Maruti Insurance Review. Compare Maruti Insurance against ICICI Lombard, Tata AIG, Bajaj Allianz with Premium Difference, Key Benefits, Features, Claim Settlement Process
Is Maruti Insurance Best for Maruti Suzuki Cars. Pros & Cons
Maruti Insurance is not an Insurance company first. Rather its an Insurance Broking Arm of Maruti Suzuki run under Maruti Insurance Brokers Limited which provides Car Insurance Policies of
- PSU Companies: National Insurance Company, New India Assurance Company, United India
- Private Player: Bajaj Allianz, Iffco Tokio, ICICI Lombard, Royal Sundaram, Go Digit, Tata AIG, Reliance, Liberty General, Universal Sompo
through 3 Different Modes - Online or Dealer Network or Workshop and aim to offer Benefits like:-
- Cashless Settlement
- Seamless Service
- Fair Claim Settlement Terms
is what Promised and assured.
Maruti Insurance Website or Dealer shows comparison Premium of all Partnered Insurance Companies as available

But this is standard - whether Policy taken through Maruti Insurance or with Direct Insurance Companies. So whats the edge of Maruti Insurance then.
4 Point Edge with Maruti Insurance
- Involvement of Maruti Suzuki Core Team too: There is a dedicated Team which works in Maruti Suzuki under Maruti Insurance Brand. They have tied up with Insurance Companies as per agreed terms to offer Cashless and Seamless Experience. Some Claim Settlement terms, policies are relaxed too to offer a decent experience. Also, If in event of dissatisfaction due to Claim or Delay or Settlement amount - you can escalate and involve Manufacturer Maruti Insurance Team for Resolution
- Zero Salvage: No such Deduction for Salvage happened under Maruti Insurance. Maruti Insurance Offers Insurance exclusively for Maruti Suzuki customers and has made a product with Top of Line Customer Convenience as a key feature
- 24x7 Support: Apart from Insurance companies, you too have a dedicated 24x7 Support Center of Maruti Insurance - for providing information on Lodging Claim, Process Note, Documents
- Claim Settlement: Maruti Insurance acts as guard for Transparent and Quicker Claim Settlement with Insurance Companies. Maruti Insurance is Sold in over 90% of Maruti Suzuki Cars sold in India. This translates into Premium Business to tune of close to 250 crore every month - given to PSU & Private Insurance Players. With Such Volume of Business - Expect - Claim Settlement Terms as much quicker with defined Turn around Time and Transparent Policies under Preferred arangement
What you Wont Like in Maruti Insurance
- Not the Lowest Premium: Although Car Insurance Premium rates are competitive on overall factor, but still not the lowest Premium which a consumer can have. If a consumer compares quote with Online quotes he can actually get a lower premium in open market place.
- Dealer Showroom almost Compel: There are instances where dealer showroom have stiff targets for inhouse Car Insurance, and almost compel by pushing too much to take Car Insurance through Showroom only.
Recommended Insurance for Maruti Vehicle: If its Maruti Suzuki, Certainly it should be through Maruti Insurance. Its recommended for best Protection Cover for your Maruti Suzuki Vehicle.
You can now Calculate Car Insurance Premium in Seconds

Pointer - if you choosing Maruti Insurance and renewing through Maruti Suzuki Workshop
As Workshop gets Fixed Commission from Maruti Suzuki for renewing in Insurance, do not hesitate to ask for either one or more Benefits as
- Car Perfume
- 50% Discount on Wheel Alignment, Balancing
- Free Car Wash Coupon
- Discount on Labor Charges during Servicing
It may likely be possible that renewal may help you in getting some freebee from Workshop or Benefits on Labor Charges.
Comments 2
Royal Sundaram is the worst insurance provider, I have recently purchased a car insurance, I have given all details correct. But when I received the policy most of the information they changed intentionally. This is to avoid claim settlement. Spelling mistake in name etc. I have contacted many times, no response from them. No mails, calls nothing. They had offered a discount, that is why I opted them, that proved to be wrong decision. Please do not buy policy from them. They are unprofessional.
Hi ,
I wanted to know what is the reduction of prices in Maruti swift petrol vxi option after GST