Confused in Buying a Petrol Car or Diesel Car in 2022. Compare Upfront Purchase Price, Fuel Cost Savings with Maintenance Costs to know which Fuel Choice should you go for and Why
Buying a car is an important decision - not only it reflects taste, style, aura and top of it the convenience - but it also is a big financial decision - thanks to high ownership cost of cars in India.
However, the Debate has taken a Paradigm Shift
In BS3 and BS4 Regime Diesel Cars used to emit more than 3 times Nitrogen dioxide pollution and 22 times more tiny particles which penetrate the lungs, brain and heart.
But see how Scenario changed from BS6 where by using
and by Upgrading Catalyst are what Diesel Cars Pollutants been reduced Significantly. NOX Levels which were almost 300% in BS4 in Diesel against Petrol, now just is 33% higher than Petrol in BS6 Regime
Infact from BS3 to BS6 - NOX Levels in Diesel Cars dropped by 1/6th and PM Levels by 1/10th.
Lot of Diesel Cars are what Discontinued. Now no more Diesel Cars in market which used to be available with Turbo Lag. Present Range of Diesel Cars
Care for a Power Driven Performance Car, you Drive and experience it. It will bring a smile on your Face. We bet
If you compare in Performance aspect then at any given day
You will find a substabtial Difference in Diesel Engine with lot more Grunt and Performance in Diesel Engines.
Drive in Naturally Aspirated Petrol Engine as what used in Hyundai Creta, Kia Seltos and then experience in 1.5 Diesel Engine. The kind of Diesel Engine NVH Level as attained in BS6 is what the Benchmark, clean Power Delivery will bring a smile on your Face.
Similarly, although XUV300 Turbo Petrol is very good, but XUV300 Diesel is just Awesome. Even Altroz iTurbo Petrol is launched - but its not a match to Performance and benchmark as whats in 1.5 Diesel Engine.
Diesel Cars Punch going to bring a smile on your face.
Some Diesel Models comes with Negligible Price Difference
Rs. 10.16 Lakh
|E Diesel||Rs. 10.63 Lakh|
|Venue Select Variant|
|Sx Petrol||Rs. 10 Lakh|
|Sx Diesel||Rs. 10 Lakh|
|Rs. 16.3 Lakh|
|Rs. 16.53 Lakh|
Check out Prices of Cars
Check Prices with Complete Features
Although Fuel Price Gap in between Petrol and Diesel is narrowing
but The Fuel Efficiency of a Diesel Car is relatively 20% to 25% better as against Petrol Car. Expect Lower Running Cost of Diesel Car as against the Petrol one.
|City Drive Conditions||Hyundai Creta Petrol||Hyundai Creta Diesel|
|Mileage Difference||11 Kmpl||14 Kmpl|
|Fuel Price in Dece 2021||Rs 95.5 / Litre||Rs 86 / Litre|
|Average Running Cost||Rs 8.65 / Km||Rs 6.15 / Km|
You can almsot save in Rs 2.5 Per Km as running cost as against Creta Petrol. So say if you drive in even 8000 Kms a Year you will end up saving in Rs 20,000 per Year in terms of Fuel Cost
1. Up Front Price Difference Cost
Although the Narrower Price Difference Petrol Cars in range of Rs 20K to Rs 50K specified in above pertains to Specific Model Variants as listed above, but if you choose in
2. Higher Financing Cost
» If you buy Car on Finance - then there would be additional Interest cost for Buying Car in form of higher EMI or even if you buy car on cash - you would be forgiving the Interest which could have earned in form of Fixed Deposit at Bank
Finance : Interest on Rs 50,000 for 5 Years at 8% Interest Rate - Rs 10,840 and Rs 1.25 Lakh for 5 years at 8% Interest Rate (if Loan taken) - Rs 27,000 (Car Loan Interest is on Reducing Balance)
Own Funds : Fixed Deposit Interest on Rs 50,000 for 5 Years at 6.1% Interest Rate is 16,000 after TDS and 1.25 Lakh for 5 years at 6.1% Interest Rate - Rs 40000 (after TDS as Cumulative Interest)
3. Service Maintenance Cost
Additional is Service Maintenance Cost Difference where due to higher cost of Clutch Plate, Battery, additional cost of EGR Valve Cleaning, Oil and Fluid replacement Interval, Oil Filter cost. Some cars have bigger Diesel Engine requires more Oil
Even there are Parts like Catalytic Converter, Water Pump, AC Coils which though rarely fails - but if they do will cost higher in Diesel Cars vis a vis Petrol Cars.
On an average - its seen that Diesel Cars Maintenance cost if taken on Average Basis is higher to extent of Rs 2000 to 2500 per Year against Petrol Counterpart Model including Average Wear & Tear Parts
You can check - Car Service Cost Comparison
4. Insurance Premium
Diesel Cars has higher Insurance Premium in later years with marginally higher risk cover as against Petrol Cars. Even - the internal loading discount in later years would be nullified in Diesel Cars as against Petrol Cars
5. Limited Life of Diesel Car in Delhi / NCR
Also a ban is imposed in Delhi, NCR for Plying 10 year Old Diesel Car (this was imposed in BS4 Regime and still continuing)
However, the way Diesel Cars Pollution Levels are well controlled in BS6 Regime - we do not expect the Ban to Extended to other Cities.
But - consumers who are buying Diesel Cars in Delhi and NCR Zone can definitely sell these cars in other States by getting NOC Issued. (although to disclaim - fair price may not be reached but still can expect in 20% of Original Purchase price at end of 9th Year)
Pls understand Scenario Difference
Diesel Car Plus Points
Petrol Car Plus Points
Net All - If you Planning for :-
you need to serious give a consideration to there Diesel Engine.
However, from Ownership cost Perspective
have substantial Price Gap in Petrol and Diesel Model and in that case basis higher Ownership cost (Finance cost, Insurance Premium, Maintenance cost) - it may just be worth to go for Petrol from Financial Perspective - but trust Diesel Engine are lot more Fun to drive.
It's great information about car and diesel. Thank you for this, I really appreciate the team.
I'm planning to buy Kia Sonet GTX plus model.
There are two versions:
1) G1.0T 7DCT GTX Plus (Petrol), Engine - 1.0 T-GDi petrol engine
2) D1.5 6AT GTX Plus (Diesel), Engine - 1.5 CRDi diesel engine
Could you please advise which one should go for? I want to go for petrol engine but hearing some reviews that 7DCT petrol has heating issues. Which one I should pick for long run without any issues, please advise?
I am looking to buy Venue S plus diesel variant, should i go for Brezza VXI variant
Reason of ask : Is Venue current 1.5 Diesel engine going to stay.
Daily running 65-75 km in Navi Mumbai
You should go with BS6 diesels only if your majority run is on highways, For strict city usage you should go with Naturally aspirated petrol engines..
Hii , please advise whether to buy Kia Carens Prestige in Petrol or Diesel since price difference is negligible , only doubt is if diesel cars below 2000 cc are stopped manufacturing in near future then resale price will drop and spare parts also may not be available ..
I am planning to buy a used Mahindra TUV 300 2018 model, run(ODOmeter) 35k for the city and touring purposes @ the price of around 5.40 lakh, request you to please suggest buying used diesel Engine in 2022 was sensible or not.
Thanks & regards
I need your advice, I am getting one second hand baleno 2 years old diesel top end varient. My running of car is very much nominal. Price of car would cost around 6L. Please help me should I go for it or not in every prospects.
I am planning to take 70% of on road price of car as loan in Oct.2021 1st week, rest 30% will be down payment. Tenure will be around 5.5 years. Pls suggest should I take fixed or floating interest rate at current time when the interest rates are lowest and will probably increase in future.
Also, my Cybil score is over 780 and all documents are proper so hopefully will get loan at lower rate from public banks.
I have little knowledge of economics and forecasting so pls suggest.
I want to buy kia seltos. Pls advise should i buy pertol or diesel as my monthly running is around 1000 km
Mycarhelpline is my favourite since last 3 years, when it was lesser known and you were not on Youtube. Liked it too much and is really very useful. I have booked Freestyle Diesel Titanium just now (April 21) and was wondering about my decision. (Purely based on my choice for fun to drive and efficiency - i.e. price per Km and a go anywhere car) but after I booked and worked out the EMI etc had a feeling while comparing to Petrol option (Though in Test drive I liked both P&D) So while confused only one site name came to mind is MYCarhelpline. And Boss you sorted out my all points with an apt and TRUE comparison of Diesel and Petrol cars, especially about FOr and that too Freestyle in particular. I had test driven Kia too seltos and Sonet. Felt Sonet OK compared to Freestyle for better Boot space and slightly good features and modern things. But interior quality and fit and finish was not up to the mark of Ford Cars. ( I am using Ford Fusion 1.6 Petrol for last 14 years) and finally short listed on Freestyle Diesel. Need your comments on the decision as I have booked FS-D and sometimes I feel I did right thing for not selecting Seltos Bae model of Petrol or diesel costing 2.5 to 3 L more. Pls reply me. Thanks
Hi. After having examined many SUVs, i have short listed the following two:
a. Hyundai Venue SX1.5 Ex-showroom 10.00
b. Hyundai Venue Sport SX 1.5 Ex-showroom 10.40
c. Kia Sonet HTX 1.5 Ex-showroom 10.20
They all have sun roof.
Only Kia does not have Alloys but has LED Headlamps.
I have not driven Venue Sx as it was not avalable for test drive. Instead i as offered Creata top model (same engine) which had very responsive smooth diesel engine.
I also tried Kia Sonet diesel which i am felt had free revving up in comparison to Creata's response.
Yes. Kia has two tone interior which looks cool than the carbon black of Venue. (looks too much plastic not even like balenos leather finish plastic )
I think there is no point diesel BS6 will be out in next 5-7 years especially when its performance is quite similar to BS6 Petrol
I need advise between these three models in terms of Cost of maintenance and reliability of engine.
PS: I have also test drive Ecosport, but its clutch and gear shift was bit heavy.
WRV: Cost seems a bit on higher side and chances that honda may upgrade its model soon ( i feel so)
hi i m planing buy kia seltos diesel HTE , my monthly usage less than 1000 KM , do thing that i should buy seltos diesel HTE or i go for seltos petrol HTK ? both the variant are of same price , please suggest
If both variants are same price, then i would prefer Diesel since it has more power and gives more mileage
But the show room person himself told me that the Kia/Hyundai diesel engine fuel efficiencies are not like other diesel engines (like Tata or Ford) they give very normal average around 14-15 only on highway for diesels. So ask if you know someone using it (Do not go as per youtubers) and double check if you're buying diesel only for better average
My monthly running is appximately 2500 km. I want to buy creta sc, but I am confused between Petrol and diesel. Please suggest. Naveen
Hi Gagan, my monthly consumption less than a 1000km looking for Aspire, shall I go for petrol or diesel one please suggest.
Great article. Very nicely explained multiple aspects.. Petrol Vs Diesel is always a difficult take and this analysis has given me a good direction for decision making