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Petrol Car or Diesel Car in 2022. Should you Buy Diesel Car in 2022

Petrol Car or Diesel Car in 2022. Should you Buy Diesel Car in 2022

Confused in Buying a Petrol Car or Diesel Car in 2022. Compare Upfront Purchase Price, Fuel Cost Savings with Maintenance Costs to know which Fuel Choice should you go for and Why

 

Petrol Car or Diesel Car in 2022 - Updated in Line with BS6 and Changed Scenario

Buying a car is an important decision - not only it reflects taste, style, aura and top of it the convenience - but it also is a big financial decision - thanks to high ownership cost of cars in India.

However, the Debate has taken a Paradigm Shift 

  • After BS6 Emission Norms been rolled where Emission levels are largely controlled in BS6
  • Price Gap in between Petrol and Diesel Models is largely Minimised (due to Economies of Scale as same Diesel Engine used in Multiple Models)

 

Pollution Levels in BS6 Diesel Cars and Petrol Cars

In BS3 and BS4 Regime Diesel Cars used to emit more than 3 times Nitrogen dioxide pollution and 22 times more tiny particles which penetrate the lungs, brain and heart.

But see how Scenario changed from BS6 where by using

  • Diesel Particulate Filter
  • NOX Reduction in Diesel Cars by using either NOX Trap or Adblue and BS6 Diesel Cars  

and by Upgrading Catalyst are what Diesel Cars Pollutants been reduced Significantly. NOX Levels which were almost 300% in BS4 in Diesel against Petrol, now just is 33% higher than Petrol in BS6 Regime

Infact from BS3 to BS6 - NOX Levels in Diesel Cars dropped by 1/6th and PM Levels by 1/10th.

 

 

 

Diesel Cars Performance

Lot of Diesel Cars are what Discontinued. Now no more Diesel Cars in market which used to be available with Turbo Lag. Present Range of Diesel Cars

  • Hyundai 1.5 Diesel Engine ofr Immaculate NVH and Performance in Venue, Creta, Seltos, Alcazar
  • Tata 1.5 Diesel Engine in Different State of Power used in Altroz and Nexon 
  • Mahindra XUV300 Diesel Engine which is a Gem of 300 NM Torquey response and now in XUV700 too

Hyundai Alcazar photoMahindra XUV300 photo

Care for a Power Driven Performance Car, you Drive and experience it. It will bring a smile on your Face. We bet

If you compare in Performance aspect then at any given day

  • Tata Altroz 1.5 Diesel over 1.2 Petrol or 1.2 Turbo
  • Hyundai Creta 1.5 Diesel over 1.5 Petrol
  • Kia Seltos 1.5 Diesel over 1.5 Petrol
  • Hyundai Venue 1.5 Diesel over 1.2 Petrol
  • Kia Sonet 1.5 Diesel over 1.2 Petrol
  • Hyundai I20 1.5 Diesel over 1.2 Petrol
  • Venue and Sone 1.0 Turbo and 1.5 Diesel

You will find a substabtial Difference in Diesel Engine with lot more Grunt and Performance in Diesel Engines.

Drive in Naturally Aspirated Petrol Engine as what used in Hyundai Creta, Kia Seltos and then experience in 1.5 Diesel Engine. The kind of Diesel Engine NVH Level as attained in BS6 is what the Benchmark, clean Power Delivery will bring a smile on your Face.

Similarly, although XUV300 Turbo Petrol is very good, but XUV300 Diesel is just Awesome. Even Altroz iTurbo Petrol is launched - but its not a match to Performance and benchmark as whats in 1.5 Diesel Engine.

Diesel Cars Punch going to bring a smile on your face.

 

Price Difference in BS6

Some Diesel Models comes with Negligible Price Difference

  • Venue Sx Turbo Petrol and Sx Diesel is just Rs 20K On Road. Infact - Fuel Efficiency is a lot better of Diesel
  • Similarly - Ford Ecosport Diesel Price Difference is between Rs 20,000 to Rs 50,000
Model Prices
Hyundai Creta  

E Petrol

Rs. 10.16 Lakh

E Diesel Rs. 10.63 Lakh
   
Venue Select Variant  
Sx Petrol Rs. 10 Lakh
Sx Diesel Rs. 10 Lakh
   
HYundai Alcazar  

Prestige

Rs. 16.3 Lakh

Prestige Diesel

Rs. 16.53 Lakh

Check out Prices of Cars

New Cars

Check Prices with Complete Features

Make
Model
 

 

Mileage

Although Fuel Price Gap in between Petrol and Diesel is narrowing

but The Fuel Efficiency of a Diesel Car is relatively 20% to 25% better as against Petrol Car. Expect Lower Running Cost of Diesel Car as against the Petrol one.

City Drive Conditions Hyundai Creta Petrol Hyundai Creta Diesel
Mileage Difference 11 Kmpl 14 Kmpl
Fuel Price in Dece  2021 Rs 95.5 / Litre Rs 86 / Litre
Average Running Cost Rs 8.65 / Km Rs 6.15 / Km

You can almsot save in Rs 2.5 Per Km as running cost as against Creta Petrol. So say if you drive in even 8000 Kms a Year you will end up saving in Rs 20,000 per Year in terms of Fuel Cost

 

 

Diesel Cars Ownership Cost Higher

1. Up Front Price Difference Cost

Although the Narrower Price Difference Petrol Cars in range of Rs 20K to Rs 50K specified in above pertains to Specific Model Variants as listed above, but if you choose in 

  • Tata Cars - Altroz and Nexon Diesel - Price Difference is very high at Rs 1.5 Lakh On Road Price Difference
  • If you choose higher up Variants of Creta and Seltos as Creta S Petrol to S Diesel, Sx Petrol to Sx Diesel. Seltos HTK Petrol to HTK Diesel - you will find On road Price Difference to to tune of Rs 1.25 Lakh+ Onwards 

 

2. Higher Financing Cost

ยป If you buy Car on Finance - then there would be additional Interest cost for Buying Car in form of higher EMI or even if you buy car on cash - you would be forgiving the Interest which could have earned in form of Fixed Deposit at Bank

Finance : Interest on Rs 50,000 for 5 Years at 8% Interest Rate - Rs 10,840 and Rs 1.25 Lakh for 5 years at 8% Interest Rate (if Loan taken) - Rs 27,000 (Car Loan Interest is on Reducing Balance)

Own Funds : Fixed Deposit Interest on Rs 50,000 for 5 Years at 6.1% Interest Rate is 16,000 after TDS and 1.25 Lakh for 5 years at 6.1% Interest Rate - Rs 40000 (after TDS as Cumulative Interest)

 

3. Service Maintenance Cost

Additional is Service Maintenance Cost Difference where due to higher cost of Clutch Plate, Battery, additional cost of EGR Valve Cleaning, Oil and Fluid replacement Interval, Oil Filter cost. Some cars have bigger Diesel Engine requires more Oil

Even there are Parts like Catalytic Converter, Water Pump, AC Coils which though rarely fails - but if they do will cost higher in Diesel Cars vis a vis Petrol Cars.

On an average - its seen that Diesel Cars Maintenance cost if taken on Average Basis is higher to extent of Rs 2000 to 2500 per Year against Petrol Counterpart Model including Average Wear & Tear Parts

You can check - Car Service Cost Comparison

 

4. Insurance Premium

Diesel Cars has higher Insurance Premium in later years with marginally higher risk cover as against Petrol Cars. Even - the internal loading discount in later years would be nullified in Diesel Cars as against Petrol Cars

  • On Cars with Ex-showroom Price Difference is Rs 50,000 - Expect Cumulative Insurance Premium to be higher by Rs 10,000 over span of 7 Years
  • On Cars where Ex-showroom Price Difference is Rs 1.25 Lakh to rs 1.5 Lakh - expect Insurance Premium to be higher to tune of Rs 20,000 over Span of 7 Years

  

5. Limited Life of Diesel Car in Delhi / NCR

Also a ban is imposed in Delhi, NCR for Plying 10 year Old Diesel Car (this was imposed in BS4 Regime and still continuing)

However, the way Diesel Cars Pollution Levels are well controlled in BS6 Regime - we do not expect the Ban to Extended to other Cities. 

But - consumers who are buying Diesel Cars in Delhi and NCR Zone can definitely sell these cars in other States by getting NOC Issued. (although to disclaim - fair price may not be reached but still can expect in 20% of Original Purchase price at end of 9th Year)


 

So Which to Buy - Petrol or Diesel

Pls understand Scenario Difference

Diesel Car Plus Points

  • Diesel Cars are Much More Fun to Drive. You Drive in and feel the Instant Difference. Care for Figo, Aspire or Freestyle 1.2 Petrol 3 Cylinder - you will find yourself in a different zone with 1.5 Litre 4 Cylinder Diesel Engine. Drive to Experience it
  • Running Cost would be lower by Rs 1.5 per km vis a vis against Petrol Car
  • Price Difference narrowed in Alcazar, Venue Sx Petrol and Sx Diesel, Creta E Model
  • Possibility of 10 year Diesel Ban not extending to other cities as Emission Level well controlled

 

Petrol Car Plus Points

  • Models where Price Gap Extended to higher amount like - Tata Altroz Petrol, Nexon Petrol are economical to tune of 1.75 Lakh on road against Diesel Model. Creta and Seltos higher up Variant where Petrol Car economical against Diesel
  • Fact of Higher Ownership Cost where Service Cost are Higher, Higher Insurance Premium Year on Year (where Ex-showroom Price is higher), Finance Interest Rates
  • Where your Average Annual Running is Low and / or belong to Delhi / NCR Zone as Petrol cars can well be driven for 15 Years
  • Where seek Light Clutch, Superior Engine NVH Levels - Petrol Cars still are better
  • Kia Seltos 1.4 Turbo, Creta 1.4 Turbo Engine feels even more responsive against 1.5 Diesel Engine

 

Net All - If you Planning for :-

  • Tata Altroz ITurbo Petrol Models
  • Hyundai Creta Base E Model
  • Hyundai Venue Sx
  • Hyundai Alcazar
  • Kia Sonet

you need to serious give a consideration to there Diesel Engine.

However, from Ownership cost Perspective

  • Tata Nexon 
  • Hyundai Creta Higher Up Variants
  • Kia Seltos Higher up Variants

have substantial Price Gap in Petrol and Diesel Model and in that case basis higher Ownership cost (Finance cost, Insurance Premium, Maintenance cost) - it may just be worth to go for Petrol from Financial Perspective - but trust Diesel Engine are lot more Fun to drive.

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Comments 43

Guest - Satyanarayan Nayak on Thursday, 29 December 2022 06:25

Hi Team,
It's great information about car and diesel. Thank you for this, I really appreciate the team.
I'm planning to buy Kia Sonet GTX plus model.
There are two versions:
1) G1.0T 7DCT GTX Plus (Petrol), Engine - 1.0 T-GDi petrol engine
2) D1.5 6AT GTX Plus (Diesel), Engine - 1.5 CRDi diesel engine

Could you please advise which one should go for? I want to go for petrol engine but hearing some reviews that 7DCT petrol has heating issues. Which one I should pick for long run without any issues, please advise?

Hi Team, It's great information about car and diesel. Thank you for this, I really appreciate the team. I'm planning to buy Kia Sonet GTX plus model. There are two versions: 1) G1.0T 7DCT GTX Plus (Petrol), Engine - 1.0 T-GDi petrol engine 2) D1.5 6AT GTX Plus (Diesel), Engine - 1.5 CRDi diesel engine Could you please advise which one should go for? I want to go for petrol engine but hearing some reviews that 7DCT petrol has heating issues. Which one I should pick for long run without any issues, please advise?
Guest - Sahil Mahajan on Saturday, 24 December 2022 15:11

Hi,

I am looking to buy Venue S plus diesel variant, should i go for Brezza VXI variant

Reason of ask : Is Venue current 1.5 Diesel engine going to stay.
Daily running 65-75 km in Navi Mumbai

Hi, I am looking to buy Venue S plus diesel variant, should i go for Brezza VXI variant Reason of ask : Is Venue current 1.5 Diesel engine going to stay. Daily running 65-75 km in Navi Mumbai
Guest - Aniket on Thursday, 29 December 2022 15:53

You should go with BS6 diesels only if your majority run is on highways, For strict city usage you should go with Naturally aspirated petrol engines..

You should go with BS6 diesels only if your majority run is on highways, For strict city usage you should go with Naturally aspirated petrol engines..
Guest - Pritesh Agrawal on Sunday, 25 September 2022 13:24

Hii , please advise whether to buy Kia Carens Prestige in Petrol or Diesel since price difference is negligible , only doubt is if diesel cars below 2000 cc are stopped manufacturing in near future then resale price will drop and spare parts also may not be available ..

Hii , please advise whether to buy Kia Carens Prestige in Petrol or Diesel since price difference is negligible , only doubt is if diesel cars below 2000 cc are stopped manufacturing in near future then resale price will drop and spare parts also may not be available ..
Guest - Pawan Dhingra on Monday, 27 June 2022 01:36

Hello,

I am planning to buy a used Mahindra TUV 300 2018 model, run(ODOmeter) 35k for the city and touring purposes @ the price of around 5.40 lakh, request you to please suggest buying used diesel Engine in 2022 was sensible or not.


Thanks & regards
Pawan Dhingra

Hello, I am planning to buy a used Mahindra TUV 300 2018 model, run(ODOmeter) 35k for the city and touring purposes @ the price of around 5.40 lakh, request you to please suggest buying used diesel Engine in 2022 was sensible or not. Thanks & regards Pawan Dhingra
Guest - Anurag on Monday, 17 January 2022 00:31

Hello sir,
I need your advice, I am getting one second hand baleno 2 years old diesel top end varient. My running of car is very much nominal. Price of car would cost around 6L. Please help me should I go for it or not in every prospects.

Hello sir, I need your advice, I am getting one second hand baleno 2 years old diesel top end varient. My running of car is very much nominal. Price of car would cost around 6L. Please help me should I go for it or not in every prospects.
Guest - Saurabh on Sunday, 26 September 2021 23:56

Hello Sir,

I am planning to take 70% of on road price of car as loan in Oct.2021 1st week, rest 30% will be down payment. Tenure will be around 5.5 years. Pls suggest should I take fixed or floating interest rate at current time when the interest rates are lowest and will probably increase in future.
Also, my Cybil score is over 780 and all documents are proper so hopefully will get loan at lower rate from public banks.

I have little knowledge of economics and forecasting so pls suggest.

Thank You.

Hello Sir, I am planning to take 70% of on road price of car as loan in Oct.2021 1st week, rest 30% will be down payment. Tenure will be around 5.5 years. Pls suggest should I take fixed or floating interest rate at current time when the interest rates are lowest and will probably increase in future. Also, my Cybil score is over 780 and all documents are proper so hopefully will get loan at lower rate from public banks. I have little knowledge of economics and forecasting so pls suggest. Thank You.
Guest - Vinod Arora on Sunday, 18 April 2021 08:57

I want to buy kia seltos. Pls advise should i buy pertol or diesel as my monthly running is around 1000 km

I want to buy kia seltos. Pls advise should i buy pertol or diesel as my monthly running is around 1000 km
Guest - srinu on Monday, 24 January 2022 11:56

go for petrol

go for petrol
Guest - Gagan M on Monday, 05 July 2021 16:19

Petrol at 100+ mark. Better go for electric/cng cars.

Petrol at 100+ mark. Better go for electric/cng cars.
Guest - Ajit Wagh on Thursday, 15 April 2021 14:37

Dear Sir,
Mycarhelpline is my favourite since last 3 years, when it was lesser known and you were not on Youtube. Liked it too much and is really very useful. I have booked Freestyle Diesel Titanium just now (April 21) and was wondering about my decision. (Purely based on my choice for fun to drive and efficiency - i.e. price per Km and a go anywhere car) but after I booked and worked out the EMI etc had a feeling while comparing to Petrol option (Though in Test drive I liked both P&D) So while confused only one site name came to mind is MYCarhelpline. And Boss you sorted out my all points with an apt and TRUE comparison of Diesel and Petrol cars, especially about FOr and that too Freestyle in particular. I had test driven Kia too seltos and Sonet. Felt Sonet OK compared to Freestyle for better Boot space and slightly good features and modern things. But interior quality and fit and finish was not up to the mark of Ford Cars. ( I am using Ford Fusion 1.6 Petrol for last 14 years) and finally short listed on Freestyle Diesel. Need your comments on the decision as I have booked FS-D and sometimes I feel I did right thing for not selecting Seltos Bae model of Petrol or diesel costing 2.5 to 3 L more. Pls reply me. Thanks

Dear Sir, Mycarhelpline is my favourite since last 3 years, when it was lesser known and you were not on Youtube. Liked it too much and is really very useful. I have booked Freestyle Diesel Titanium just now (April 21) and was wondering about my decision. (Purely based on my choice for fun to drive and efficiency - i.e. price per Km and a go anywhere car) but after I booked and worked out the EMI etc had a feeling while comparing to Petrol option (Though in Test drive I liked both P&D) So while confused only one site name came to mind is MYCarhelpline. And Boss you sorted out my all points with an apt and TRUE comparison of Diesel and Petrol cars, especially about FOr and that too Freestyle in particular. I had test driven Kia too seltos and Sonet. Felt Sonet OK compared to Freestyle for better Boot space and slightly good features and modern things. But interior quality and fit and finish was not up to the mark of Ford Cars. ( I am using Ford Fusion 1.6 Petrol for last 14 years) and finally short listed on Freestyle Diesel. Need your comments on the decision as I have booked FS-D and sometimes I feel I did right thing for not selecting Seltos Bae model of Petrol or diesel costing 2.5 to 3 L more. Pls reply me. Thanks
Guest - Hardeep Singh on Tuesday, 16 February 2021 12:10

Hi. After having examined many SUVs, i have short listed the following two:
a. Hyundai Venue SX1.5 Ex-showroom 10.00
b. Hyundai Venue Sport SX 1.5 Ex-showroom 10.40
c. Kia Sonet HTX 1.5 Ex-showroom 10.20

They all have sun roof.
Only Kia does not have Alloys but has LED Headlamps.

I have not driven Venue Sx as it was not avalable for test drive. Instead i as offered Creata top model (same engine) which had very responsive smooth diesel engine.
I also tried Kia Sonet diesel which i am felt had free revving up in comparison to Creata's response.

Yes. Kia has two tone interior which looks cool than the carbon black of Venue. (looks too much plastic not even like balenos leather finish plastic )

I think there is no point diesel BS6 will be out in next 5-7 years especially when its performance is quite similar to BS6 Petrol

I need advise between these three models in terms of Cost of maintenance and reliability of engine.


Regards

PS: I have also test drive Ecosport, but its clutch and gear shift was bit heavy.
WRV: Cost seems a bit on higher side and chances that honda may upgrade its model soon ( i feel so)

Hi. After having examined many SUVs, i have short listed the following two: a. Hyundai Venue SX1.5 Ex-showroom 10.00 b. Hyundai Venue Sport SX 1.5 Ex-showroom 10.40 c. Kia Sonet HTX 1.5 Ex-showroom 10.20 They all have sun roof. Only Kia does not have Alloys but has LED Headlamps. I have not driven Venue Sx as it was not avalable for test drive. Instead i as offered Creata top model (same engine) which had very responsive smooth diesel engine. I also tried Kia Sonet diesel which i am felt had free revving up in comparison to Creata's response. Yes. Kia has two tone interior which looks cool than the carbon black of Venue. (looks too much plastic not even like balenos leather finish plastic ) I think there is no point diesel BS6 will be out in next 5-7 years especially when its performance is quite similar to BS6 Petrol I need advise between these three models in terms of Cost of maintenance and reliability of engine. Regards PS: I have also test drive Ecosport, but its clutch and gear shift was bit heavy. WRV: Cost seems a bit on higher side and chances that honda may upgrade its model soon ( i feel so)
Guest - prasad on Friday, 27 November 2020 12:03

Is this article still valid post xuv 300 price cut?

Is this article still valid post xuv 300 price cut?
Guest - CP on Thursday, 19 November 2020 20:17

hi i m planing buy kia seltos diesel HTE , my monthly usage less than 1000 KM , do thing that i should buy seltos diesel HTE or i go for seltos petrol HTK ? both the variant are of same price , please suggest

hi i m planing buy kia seltos diesel HTE , my monthly usage less than 1000 KM , do thing that i should buy seltos diesel HTE or i go for seltos petrol HTK ? both the variant are of same price , please suggest
Guest - bprithvi on Wednesday, 27 January 2021 23:48

If both variants are same price, then i would prefer Diesel since it has more power and gives more mileage

If both variants are same price, then i would prefer Diesel since it has more power and gives more mileage
Guest - Ajit Wagh on Thursday, 15 April 2021 14:27

But the show room person himself told me that the Kia/Hyundai diesel engine fuel efficiencies are not like other diesel engines (like Tata or Ford) they give very normal average around 14-15 only on highway for diesels. So ask if you know someone using it (Do not go as per youtubers) and double check if you're buying diesel only for better average

But the show room person himself told me that the Kia/Hyundai diesel engine fuel efficiencies are not like other diesel engines (like Tata or Ford) they give very normal average around 14-15 only on highway for diesels. So ask if you know someone using it (Do not go as per youtubers) and double check if you're buying diesel only for better average
Guest - Naveen on Wednesday, 09 September 2020 21:39

My monthly running is appximately 2500 km. I want to buy creta sc, but I am confused between Petrol and diesel. Please suggest. Naveen

My monthly running is appximately 2500 km. I want to buy creta sc, but I am confused between Petrol and diesel. Please suggest. Naveen
Guest - Balu on Wednesday, 19 August 2020 08:08

Hi Gagan, my monthly consumption less than a 1000km looking for Aspire, shall I go for petrol or diesel one please suggest.



Hi Gagan, my monthly consumption less than a 1000km looking for Aspire, shall I go for petrol or diesel one please suggest.
Guest - Shiyas Rehman on Monday, 08 June 2020 09:26

Great article. Very nicely explained multiple aspects.. Petrol Vs Diesel is always a difficult take and this analysis has given me a good direction for decision making

Great article. Very nicely explained multiple aspects.. Petrol Vs Diesel is always a difficult take and this analysis has given me a good direction for decision making
Guest - Akx Malik on Wednesday, 20 May 2020 21:34

Very good article thanks
Akx

Very good article thanks Akx
Thursday, 01 June 2023

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