Hello Modi Ji/Team
I am a regular viewer of your Youtube channel, planning to buy a 4 Wheeler (open for all body structure types).
To give you a bit of background I am a resident of East Delhi (Laxmi Nagar) & an IT professional working at Microsoft Noida.I don't own a vehicle nor do I know how to drive a 4 wheeler.
I am married & live with my parents. We don't have a parking facility at home so would be mainly parking my vehicle at MCD parking.
I am planning to buy a vehicle mainly for city travel and occasional long trip, till now i am haven't done a lot of road trip so would be like to do so in future with family (mainly around Delhi or hills) , my married sister also reside near by so i don't see that would be doing trips without them , so expecting 4+ members in a trip.
I do have a budget of around 10 lakhs but can go a bit further if i am getting something better, since i don't know how to drive so have been dependent on reviews from different experts and colleagues/friends. I usually don't believe in regularly buying and selling stuff so own 2 wheelers with more than 14 years age.
Microsoft also provides me lease options but they aren't giving interest free EMI as my previous company used to give but it will help in bit of tax saving, on EMI you have to pay GST also, i do have FDs that i can use to buy the vehicle.
My priority list:
1. Safety
2. Millage
3. Features
4. Maintenance
Body Structure : Don't have a preference but would like to be a bit trendy.
Brand Preference : None but would like to go with those who would be staying in India for the long term and low maintenance cost.
Fuel Type : Want to go for Petrol as my daily usage shouldn't go beyond 50/60 km but friends are advising to go with diesel due to mileage in case of long trips.
Payment : Think for part payment (70 self /30 loan), but can with 100 self if i don't get a better deal, or go with company Lease policy.
Features : Don't have a specific requirement for sunroof but it's good to have features, Cruise control is a good feature to have considering the network of great highways that are coming in India. Good cabin space and safety of travelers is also one of the core requirements.
Going by trend i was also looking at compact SUV and somehow Nexon is what i liked most because of Made in India Tag/ 5 Star rating and looks but i am concerned about its mileage and maintenance. I was also thinking of going the EV way but the charging infrastructure limitation is resisting me and thinking of petrol.
Talking to multiple people really confused me so I wanted to have professional advice, need your advice in not only finalizing the vehicle and also help in negotiations and accessories for safety/security of the vehicle.
I am planning to book the vehicle during the Navratri period but it's just a timeframe I am thinking of as I have delayed the purchase for long ?.
Have tried to explain all the details but do let me know if am missing something, waiting for your reply
Shirshank Deepankar