Confused in Buying a Petrol Car or Diesel Car in 2022. Compare Upfront Purchase Price, Fuel Cost Savings with Maintenance Costs to know which Fuel Choice should you go for and Why
Buying a car is an important decision - not only it reflects taste, style, aura and top of it the convenience - but it also is a big financial decision - thanks to high ownership cost of cars in India.
However, the Debate has taken a Paradigm Shift
In BS3 and BS4 Regime Diesel Cars used to emit more than 3 times Nitrogen dioxide pollution and 22 times more tiny particles which penetrate the lungs, brain and heart.
But see how Scenario changed from BS6 where by using
and by Upgrading Catalyst are what Diesel Cars Pollutants been reduced Significantly. NOX Levels which were almost 300% in BS4 in Diesel against Petrol, now just is 33% higher than Petrol in BS6 Regime
Infact from BS3 to BS6 - NOX Levels in Diesel Cars dropped by 1/6th and PM Levels by 1/10th.
Lot of Diesel Cars are what Discontinued. Now no more Diesel Cars in market which used to be available with Turbo Lag. Present Range of Diesel Cars
Care for a Power Driven Performance Car, you Drive and experience it. It will bring a smile on your Face. We bet
If you compare in Performance aspect then at any given day
You will find a substabtial Difference in Diesel Engine with lot more Grunt and Performance in Diesel Engines.
Drive in Naturally Aspirated Petrol Engine as what used in Hyundai Creta, Kia Seltos and then experience in 1.5 Diesel Engine. The kind of Diesel Engine NVH Level as attained in BS6 is what the Benchmark, clean Power Delivery will bring a smile on your Face.
Similarly, although XUV300 Turbo Petrol is very good, but XUV300 Diesel is just Awesome. Even Altroz iTurbo Petrol is launched - but its not a match to Performance and benchmark as whats in 1.5 Diesel Engine.
Diesel Cars Punch going to bring a smile on your face.
Some Diesel Models comes with Negligible Price Difference
Rs. 10.16 Lakh
|E Diesel||Rs. 10.63 Lakh|
|Venue Select Variant|
|Sx Petrol||Rs. 10 Lakh|
|Sx Diesel||Rs. 10 Lakh|
|Rs. 16.3 Lakh|
|Rs. 16.53 Lakh|
Check out Prices of Cars
Check Prices with Complete Features
Although Fuel Price Gap in between Petrol and Diesel is narrowing
but The Fuel Efficiency of a Diesel Car is relatively 20% to 25% better as against Petrol Car. Expect Lower Running Cost of Diesel Car as against the Petrol one.
|City Drive Conditions||Hyundai Creta Petrol||Hyundai Creta Diesel|
|Mileage Difference||11 Kmpl||14 Kmpl|
|Fuel Price in Dece 2021||Rs 95.5 / Litre||Rs 86 / Litre|
|Average Running Cost||Rs 8.65 / Km||Rs 6.15 / Km|
You can almsot save in Rs 2.5 Per Km as running cost as against Creta Petrol. So say if you drive in even 8000 Kms a Year you will end up saving in Rs 20,000 per Year in terms of Fuel Cost
1. Up Front Price Difference Cost
Although the Narrower Price Difference Petrol Cars in range of Rs 20K to Rs 50K specified in above pertains to Specific Model Variants as listed above, but if you choose in
2. Higher Financing Cost
» If you buy Car on Finance - then there would be additional Interest cost for Buying Car in form of higher EMI or even if you buy car on cash - you would be forgiving the Interest which could have earned in form of Fixed Deposit at Bank
Finance : Interest on Rs 50,000 for 5 Years at 8% Interest Rate - Rs 10,840 and Rs 1.25 Lakh for 5 years at 8% Interest Rate (if Loan taken) - Rs 27,000 (Car Loan Interest is on Reducing Balance)
Own Funds : Fixed Deposit Interest on Rs 50,000 for 5 Years at 6.1% Interest Rate is 16,000 after TDS and 1.25 Lakh for 5 years at 6.1% Interest Rate - Rs 40000 (after TDS as Cumulative Interest)
3. Service Maintenance Cost
Additional is Service Maintenance Cost Difference where due to higher cost of Clutch Plate, Battery, additional cost of EGR Valve Cleaning, Oil and Fluid replacement Interval, Oil Filter cost. Some cars have bigger Diesel Engine requires more Oil
Even there are Parts like Catalytic Converter, Water Pump, AC Coils which though rarely fails - but if they do will cost higher in Diesel Cars vis a vis Petrol Cars.
On an average - its seen that Diesel Cars Maintenance cost if taken on Average Basis is higher to extent of Rs 2000 to 2500 per Year against Petrol Counterpart Model including Average Wear & Tear Parts
You can check - Car Service Cost Comparison
4. Insurance Premium
Diesel Cars has higher Insurance Premium in later years with marginally higher risk cover as against Petrol Cars. Even - the internal loading discount in later years would be nullified in Diesel Cars as against Petrol Cars
5. Limited Life of Diesel Car in Delhi / NCR
Also a ban is imposed in Delhi, NCR for Plying 10 year Old Diesel Car (this was imposed in BS4 Regime and still continuing)
However, the way Diesel Cars Pollution Levels are well controlled in BS6 Regime - we do not expect the Ban to Extended to other Cities.
But - consumers who are buying Diesel Cars in Delhi and NCR Zone can definitely sell these cars in other States by getting NOC Issued. (although to disclaim - fair price may not be reached but still can expect in 20% of Original Purchase price at end of 9th Year)
Pls understand Scenario Difference
Diesel Car Plus Points
Petrol Car Plus Points
Net All - If you Planning for :-
you need to serious give a consideration to there Diesel Engine.
However, from Ownership cost Perspective
have substantial Price Gap in Petrol and Diesel Model and in that case basis higher Ownership cost (Finance cost, Insurance Premium, Maintenance cost) - it may just be worth to go for Petrol from Financial Perspective - but trust Diesel Engine are lot more Fun to drive.
Kindly let me know which is more compatible with automatic transmission, Diesel or Petrol.
I'm planning to buy a new MUV car but confuse in diesel/petrol with AT.
Also please share the review of New Maruti Suzuki Ertiga as per my requirement.