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  1. Yogesh Apte
  2. Finance, Insurance
  3. Monday, November 04 2013
Can i get a lower insurance premium by buying car insurance policy through Policy Bazaar rather than buying through ICICI Lombard online. Is there any hidden clause which i may miss by buying through either of them or any additional check required
Gagan Modi Accepted Answer
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See - Policy Bazaar provides premium comparison of various Insurance companies
Standard premium per se - there should not be any difference in buying directly from ICICI Lombard or buying Lombard policy through Policybazaar

However - to the best of our experience - Most of the Insurance companies and web aggregators do further provide discounts = once you negotiate with them too . Am not sure - if Lombard is an exception out there - but it holds true with most of them

So - will suggest to leave your personal details online with them and negotiate further for discount of 5% - 7%
In overall - Policybazaar can help you with added benefit of comparison of products of multiple insurance companies

Its like this - if you visit Maruti Suzuki or Hyundai official site - you will only get details about there respective models. But - if you visit Mycarhelpline - you can check on comparison, reviews and much more details about entire product spectrum of Automobile companies.


  1. more than a month ago
  2. Finance, Insurance
  3. # 1
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