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  1. MNS
  2. New Cars, Reviews
  3. Thursday, September 12 2019
Hello Sir,

I would like to purchase a New Maruti Ignis (Zeta) which cost for about 5.9lakhs on Ex Showroom Price in Belgaum (Karnataka).
Is it possible for us if we can purchase 3rd Party Insurance on this New Vehicle to get the cost reduce for On Road..

Regards,
MNS.
Admin Accepted Answer
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Votes
Undo
Hello,

Car Insurance is at 100% customer discretion to choose
> Which agency the customer intends to go with
> Which Insurance company
> Which plans - 3rd party / comprehensive / zero dep or with even add on covers

Only part mandatory is to have car Insurance while driving vehicle on road. Rest - Its 100% customer discretion to choose in Insurance plan, type, agency and Insurance company

But one thing would like to say - Insurance is added protection, cover against accidents, theft
If you feel that Insurance premium is higher may opt for voluntary deductible of Rs 5000 or even Rs 10,000 which will bring in Insurance premium considerably to extent of 25% or 40% (in case of Voluntary deductible of Rs 10,000) but your car will be secured against Theft and any major untoward incidents on car.

Hope should help !!


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