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Most Affordable Cars of 2022 (No Cheap One) from Rs 6000 EMI, Lowest Downpayment in India

Most Affordable Cars of 2022 (No Cheap One) from Rs 6000 EMI, Lowest Downpayment in India

Most Affordable New Cars of 2022 in Hatchback, Sedan and SUV Segment with Lowest Down payment and Rs 6000 EMI Onwards in India

 

Most Affordable yet No Cheap Cars of 2022 : Rs 6000 EMI pm Onwards

Do you Wish to buy Brand New Car without impacting your Finance. But Concerned that who will buy  Smaller Engine 800cc or 1 Litre Naturally Aspirated Cars in 2022.

Ofcourse - Performance matters and bigger 1.2 Litre Naturally Aspirated Petrol Engine can make a lot of difference in Initial Pickup, AC Performance, Hill Drive and higher Power adds on to pulling torque

So - Care for Performance and Care for Affordability - Here are one having

  • Low EMI starting from just Rs 6000 per Month
  • Low Down Payment from mere Rs 1.5 Lakh all inclusive

Thanks to extended EMI Tenure option for 7 Years including Finance at upto 85% of On Road Price (which is what equivalent to 95% of Ex-showroom Price) makes buying car at absolute ease.

 

Most Affordable yet No Cheap Cars of 2022 (Lowest Down Payment with Rs 5000 EMI)

Gone are days of 800cc Cars & 1 Litre Engine Cars, we wont be recommending same to you in 2022 as looks like pretty Cheap Option in Hatchbacks.

Rather are recommending Cars with atleast 1.2 Litre Engine or higher so that they do not feel under-powered with even 4 Members and AC turned on.

Also we are Recommending Value Buy Picks in Segment to help you make Best Choice

Disclaimer: All Prices are as On road Price in Delhi basis Consumer Offers applicable at time of writing blog post in Jan 2022.

 

1. Tata Tiago XE: Here;s the Most Affordable 1.2 Litre Engine Car and Safest Car of Entry Segment in Indian Market and Care for Better Build, Bigger 1.2 Litre Engine, even Spacious, Stylish Car - Tata Tiago XE can be considered as great Value Choice. You will be happy to own a Car which although comes with Basic Features but without compromise on Build and Bigger Engine delivers better drive experience

Tata Tiago photo

Tata Tiago XE On Road Price in Delhi
Exshowroom Price Delhi: Rs. 499000
+ Road Tax & Registration: Rs. 20973
+ MCD Parking Fee in Delhi: Rs. 4000
+ Comprehensive Car Insurance : Rs. 21018
+ FASTag RFID Tag: Rs. 600
Less Dealer Discounts Rs. 10000
Less Corporate Rs. 3000
Net On Road Price in Delhi: Rs. 532591

So, to Buy Tata Tiago you just need to make Small Down Payment of Rs 1.5 Lakh and rest amount can be financed for Monthly EMI as low as under Rs 5000 per Month

  • Down Payment : Rs 1.5 Lakh
  • Car Loan: Rs 3.83 Lakh Car Finance @ 7.25% : Rs 5827 EMI per Month for 7 Years

Safety: ABS with EBD and Corner Brake Control, Dual Front Airbag, High Speed Alert, Seat Belt Pretensioner, Immobiliser

Convenience: Multi Drive Mode - Economy and City, AC with Heater, Electric Power Steering with Tilt, Digital Instrument Cluster, Internal Adjustable ORVM, Adjustable Front Head Restraints

Styling: Body Colored Bumper, Chrome Finish on Front Grille, 14 Inch Wheel with R14 175 Tyre, Dual Tone Interior theme, Black ORVM & Black Door Handle, 

 

2. Maruti Ignis Sigma: Are you looking for a Car which comes with even refined 1.2 Litre, 4 Cylinder Engine and carries a distinctive road presence - yet pretty impressive to drive and Spacious and Stylish for 4 Members with ABS, EBD, Dual Airbags and a car with raised Ground Clearance -  opt for Ignis Sigma

Maruti Suzuki Ignis photo

Important to note that S Presso got 0 Star on Safety Rating and somehow has higher body roll, so if your requirement is within city usage and you drive in controlled speed then only consider in S Presso. In terms of Price and affordability quote

Ignis Sigma On Road Price in Delhi
Exshowroom Price Delhi: Rs. 510000
+ Road Tax & Registration: Rs. 21413
+ MCD Parking Fee in Delhi: Rs. 4000
+ Comprehensive Car Insurance : Rs. 21201
+ FASTag RFID Tag: Rs. 600
Less Dealer Discounts Rs. 5000
Less Corporate Rs. 3000
Net On Road Price in Delhi: Rs. 549214

So, to Buy Ignis you just need to make Small Down Payment of Rs 1.49 Lakh and rest amount can be financed for Monthly EMI as low as under Rs 6000 per Month

  • Down Payment : Rs 1.49 Lakh
  • Car Loan: Rs 4 Lakh Car Finance @ 7.25% : Rs 6086 EMI per Month for 7 Years

Also, if you have any Old Car to Exchange then Ignis gets Rs 10K Exchange Bonus which will be over and above used car valuation price. This will reduce in Down Payment further.

 

3. Hyundai Grand i10 Nios Era: Care for Hyundai Reliability, Premium Experience and a Car with Distinctive Road Presence - Grand i10 Nios Era is an excellent choice 

New Cars

Check Prices with Complete Features

Make
Model

Hyundai Grand i10 Nios photo

Grand i10 Nios Era On Road Price in Delhi
Exshowroom Price Delhi: Rs. 529990
+ Road Tax & Registration: Rs. 22200
+ MCD Parking Fee in Delhi: Rs. 4000
+ Comprehensive Car Insurance : Rs. 21400
+ FASTag RFID Tag: Rs. 600
Less Dealer Discounts Rs. 10000
Less Corporate Rs. 3000
Net On Road Price in Delhi: Rs. 565190

So, to Buy Grand i10 you just need to make Small Down Payment of Rs 1.5 Lakh and rest amount can be financed for Monthly EMI as low as under Rs 6000 per Month

  • Down Payment : Rs 1.5 Lakh
  • Car Loan: Rs 4.15 Lakh Car Finance @ 7.25% : Rs 6314 EMI per Month for 7 Years

Also, if you have any Old Car to Exchange then can get Rs 10K Exchange Bonus which will be over and above used car valuation price. This will reduce in Down Payment further to make Car more affordable.

 

Also, are Similarly, Other Cars available in Hatchback and Sedan Segment

Other 2 Affordable Sedan & Hatch Car On Road Price - Delhi after Discounts (January 2022) EMI Down Payment
Tata Tigor XE Rs 6.02 Lakh Rs 6877 pm Rs 1.5 Lakh
Maruti Swift Lxi Rs 6.24 Lakh Rs 6999 pm Rs 1.65 Lakh

All Finance Scheme through SBI for Select Profile basis CIBIL Score and Eligibility Norms  

 

Calculate Car Loan Eligibility Get One Touch Information
Car Loan Eligibility Calculator Car Loan Eligibility Calculator

 

SUV Cars with Lowest Down Payment 

Nissan Magnite photo

In Down Payment of less than Rs 1.5 Lakh, Own a SUV with EMI starting at Rs 6000 pm - you can own a Crossover / Compact SUV car. Although Magnite and Kiger comes in 1 Litre Engine - but SUV carries high aspiration factor and thus models listed as exception if you feel more towards SUV aspiration in Budget Price.

SUV On Road Price - Delhi (January 2022) - No Discounts EMI Down Payment
Tata Punch Pure Rs 6 Lakh Rs 6000 pm Rs 1.4 Lakh
Nissan Magnite XE Rs 6.26 Lakh Rs 6000 pm Rs 1.66 Lakh
Renault Kiger Rs 6.3 Lakh Rs 6000 pm Rs 1.7 Lakh
Kia Sonet HTE Rs 7.7 Lakh Rs 7912 pm Rs 2.4 Lakh 
Hyundai Venue E Rs 7.8 Lakh Rs 8064 pm Rs 2.5 Lakh
Tata Nexon XE Rs 8.12 Lakh Rs 8064 pm Rs 2.82 Lakh

Net On Road Price in Delhi.

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Comments 22

Guest - nand kumar on Wednesday, 28 September 2022 18:00

I want to buy a car with 0 down payment with 12000 / month EMI( ignis , desire or baleno)

I want to buy a car with 0 down payment with 12000 / month EMI( ignis , desire or baleno)
Guest - nand kumar on Wednesday, 28 September 2022 17:58

I want to buy a car with 0 down payment with 12000 / month EMI

I want to buy a car with 0 down payment with 12000 / month EMI
Guest - Naveen on Saturday, 21 May 2022 08:14

Hi, i need choose grand 10 nios. Can you please let me EMI and how Many years of tenure. And I'm interested it's suspicious down payment l.50..

Hi, i need choose grand 10 nios. Can you please let me EMI and how Many years of tenure. And I'm interested it's suspicious down payment l.50..
Guest - Aravind chary on Monday, 02 May 2022 08:23

1lack down payment, 5000emi vehicle details please ??

1lack down payment, 5000emi vehicle details please ??
Guest - Sanjot Singh on Wednesday, 30 June 2021 17:58

Down payment price
And EMI price
7 years

Down payment price And EMI price 7 years
Guest - Tushar Verma on Tuesday, 16 February 2021 08:31

I want to buy a car with 20000 downpayment and. 5000 emi

I want to buy a car with 20000 downpayment and. 5000 emi
Guest - Ravi on Tuesday, 03 November 2020 01:25

I want to buy a car with zero down payment and no EMI for 2 or 3 months.

I want to buy a car with zero down payment and no EMI for 2 or 3 months.
Guest - KD on Tuesday, 01 December 2020 09:19

Than you have to pay upfront for remote control.

Than you have to pay upfront for remote control. :D:D
Guest - Deepak Kumar on Tuesday, 22 September 2020 16:42

I want dzire car downpayment one lakh from Bangalore plzz reply

I want dzire car downpayment one lakh from Bangalore plzz reply
Guest - Anurag Mishra on Monday, 25 May 2020 14:27

Sir 5000 rs hai downpayment k liye swift car loan per mil jaigi , Distict - Gonda , Utter pradesh

Sir 5000 rs hai downpayment k liye swift car loan per mil jaigi , Distict - Gonda , Utter pradesh
Guest - Hari on Tuesday, 08 October 2019 07:37

Hi, am looking forward to buy a swift in low down payment in chennai for taxi purpose. Please advise

Hi, am looking forward to buy a swift in low down payment in chennai for taxi purpose. Please advise
Guest - Ashish kohli on Saturday, 13 July 2019 22:37

Interested , please share details.

Interested , please share details.
Guest - swati on Friday, 07 June 2019 15:12

Hi I want to purchase CAR WITH 1 lAKH DOWNPAYMENT IN PUNE PLS SHARE YOUR CONTACT

Hi I want to purchase CAR WITH 1 lAKH DOWNPAYMENT IN PUNE PLS SHARE YOUR CONTACT
Guest - GHOLAM SHAHID on Sunday, 24 February 2019 19:57

I would like to purchase a car in Patna with EMI of less than Rs12000pm. Please suggest me best car

I would like to purchase a car in Patna with EMI of less than Rs12000pm. Please suggest me best car
Guest - Manish on Wednesday, 30 January 2019 13:27

I want to purchase a car please contact or share ur contact details...

I want to purchase a car please contact or share ur contact details...
Guest - Shubham tripathi on Sunday, 13 January 2019 01:13

Give me ur contact on my email id

Give me ur contact on my email id
Guest - Nishath sultana on Tuesday, 01 January 2019 16:47

I want to buy car plz contact as soon as possible

I want to buy car plz contact as soon as possible
Guest - Abdul Sattar on Friday, 14 December 2018 22:48

Hi Thanks For Update Donwpayment .please I Need last Update & Month Of Dec Offer

Hi Thanks For Update Donwpayment .please I Need last Update & Month Of Dec Offer
Guest - Harshal on Thursday, 31 May 2018 14:32

Do you have in mumbai as well?[*]

Do you have in mumbai as well?[*]
Guest - Swarnali Banerjee on Tuesday, 17 April 2018 01:43

I am interested. Want to purchase a car.plz contact me.

I am interested. Want to purchase a car.plz contact me.
Friday, 09 December 2022

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