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Petrol Car or Diesel Car in 2020. Best Car in BS6 Scenario

Petrol Car or Diesel Car in 2020. Best Car in BS6 Scenario

Confused in Buying a Petrol Car or Diesel Car in 2020. Compare Upfront Purchase Price, Fuel Cost Savings with Maintenance Costs to know which Fuel Choice should you go for and Why

 

Petrol Car or Diesel Car in 2020 - Updated in Line with BS6 and Changed Scenario

Buying a car is an important decision - not only it reflects taste, style, aura and top of it the convenience - but it also is a big financial decision - thanks to high ownership cost of cars in India.

However, the Debate has taken a Paradigm Shift in 2020 (as against Previous Year)

  • After BS6 Emission Norms been rolled where Emission levels are largely controlled in BS6
  • Price Gap in between Petrol and Diesel Models is largely Minimised (due to Economies of Scale as same Diesel Engine used in Multiple Models)

 

Pollution Levels in BS6 Diesel Cars and Petrol Cars

In BS3 and BS4 Regime Diesel Cars used to emit more than 3 times Nitrogen dioxide pollution and 22 times more tiny particles which penetrate the lungs, brain and heart.

But see how Scenario changed from BS6 where by using

  • Diesel Particulate Filter
  • NOX Reduction in Diesel Cars by using either NOX Trap or Adblue and BS6 Diesel Cars  

and by Upgrading Catalyst are what Diesel Cars Pollutants been reduced Significantly. NOX Levels which were almost 300% in BS4 in Diesel against Petrol, now just is 33% higher than Petrol in BS6 Regime

Infact from BS3 to BS6 - NOX Levels in Diesel Cars dropped by 1/6th and PM Levels by 1/10th.

 

 

 

Diesel Cars Performance

Lot of Diesel Cars are what Discontinued. Now no more Diesel Cars in market which used to be available with Turbo Lag. Present Range of Diesel Cars

  • Ford 1.5 TDCI Diesel Engine is explosive and offers lag free Performance
  • Hyundai 1.5 Diesel Engine ofr Immaculate NVH and Performance in Venue, Creta, Seltos
  • Tata 1.5 Diesel Engine in Different State of Power used in Altroz and Nexon 
  • Mahindra XUV300 Diesel Engine which is a Gem of 300 NM Torquey response

Ford Ecosport photoMahindra XUV300 photo

Care for a Power Driven Performance Car, you Drive and experience it. It will bring a smile on your Face. We bet

Ford 1.5 TDCI Diesel 4 Cylinder Engine as used in Figo, Aspire, Freestyle, Ecosport just takes the experience to next level if compared against 1.2 Litre 3 cylinder or 1.5 Litre 3 cylinder Engine as what used in these Cars

Tata Altroz Petrol or Nexon Turbo Petrol - you will find a substabtial Difference in Diesel Engine

Drive in 1.5 Naturally Aspirated Petrol Engine as what used in Hyundai Creta, Kia Seltos and then experience in 1.5 Diesel Engine. The kind of Diesel Engine NVH Level as attained in BS6 is what the Benchmark, clean Power Delivery will bring a smile on your Face.

Similarly, although XUV300 Turbo Petrol is very good, but XUV300 Diesel is just Awesome.

Diesel Cars Punch going to bring a smile on your face.

 

Price Difference in BS6

Due to Economies of Scale achieved, see the Prices as  in May 2020. The Price Gap in between Select Petrol and Diesel Car Models narrowed

  • The Major Difference in between Creta Ex Petrol and E Diesel is Touchscreen, Shark Finn Antenna, USB Charger and both Cars available at similar price at 9.99 Lakh
  • XUV300 Price Difference is just Rs 35,000. Infact XUV300 Diesel requires Engine Oil Replacement at every 20,000 Kms (has 10K, 30K, 50K, 70K replacement of Engine Oil) as against XUV300 Petrol having every 10,000 Kms (10K, 20K,30K,40K) - you will be surprised that scheduled Oil replacement of XUV300 Diesel would even be less than petrol
  • Venue Sx Turbo Petrol and Sx Diesel is just Rs 20K. Infact - Fuel Efficiency is a lot better of Diesel
  • Similarly - Ford Ecosport Diesel Price Difference is between Rs 36000 to Rs 58000
Model Prices
Hyundai Creta  

Ex Petrol

Rs. 999000

E Diesel Rs. 999000
   
XUv300  

W4 Petrol

Rs. 830000

W6 Petrol Rs. 915000
W8 Petrol Rs. 1060000
W4 Diesel Rs. 869000
W6 Diesel Rs. 950000
AMT Automatic Rs. 999000
W8 Diesel Rs. 1095000
   
Venue Select Variant  
Sx Petrol Rs. 979000
Sx Diesel Rs. 999000
   
Kia Seltos  

HTE Petrol

Rs. 989000

HTE Diesel Rs. 1034000
   
Ford Ecosport  

Ambiente Petrol

Rs. 804000

Trend Petrol Rs. 884000
Titanium Petrol Rs. 963000
Titanium Plus Petrol Rs. 1053000
Sports Petrol Rs. 1108000
Ambiente Diesel Rs. 854000
Trend Diesel Rs. 934000
Titanium Diesel Rs. 999000
Titanium Plus Diesel Rs. 1103000
Sports Diesel Rs. 1158000

 

Mileage

Although Fuel Price Gap in between Petrol and Diesel is narrowing

but The Fuel Efficiency of a Diesel Car is relatively 20% to 25% better as against Petrol Car. Expect Lower Running Cost of Diesel Car as against the Petrol one.

City Drive Conditions Ford Ecosport Petrol Ford Ecosport Diesel
Mileage Difference 11 Kmpl 14 Kmpl
Fuel Price in Jan 2020 Rs 71 / Litre Rs 69 / Litre
Average Running Cost Rs 6.45 / Km Rs 4.92 / Km

You can almsot save in Rs 1.5 Per Km as running cost as against Ecosport Petrol. So say if you drive in even 8000 Kms a Year you will end up saving in Rs 12,000 per Year in terms of Fuel Cost

 

 

Diesel Cars Ownership Cost Higher

1. Up Front Price Difference Cost

Although the Narrower Price Difference Petrol Cars in range of Rs 20K to Rs 50K specified in above pertains to Specific Model Variants as listed above, but if you choose in 

  • Tata Cars - Altroz and Nexon Diesel - Price Difference is very high at Rs 1.5 Lakh Ex-showroom translating to almost Rs 1.75 Lakh On Road Price Difference
  • If you choose higher up Variants of Creta and Seltos as Creta S Petrol to S Diesel, Sx Petrol to Sx Diesel. Seltos HTK Petrol to HTK Diesel - you will find On road Price Difference to to tune of Rs 1.25 Lakh+ Onwards
  • Ford Figo Diesel, Freestyle Diesel, Aspire Diesel also cost in Rs  1.25 Lakh On Road higher than counterpart 1.2 Petrol Engine

 

2. Higher Financing Cost

ยป If you buy Car on Finance - then there would be additional Interest cost for Buying Car in form of higher EMI or even if you buy car on cash - you would be forgiving the Interest which could have earned in form of Fixed Deposit at Bank

Finance : Interest on Rs 50,000 for 5 Years at 9% Interest Rate - Rs 12280 and Rs 1.25 Lakh for 5 years at 9% Interest Rate (if Loan taken) - Rs 30000 (Car Loan Interest is on Reducing Balance)

Own Funds : Fixed Deposit Interest on Rs 50,000 for 5 Years at 6.1% Interest Rate is 16,000 after TDS and 1.25 Lakh for 5 years at 6.1% Interest Rate - Rs 40000 (after TDS as Cumulative Interest)

 

3. Service Maintenance Cost

Additional is Service Maintenance Cost Difference where due to higher cost of Clutch Plate, Battery, additional cost of EGR Valve Cleaning, Oil and Fluid replacement Interval, Oil Filter cost. Some cars have bigger Diesel Engine requires more Oil

Even there are Parts like Catalytic Converter, Water Pump, AC Coils which though rarely fails - but if they do will cost higher in Diesel Cars vis a vis Petrol Cars.

On an average - its seen that Diesel Cars Maintenance cost if taken on Average Basis is higher to extent of Rs 2500 per Year against Petrol Model

You can check - Car Service Cost Comparison

 

4. Insurance Premium

Diesel Cars has higher Insurance Premium in later years with marginally higher risk cover as against Petrol Cars. Even - the internal loading discount in later years would be nullified in Diesel Cars as against Petrol Cars

  • On Cars with Ex-showroom Price Difference is Rs 50,000 - Expect Cumulative Insurance Premium to be higher by Rs 10,000 over span of 7 Years
  • On Cars where Ex-showroom Price Difference is Rs 1.25 Lakh to rs 1.5 Lakh - expect Insurance Premium to be higher to tune of Rs 20,000 over Span of 7 Years

  

5. Limited Life of Diesel Car in Delhi / NCR

Also a ban is imposed in Delhi, NCR for Plying 10 year Old Diesel Car (this was imposed in BS4 Regime and still continuing)

However, the way Diesel Cars Pollution Levels are well controlled in BS6 Regime - we do not expect the Ban to Extended to other Cities. 

But - consumers who are buying Diesel Cars in Delhi and NCR Zone can definitely sell these cars in other States by getting NOC Issued. (although to disclaim - fair price may not be reached but still can expect in 20% of Original Purchase price at end of 9th Year)


 

So Which to Buy - Petrol or Diesel

Pls understand Scenario Difference

Diesel Car Plus Points

  • Diesel Cars are Much More Fun to Drive. You Drive in and feel the Instant Difference. Care for Figo, Aspire or Freestyle 1.2 Petrol 3 Cylinder - you will find yourself in a different zone with 1.5 Litre 4 Cylinder Diesel Engine. Drive to Experience it
  • Running Cost would be lower by Rs 1.5 per KM
  • Price Difference narrowed in Ecosport, XUV300, Venue Sx Petrol and Sx Diesel, Creta E Diesel and Ex Petrol and Seltos HTE Petrol and HTE Diese;
  • Possibility of 10 year Diesel Ban not extending to other cities as Emission Level well controlled

 

Petrol Car Plus Points

  • Models where Price Gap Extended to higher amount like - Tata Altroz Petrol, Nexon Petrol are economical to tune of 1.75 Lakh on road against Diesel Model. Creta and Seltos higher up Variant where Petrol Car economical against Diesel
  • Fact of Higher Ownership Cost where Service Cost are Higher, Higher Insurance Premium Year on Year (where Ex-showroom Price is higher), Finance Interest Rates
  • Where your Average Annual Running is Low and / or belong to Delhi / NCR Zone as Petrol cars can well be driven for 15 Years
  • Where seek Light Clutch, Superior Engine NVH Levels - Petrol Cars still are better
  • Kia Seltos 1.4 Turbo, Creta 1.4 Turbo Engine feels even more responsive against 1.5 Diesel Engine

 

Net All - If you Planning for :-

  • Ford Ecosport Petrol Models
  • Mahindra XUV300 Petrol Model
  • Hyundai Creta Ex Petrol
  • Kia Seltos HTE Petrol
  • Hyundai Venue Turbo Petrol

you need to serious give a consideration to there Diesel Engine. Infact - even if you considering Ford Figo Petrol, Aspire Petrol or Freestyle Petrol - the 1.5 Diesel Engine as used just enhances the performance to next level that Petrol Engine feels mediocre and if your average annual running is 10,000 Kms a Year and care for a Performance car - you can consider in 1.5 TDCI Diesel Engine

However, from Ownership cost Perspective

  • Tata Altroz
  • Tata Nexon 
  • Hyundai Creta Higher Up Variants
  • Kia Seltos Higher up Variants

have substantial Price Gap in Petrol and Diesel Model and in that case basis higher Ownership cost (Finance cost, Insurance Premium, Maintenance cost) - it may just be worth to go for Petrol from Financial Perspective - but trust Diesel Engine are lot more Fun to drive

 

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 26

Guest - Naveen on Wednesday, 09 September 2020 21:39

My monthly running is appximately 2500 km. I want to buy creta sc, but I am confused between Petrol and diesel. Please suggest. Naveen

My monthly running is appximately 2500 km. I want to buy creta sc, but I am confused between Petrol and diesel. Please suggest. Naveen
Guest - Balu on Wednesday, 19 August 2020 08:08

Hi Gagan, my monthly consumption less than a 1000km looking for Aspire, shall I go for petrol or diesel one please suggest.



Hi Gagan, my monthly consumption less than a 1000km looking for Aspire, shall I go for petrol or diesel one please suggest.
Guest - Shiyas Rehman on Monday, 08 June 2020 09:26

Great article. Very nicely explained multiple aspects.. Petrol Vs Diesel is always a difficult take and this analysis has given me a good direction for decision making

Great article. Very nicely explained multiple aspects.. Petrol Vs Diesel is always a difficult take and this analysis has given me a good direction for decision making
Guest - Akx Malik on Wednesday, 20 May 2020 21:34

Very good article thanks
Akx

Very good article thanks Akx
Guest - hari prasad on Sunday, 15 March 2020 14:56

My driving in a month would be 500km a yr but aft 2yrs I may travel too much based on my working condition, I'm is it good to buy a diesel car or petrol car now... Please suggest.

My driving in a month would be 500km a yr but aft 2yrs I may travel too much based on my working condition, I'm is it good to buy a diesel car or petrol car now... Please suggest.
Guest - Aman on Tuesday, 08 October 2019 20:18

5000 km per month, advice me petrol or diesel in SUV automatic, pls suggest me?

5000 km per month, advice me petrol or diesel in SUV automatic, pls suggest me?
Guest - Mahi on Tuesday, 07 May 2019 22:13

Hello..please advice ford ecosport petrol or diesel..monthly running would be 1000..occasional long trips will cover around 2000 kms. Really confused as both 1.5 lt engine and good power. Only 50 Nm difference in torque.

Thanks.

Hello..please advice ford ecosport petrol or diesel..monthly running would be 1000..occasional long trips will cover around 2000 kms. Really confused as both 1.5 lt engine and good power. Only 50 Nm difference in torque. Thanks.
Guest - Bhupender on Friday, 26 June 2020 09:49

Go for diesel engine....very responsive....fun to drive car

Go for diesel engine....very responsive....fun to drive car
Guest - deepu on Tuesday, 15 January 2019 14:43

Hi gagan,

what if petrol and diesel car cost the same .. creta E+ petrol or diesel ?

Hi gagan, what if petrol and diesel car cost the same .. creta E+ petrol or diesel ?
Guest - Random Walker on Tuesday, 12 February 2019 19:52

What if one has to chose between aspire diesel and dzire petrol ?

What if one has to chose between aspire diesel and dzire petrol ?
Guest - Hemant Pande on Sunday, 18 November 2018 11:14

Dear Gagan,
Great comparison. However we now need to take two more factors into consideration. 1. 10 year limit for diesel 2. The narrowing gap of the two fuels.
With all this I would request your comment on the purchase of a new car. It will be important to note that my average running is approx 45000 km/ year. It is this running which has confused me.
I prefer to drive and have been doing 1000 km in a day very often. The need to use a car is due to uncertain programs and the reservation issues at short notice.
Thanks
Hemant

Dear Gagan, Great comparison. However we now need to take two more factors into consideration. 1. 10 year limit for diesel 2. The narrowing gap of the two fuels. With all this I would request your comment on the purchase of a new car. It will be important to note that my average running is approx 45000 km/ year. It is this running which has confused me. I prefer to drive and have been doing 1000 km in a day very often. The need to use a car is due to uncertain programs and the reservation issues at short notice. Thanks Hemant
Guest - Venkar on Saturday, 14 July 2018 23:20

Honda amaze petrol cvt vs diesel cvt ......my monthly running is 1400 kmwhich is better

Honda amaze petrol cvt vs diesel cvt ......my monthly running is 1400 kmwhich is better
Guest - Jag on Tuesday, 12 February 2019 07:38

Petrol vehicle best suites for you

Petrol vehicle best suites for you
Guest - Venkat on Saturday, 14 July 2018 23:17

Very good analysis

Very good analysis
Guest - Deepak on Monday, 04 June 2018 17:26

OMG!!!!! Crazy this guy.. Hats of to you Sir. The way you have made this comparison beats all the other comparison records. Amazing !!! . each and every detail is accounted for and taken into consideration. Thank you.

OMG!!!!! Crazy this guy.. Hats of to you Sir. The way you have made this comparison beats all the other comparison records. Amazing !!! . each and every detail is accounted for and taken into consideration. Thank you.
Guest - Adesh Kumar on Tuesday, 16 January 2018 17:28

Hello friends,
After read this difference between opt petrol or diesel engine car. I am satisfied with my dicession to purchased a patrol variant. Therefore, it's my pleasure advice to all of you before purchase a car you all should have to read this difference carefully.
OK jai hind

Hello friends, After read this difference between opt petrol or diesel engine car. I am satisfied with my dicession to purchased a patrol variant. Therefore, it's my pleasure advice to all of you before purchase a car you all should have to read this difference carefully. OK jai hind
Guest - Anish Mathew on Thursday, 28 December 2017 10:07

I plan to buy a used car. Currently I am having a diesel Ritz. Planning a second premium car. I am checking different cars like Toyota Corolla Altis. My budget is around 7 to 8lakhs. Kindly Advise me on suitable cars for me. My monthly usage will be a maximum of 500Kms. So Petrol will good as per this post. Kindly Advise more on this.

I plan to buy a used car. Currently I am having a diesel Ritz. Planning a second premium car. I am checking different cars like Toyota Corolla Altis. My budget is around 7 to 8lakhs. Kindly Advise me on suitable cars for me. My monthly usage will be a maximum of 500Kms. So Petrol will good as per this post. Kindly Advise more on this.
Guest - Bala on Saturday, 06 January 2018 16:13

If ur monthly usage is less than 1500 kms, definitely u can opt for petrol. And moreover ur budget is 7 to 8 lakh, so u can really opt for new variant.

If ur monthly usage is less than 1500 kms, definitely u can opt for petrol. And moreover ur budget is 7 to 8 lakh, so u can really opt for new variant.
Guest - Sudhakar babu on Friday, 10 November 2017 21:35

Which sub is best car under 12 lakhs on road price. New scross or new ecosport titanium petrol
or creata e plus petrol.

Which sub is best car under 12 lakhs on road price. New scross or new ecosport titanium petrol or creata e plus petrol.
Guest - vikramraj on Sunday, 29 October 2017 15:15

I am new to car drive, this is my first car planning to buy.
usage: not regular use, but will be taken out on occasions. monthly around 1000 km drive is expected.
Cost: I can afford approximately 7 Lakhs or max 9 lakhs. Note: I am opting loan for this.

Looking for family car with min maintenance, please suggest the car in India.

I am new to car drive, this is my first car planning to buy. usage: not regular use, but will be taken out on occasions. monthly around 1000 km drive is expected. Cost: I can afford approximately 7 Lakhs or max 9 lakhs. Note: I am opting loan for this. Looking for family car with min maintenance, please suggest the car in India.
Guest
Monday, 28 September 2020

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