?

Regards
Amit
  1. more than a month ago
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  3. # 8
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Hi.

MG Astor still has time, as no official time lines announced for launch.
MG Motor India still testing this car. But expecting launch to be somewhere around October 2021 - again timelines may vary basis pandemic waves.

For engine, Too early to predict but yes 1.5 Petrol Engine as what used in Hector will likely be plonked in both Manual & CVT Automatic
Yes would be a 5 seater one.

Hope should help !!
  1. more than a month ago
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  3. # 9
Amit Kumar Accepted Answer
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Dear Team

What is the expected on road price for Kushaq 1.0 TSI automatic ?

Regards

Amit
  1. more than a month ago
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  3. # 10
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Hi,

Its pure guess as OEM may bring in surprises at time of launch. (launch slated in last week of June'21)
Still - anything around Rs 15 Lakh to 15.5 Lakh exshowroom is what expected for top end 1.0 TSI Automatic.
While 1.5 TSI Automatic may just fall in premium of Rs 2 Lakh over 1.0 TSI Automatic

As above are exshowroom, On road price will fall in zone of 17.5 to 18 Lakh for 1.0 TSI Automatic top end, while at around 20 Lakh for 1.5 TSI Automatic.

Hope should help !!
  1. more than a month ago
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  3. # 11
Amit Accepted Answer
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Dear Team

Thanks if i plan for top end TSI 1.0 as car is company registered in Mumbai makes it dearer by 1.75 lacs!!:o
Do u think 1.0 TSI in kushaq will be underpowered as weight of SUV is more than that of rapid ,will it feel underwhelming on highway overtakes, hill climbs with 5 people and luggage
Regards

Amit
  1. more than a month ago
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  3. # 12
Gagan Modi Accepted Answer
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Dear Amit ji,

Too early to comment on how would the engine perform in Kushaq
As of now can tell that 1.0 TSI has sufficient grunt in both Rapid and Vento especially in mid range. Although yes slight lag is there, but well masked in Automatic Transmission - basis experience as seen in Rapid & Vento and am not expecting much to be changed in Kushaq.

Still, suggest to wait and experience it hands on as and when drives are available which will make things crystal clear in same
Hope should help !!
  1. more than a month ago
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  3. # 13
Amit Kumar Accepted Answer
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Dear Gaganji

Waited for kushaq launch , media drives and pricing and I m not convinced that's it's right one for me primarily because 3 people in backseat will be difficult to accommodate

Now as u are aware my budget is strictly 21 lac onroad Mumbai creta sx barely falls in 21.2 lac whereas SXO IS 22.8 lac onroad co registration Mumbai only DCT VARIANTS

I'll sacrifice some cosmetics gimmick and 4 airbags in SX , is it right choice or u recommend something else

Don't wish to stretch beyond 21 onroad

Best regards

Amit
  1. more than a month ago
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  3. # 14
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Hi,

Yes, as refereed earlier Kushaq is good as 4 seater for 2 adults only on rear seat.
We wont recommend compromise on Side Airbag, Curtain Airbag safety especially with the fact you spending more than 2 Million this car

Either may explore Creta Sx Option IVT Automatic or if not in hurry wait for MG Zs to be branded as Astor in Petrol - Mg Zs scored 5 Star in Euro NCAP.

Hope should help !!
  1. more than a month ago
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  3. # 15
amit kumar Accepted Answer
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Hi Gaganji

This time I don't agree!

I didn't like IVT when tested back to back with DCT its just not there and when i m getting a better engine 1.4 GDI in 21 lacs why to go for NA1.5, also my point on safety is coming your suggestion only, we all know Creta doesn't have best body shell and build quality so we need to focus on active safety than passive safety and SX is loaded with active safety features,.

I like MG Zs design but its at least 6 months away so any other option for me.

also lets assume if we go for Creta can u suggest me a good insurance plan which could be cost effective

Regards

Amit
  1. more than a month ago
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  3. # 16
Gagan Modi Accepted Answer
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Hi Amit ji,

Thanks for getting back on same
Yes - 1.4 DCT is much more responsive and is what signature element of Creta
However, if by spending in 20 Lakh - you have reservations on Creta
> Body shell
> Build quality

I mean to ask that why you taking a chance on passive safety then and if have strong reservations on build even a step more why you considering it.

To our view - having a combination package of
> Driver Skills
> Speed Limits
> Car Active Safety Features
> Build Quality
> Passive Safety Features

all matters. Creta may not be best in build, but giving a cushion with side Airbags and Curtain Airbags do matter in event of side coliision impact for safety of passengers.

If you have gone too far to levels of 21 Lakh - take this extra 1.25 Lakh too as pinch of salt and explore top of line Sx Option where not only will get in Side and Curtain Airbags but will also experience in
> Ventilated Front Seats
> Electric Driver Seat
> Highline TPMS for exact Tyre Pressure in each tyre (Sx comes with Alert based system only)
> Even superior Infotainment Experience
> Some More Styling Enhancements

For Insurance: As you in Mumbai, Bajaj Allianz / HDFC Ergo or New India Assurance are good enough to consider in.
Hope should help !!
  1. more than a month ago
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  3. # 17
Amit Kumar Accepted Answer
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Dear Gaganji

I have already that taken pinch of salt initially my budget was on road 18-19 lacs but I stretched to 21 now it's too much for me,

I urge u with your deep understanding and knowledge of Indian automobile industry and coupled with fact u understand pain of middle class very well to advise me a vehicle under 21 lac onroad but company registration.

If not creta sx then what could be other options?

Regards

Amit
  1. more than a month ago
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  3. # 18
Gagan Modi Accepted Answer
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Dear Amit ji

We all have specific preferences in life and to attain them put a price to achieve so.

Yes - there is no end to increasing budget in a depreciating asset
> If not creta then Compass
> If not compass then Citroen
> If not citroen then Audi, Beemers

and yes you did a right thing by putting an end to stretched figure of 21 Lakh from initial budget of 18 Lakh

However, also important that its like highest tax zone when you buy a car under company name in Mumbai at almost 20% and for what you seek as
> Safety
> Space for 3 Adults on rear seat
> Urban SUV Dynamics

and adding on seating comfort, plush interior, performance and specific from Petrol SUV Perspective with a drive
> 70% in congested mumbai streets
> 30% on highway trips

somehow i strongly feel that either look out for Second Hand Car Market in terms of Used Honda CRV AWD in 2.4 Litre Engine with massive 190 PS Poiwer, which if can get in all wheel drive one in around 14 to 15 Lakh of 4 year old one - can be a great all round pick.
> Spacious
> Power Performance oriented
> Immaculate Build Quality

This SUV has almost everything will love in, except Used Car thing and low Mileage

Else in New Car, although DUster CVT is great choice but
> Limited space on rear seat
> Poor Ergonomics
> Low Sales
> Reliability and after sales

take it away and thus the final one to setlle for specific from Petrol SUV perspective is Hyundai Creta Sx DCT
> Its more sturdier against Maruti
> Feels more spacious
> DCT Turbo Combination in itself offers great drive
> Lifestyle Features

and fact to it that Safety lies a lot basis driving skill.
Do note that theres body roll to it in Creta, Kia Seltos do not offer as much body roll

However, Kia Seltos although sibling scoring low in crash ratings and a definite question been raised on build quality.
Giving a benefit of doubt to Hyundai .
Have a controlled speed drive, am sure will love in this car.

Hope should help !
  1. more than a month ago
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  3. # 19
Amit Kumar Accepted Answer
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Dear Gaganji

Thanks for all your help till date and as guided by you was about to close Creta SX turbo on-road 21.2 lac Mumbai, now the waiting is almost 3 months, in the meantime happen to see friend's brand new S Cross Petrol and was mighty impressed by build quality and driving manners. Today, we walked to NEXA show room and saw the car, what i liked was reliable Maruti Service and spares (used SX4 for 10 years), power not like Creta turbo but felt better than Creta IVT, automatic gearbox though only 4 speed was good in city b2b ,backseat space was good and all features at price of 15.5 lac(lower than my initial budget of 18 lac) company OTR Mumbai ,
What we didn't like was lack of sunroof and rear AC vents,(felt cabin didn't need vents as AC was supercool) & a strictly okayish infotainment screen

Now before i book Creta just wanted your opinion of S Cross AT on safety, front seat comfort for long drives, build quality,long term reliability, suspension etc. as I wonder why many people aren't buying it though looks like a solid product. Considering 70% of my time will be in City its going to save me lifetime of petrol & maintenance which i spend on Creta.

Best Regards

Amit
  1. more than a month ago
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  3. # 20
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