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  1. Ashish vashisht
  2. New Car Deals & Offers
  3. Wednesday, March 11 2020
Hello sir, big fan of yours , I watched all your videos and found it very interesting,
Sir i booked swift lxi today with exchange of MARUTI WAGONR VXI 2013 model petrol + cng, 67000km driven and 2nd owner at ₹1,85,000. The dealer quoted 5,94,499 onroad for swift lxi with basic accesssory kit and extended warranty.
Ex showroom=5, 19,000
Insurance =26184
Registration charge + smrt card + postal fee=21590
Hp charges =1500
MCD parking =4000
Fast tag =500
Auto card = 472
B. Kit =12427
Extended warranty =8826
Onroad = 5,94,499
I think I won't opt for basic kit and extended warranty after this price became 5,73,246
After cash discount + corp 573246- 35000 = 5,38,246
And I am purchasing it in cash so hp charge also deducted and 1000 rs extra discount of dealer
So after deducting my old car value it costs me = 3,49,746
Sir please tell is it a good deal as insurance is at very high price and I think my car value is also low and I am purchasing it in cash
And my budget is very tight and I booked it with ₹1000.
Please help sir
And is it worth to buy extended warranty or neglect it to save money?
Plz reply sir
Admin Accepted Answer

Here are some Pointers
> Basic Kit can avoid - no issues

> Extended Warranty - recommended

> Insurance - i believe this would be a zero dep insurance. Well, among OEM - Maruti Insurance is recommended due to reasons Maruti Insurance Benefits
1. Dedicated 24x7 Support Center of Maruti Insurance - for providing information on Lodging Claim, Process Note, Documents, Escalations
2. Claim Process is better streamlined in Maruti Insurance
3. No Deduction for Salvage happened under Maruti Insurance

> Old Car Value - yes, i suggest to slight negotiate, Been 2nd owner value is eroded, but still 2 Lakh is something which can well be received, if its a Factory Fit Wagon R CNG Model

Hope should help !!

Ashish Vashisht Accepted Answer
Thankyou sir for your reply ?

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