Honda Assure is not an Insurance company but is a product which is formed by Honda Siel Cars with a consortium of Insurance companies
Under Honda Assure, Honda Siel Cars has entered an arrangement with some of the leading insurance companies - basis there claim track record and service levels to provide cashless, seamless and hassle free Insurance experience
These Insurance companies are - Bajaj Allianz, ICICI Lombard, National Insurance, Royal Sundaram and Universal Sompo General Insurance
Been policy details, claim status can easily be viewed through any Honda Dealer and the manufacturer to the best of our knowledge has also taken some service level commitment from the Insurance companies to provide best in class, and quick claim settlement program.
Also, now the dealer can issue Instant Policy on receipt of premium, means no cover note hassle. Any kind of Basic Policy endorsements can also be done from Online Live System, which is there at dealer workplace.
To our estimates
still unsure- for smaller amount claim or for say claim on some part replacement like Windshield etc - dealer can himself submit a surveyor report - no need to get a surveyor from Insurance company
The Risk coverage however would not vary as if you buy policy say directly through the Insurance company or under Honda Assure Program. But - there are some enhancements like
> Salvage
> ECM & Wiring
> Consumable Cover
with higher coverage under arrangement with Honda Assure vis a vis stand-alone Insurance Policy. The terms are negotiated by manufacturer with the preferred insurance partners.
