Car Buying Calculator basis Average Monthly Driving of 500 to 1000 to 1500 to 2000 Kms a Month. Is it Petrol or Diesel or CNG Car for Maximum Savings
Petrol or Diesel or CNG Car in 2020
Buying a car is an important decision - not only it reflects taste, style, aura and top of it the convenience - but it also is a big financial decision - thanks to high ownership cost of cars in India. However, before making a Purchase Decision - its important to choose and consider :-
- What is your Average Running and Which Fuel - Petrol, Diesel or CNG - is one you should look at ?
- Which will save you money or which will be a drag on your monthly budget.
- Are you seeking performance or ready to compromise loss of power in CNG by having Lower Running Cost
- Which Fuel Type is more friendly in terms of Maintenance and after sale service
Whatever - you choose - think of your monthly running - ownership costs - Vehicle Performance - NVH Levels - so that you can make up the best buy
Fuel Prices n Mileage in India
Below are Present Prices of Fuel in Delhi
» Petrol: Rs 75 / Litre
» Diesel: Rs 69 / Litre
» CNG: Rs 45 / Kg
Average Running - 500 Kms / 1000 Kms / 1500 Kms / 2000 Kms a Month
Below is higher amount to be paid for buying Diesel / CNG over Petrol Car (upfront cost price difference)
| Diesel | Factory Fitted CNG or Manufacturer Recommended CNG | |
| Additional Upfront Costing Over Petrol Car | Rs. 1.2 Lakh approx | Rs. 65,000 (CNG Kit) |
| Additional Finance Interest Cost at end of 5 year | Rs. 35,000 approx | Rs. 13,000 |
| Higher Maintenance over period of 5 Years including one time clutch Plate & Battery change price difference | Rs. 25,000 approx | Rs. 7000 |
| Additional Insurance Premium in 5 Years | Rs. 15,000 | Rs. 8000 |
Costing
» Buying a Diesel Car is most expensive - which will cost around Rs 2 Lakh higher in Ownership cost as against Petrol Car
» CNG Car Costs good Rs 90,000 higher over the Petrol Car
Lets Take 4 Scenario
» For 20 to 25 Km daily. For 30 to 40 Km Daily. For 50 Km Daily. For 60 Km and more Daily
| Petrol | Diesel | CNG | |
| Average Mileage (City) | 13 Kmpl | 17 Kmpl | 20 Km/kg |
| Avg Running at 500 km / month | Rs. 2900 pm | Rs. 2000 pm | Rs. 1100 pm |
| Avg Running at 1000 Km / month | Rs. 5800 pm | Rs. 4000 pm | Rs. 2200 pm |
| Avg Running at 1500 Km / month | Rs. 8700 pm | Rs. 6000 pm | Rs 3500 pm |
| Avg Running at 2000 Km / month | Rs. 11,600 pm | Rs. 8000 pm | Not Feasible as your CNG Kit will be Out of Fuel every 3rd Day |
Note: CNG Kits have 12 Kg Capacity with 85% Utilisation - so driving 65 kms or more on daily will require refilling gas almost every 3rd day
Car Buying Feasibility Purchase (Petrol or Diesel or LPG or CNG Car)
» Less Driven Cars: If Running Less than 500 Kms a Month (5000 to 7000 Kms in a Year) - Its Viable to choose Petrol Car without giving a second thought to it
» For Average Driving: For Running in between 800 to 1000 Kms a month (10,000 to 12,000 Kms a year) - CNG Can Prove as Most Economical on Longer Term
» For Moderate Driving: Monthly Running of 1200 to 1400 Kms (15,000 to 16,000 Kms a Year) - CNG is Ideal and can help in recovering in
» For High Running: Diesel is recommended if your average running is 2000 Kms or more in a month (i.e 20000 Kms or more in a year) - it will save you good Rs. 30,000+ a year in terms of fuel costs and can cover upfront costs and higher maintenance within 5th year - giving long term fuel efficiency and savings
Pros & Cons (Fuel Type)
Lets know the Pros and Cons of buying a Petrol Car against Diesel or CNG or LPG Fuel in India
| Petrol Cars | Diesel Cars | CNG Cars | |
| Pros | Petrol Cars are Priced Lowest among Diesel, CNG or LPG as not fitment is required | Low Running Costs are main motivator | Lowest Running Costs across all Sort of Models |
| Engine Performance does not get degraded. Lowest NVH - Noise Vibration and Harshness | Proven in Long term to owe a Diesel car as against CNG or LPG | Clean Natural Alternate Fuel. Go Green Gas, ideal - if you care for Environment | |
| Ideal as no modification required of Alternate Gas Kit - considered also the lowest among Maintenance | Pep, Power Delivery in Diesel Car is much better as fuel combustion is pretty fast leading to enhanced pickup | Retro Fitted CNG Kits are there where car can run on both modes Petrol or CNG | |
| Cons | Highest Running Costs. Expensive in terms of Fuel costs on longer term | High Upfront Payment, Expensive to tune of 1 Lakh - 1.5 Lakh as against Petrol cars | Been CNG Cylinder Capacity is small to maximum 12 Kg with 85% Utilisation, Expect around 200 Kms run with CNG Full |
| Has relatively lower Pep (Torque) in Engine Performance as against its Diesel counterpart | Spare Parts and Periodic Maintenance is higher on longer term basis | CNG Leads to loss of Power giving lesser pickup. A general trend is 15% - 20% drop in power based on Car and CNG Kit | |
| Higher NVH - Noise and Vibration levels as against Petrol Cars | Eats up Boot Space due to Size of CNG Kit | ||
| Concern on Future of Diesel Cars as ban already imposed on Diesel Car Plying > 10 years in Delhi | Few Fuel Stations of CNG. Also, the time taken to refill CNG due to Paucity and Commercial Vehicles Queue | ||
| Long Term reliability in terms of Hassle Free Ownership is yet a question if CNG Fitment is not Factory Fitted |
For More Details on Costing
