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Most Affordable New Cars from just Rs 5000 EMI, Lowest Downpayment in India

Most Affordable New Cars from just Rs 5000 EMI, Lowest Downpayment in India

Most Affordable New Cars in Hatchback, Sedan and SUV Segment with Down payment as low as Rs 1 Lakh and EMI from just Rs 5000 Onwards in India

 

Cars with Most Affordable EMI, Lowest Down Payment in 2021

Do you Wish to buy Brand New Car without impacting your Finance in terms of

  • Low EMI starting from just Rs 5000 per Month
  • Low Down Payment from mere Rs 1 Lakh all inclusive

Well - here is happy news for you, many brand new cars are available with easy finance option  

Thanks to extended EMI Tenure option for 7 Years including Finance at upto 85% of On Road Price (which is what equivalent to 95% of Ex-showroom Price) makes buying car at absolute ease.

 

Most Affordable Cars in 2021 (Lowest Down Payment with Rs 5000 EMI)

Gone are days of 800cc Cars, we wont be recommending same to you. Rather are recommending Cars with  atleast 1 Litre Engine or higher so that they do not feel under-powered with even 4 Members and AC turned on.

Disclaimer: All Prices are as On road Price in Delhi basis Consumer Offers applicable at time of writing blog post.

 

1. Maruti S Presso Lxi Option: Are you looking for a Car where in maximum Usage would be in City - yes 95%+ usage if in City Conditions and Spacious for 4 Members with ABS, EBD, Dual Airbags and a car with raised Ground Clearance -  opt for S Presso Lxi Option

Important to note that S Presso got 0 Star on Safety Rating and somehow has higher body roll, so if your requirement is within city usage and you drive in controlled speed then only consider in S Presso. In terms of Price and affordability quote

  • Net On Road Price (in Delhi as Base) : Rs 4.3 Lakh
  • Down Payment : Rs 1 Lakh
  • Car Finance (Bank of Baroda / Punjab & Sind Bank) @ 7.1% : Rs 4997 EMI per Month for 7 Years

So yes can have S Presso Lxi Option from EMI under Rs 5000 per month and less than Rs 1 Lakh Downpayment

 

2. Maruti Wagon R Lxi Option: Care for even Spacious, Reliable and a Proven Car which is in Indian Market for over 23 Years - choose Wagon R Lxi Option as can get in Boxy Looked Wagon R in affordbale price

Known for Space, Reliability, Large Boot Space and a car for Impeccable Reliability with Niggle free ownership - you can expect Wagon R to deliver you segment best resale value too if considering to buy the car.

  • Net On Road Price (in Delhi as Base) : Rs 4.8 Lakh
  • Down Payment : Rs 1.2 Lakh
  • Car Finance (Bank of Baroda / Punjab & Sind Bank) @ 7.1% : Rs 5451 EMI per Month for 7 Years

 

In Similar way are List of Other Hatchback Cars with Lowest EMI, Lowest DownPayment

Hatchback Cars with Low EMI      
Model On Road Price - Delhi after Discounts (January 2021) EMI Down Payment
Tata Tiago XE Rs 5 Lakh Rs 5300 pm Rs 1.5 Lakh
Maruti Ignis Sigma Rs 5.1 Lakh Rs 5451 pm Rs 1.5 Lakh
Maruti Celerio Vxi Option Rs 5.2 Lakh Rs 5451 pm Rs 1.6 Lakh
Hyundai Santro Magna Rs 5.4 Lakh Rs 5754 pm Rs 1.6 Lakh
Maruti Swift Lxi Rs 5.6 Lakh Rs 5905 pm Rs 1.7 Lakh
Hyundai Grand i10 Nios Era Rs 5.65 Lakh Rs 5905 pm Rs 1.75 Lakh
Tata Altroz XE Rs 5.96 Lakh Rs 5996 pm Rs 2 Lakh

All Finance Scheme through Pnujab & Sind Bank, Bank of Baroda for Select Profile basis CIBIL Score and Eligibility Norms  

 

 

Sedan Cars with Lowest Down Payment

New Cars

Check Prices with Complete Features

Make
Model

Tata Tigor photo

In Less than a Lakh Down Payment with EMI under Rs 10,000 - you can own a Compact Sedan car. Finance considered from SBI for On Road Finance for Maximum 7 Years

Sedan Cars with Low EMI      
Model On Road Price - Delhi after Discounts (January 2021) EMI Down Payment
Tata Tigor XE Rs 5.9 Lakh Rs 5905 pm Rs 2 Lakh
Maruti Dzire Lxi Rs 6.36 Lakh Rs 5996 pm Rs 2.4 Lakh

 

Calculate Car Loan Eligibility Get One Touch Information
Car Loan Eligibility Calculator Car Loan Eligibility Calculator

 

SUV Cars with Lowest Down Payment 

Nissan Magnite photo

In Down Payment of Rs 2 Lakh, Own a SUV with EMI starting at Rs 6000 pm - you can own a Compact SUV car

SUV Cars with Low EMI      
Model On Road Price - Delhi after Discounts (January 2021) EMI Down Payment
Nissan Magnite XE Rs 6.05 Lakh Rs 5981 pm Rs 2.1 Lakh
Renault Kiger (upcoming Base Model) Rs 6.05 Lakh (estimated) Rs 5981 pm Rs 2.1 Lakh
Hyundai Venue E Rs 7.55 Lakh Rs 7874 pm Rs 2.35 Lakh 
Kia Sonet HTE Rs 7.6 Lakh Rs 7874 pm Rs 2.4 Lakh
Tata Nexon XE Rs 7.8 Lakh Rs 7990 pm Rs 2.5 Lakh

Net On Road Price in Delhi after Discounts.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 17

Guest - Tushar Verma on Tuesday, 16 February 2021 08:31

I want to buy a car with 20000 downpayment and. 5000 emi

I want to buy a car with 20000 downpayment and. 5000 emi
Guest - Ravi on Tuesday, 03 November 2020 01:25

I want to buy a car with zero down payment and no EMI for 2 or 3 months.

I want to buy a car with zero down payment and no EMI for 2 or 3 months.
Guest - KD on Tuesday, 01 December 2020 09:19

Than you have to pay upfront for remote control. :D:D

Than you have to pay upfront for remote control. :D:D
Guest - Deepak Kumar on Tuesday, 22 September 2020 16:42

I want dzire car downpayment one lakh from Bangalore plzz reply

I want dzire car downpayment one lakh from Bangalore plzz reply
Guest - Anurag Mishra on Monday, 25 May 2020 14:27

Sir 5000 rs hai downpayment k liye swift car loan per mil jaigi , Distict - Gonda , Utter pradesh

Sir 5000 rs hai downpayment k liye swift car loan per mil jaigi , Distict - Gonda , Utter pradesh
Guest - Hari on Tuesday, 08 October 2019 07:37

Hi, am looking forward to buy a swift in low down payment in chennai for taxi purpose. Please advise

Hi, am looking forward to buy a swift in low down payment in chennai for taxi purpose. Please advise
Guest - Ashish kohli on Saturday, 13 July 2019 22:37

Interested , please share details.

Interested , please share details.
Guest - swati on Friday, 07 June 2019 15:12

Hi I want to purchase CAR WITH 1 lAKH DOWNPAYMENT IN PUNE PLS SHARE YOUR CONTACT

Hi I want to purchase CAR WITH 1 lAKH DOWNPAYMENT IN PUNE PLS SHARE YOUR CONTACT
Guest - GHOLAM SHAHID on Sunday, 24 February 2019 19:57

I would like to purchase a car in Patna with EMI of less than Rs12000pm. Please suggest me best car

I would like to purchase a car in Patna with EMI of less than Rs12000pm. Please suggest me best car
Guest - Manish on Wednesday, 30 January 2019 13:27

I want to purchase a car please contact or share ur contact details...

I want to purchase a car please contact or share ur contact details...
Guest - Shubham tripathi on Sunday, 13 January 2019 01:13

Give me ur contact on my email id

Give me ur contact on my email id
Guest - Nishath sultana on Tuesday, 01 January 2019 16:47

I want to buy car plz contact as soon as possible

I want to buy car plz contact as soon as possible
Guest - Abdul Sattar on Friday, 14 December 2018 22:48

Hi Thanks For Update Donwpayment .please I Need last Update & Month Of Dec Offer

Hi Thanks For Update Donwpayment .please I Need last Update & Month Of Dec Offer
Guest - Harshal on Thursday, 31 May 2018 14:32

Do you have in mumbai as well?[*]

Do you have in mumbai as well?[*]
Guest - Swarnali Banerjee on Tuesday, 17 April 2018 01:43

I am interested. Want to purchase a car.plz contact me.

I am interested. Want to purchase a car.plz contact me.
Guest - Mukesh on Friday, 01 December 2017 22:13

सर जी जीरो डाऊन पेमंट से दे रहो क्या

सर जी जीरो डाऊन पेमंट से दे रहो क्या
Guest - mohan on Tuesday, 22 August 2017 03:36

looking for good car in low emi

looking for good car in low emi
Guest
Wednesday, 12 May 2021

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