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CSD Car Buying Process, Eligibility, Documentation in 2020 India

CSD Car Buying Process, Eligibility, Documentation in 2020 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 
CSD Pay Scale Maximum Car Price Car Engine cc (max) Buy  Gap
Below Officer Grade: Pay Level 3A-9 Rs 5 Lakh (without GST) 1400 cc Once in Job, Once in Retirement. First Car only after 6 years of Service 8 Yrs in Job & Retirement
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 12 Lakh (without GST) 2500 cc Once in 8 Years 8 Yrs in Job & Retirement

Do note that above Car Price Eligibility is without GST, technically 

» Hatchback Cars and Compact Sedan Cars (with upto Rs 6.5 Lakh as Civil Price) are eligible for below level 10

» SUV Cars (upto 15 Lakh as Civil Price) are eligible (as these SUV Cars have highest GST) for Level 10 and above

» CSD has clearly specified that no exceptions on same for all cars bought from June 2019 and onwards. Thus no Fortuner, no Endeavour now listed in CSD

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2020 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Download Application Form for Purchase of Car through CSD Canteen

» Filled Applicant Form with relevant documents (as listed in Tabular Format) should be sent to Unit Run Canteen or Local CSD Depot (as the case may be)

  • Indent Application Form Duly Filled with Passport Size Photo (Your Dealer will assist you in it - 2 Copies)
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer (if vehicle booked)

These Documents need to be Submitted as Bunch Physically to Unit Run Canteen or may take your Car Dealer for Assistance

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

 

Payment Process

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • DD to be made in favor of "Canteen Stores Department, Public Fund Account (Main)"
  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents the same day itself - you can take this Purchase Order along with you for taking Delivery.
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 220

Guest - Venkatesh V on Tuesday, 12 February 2019 19:28

Sir, My father has passed away after serving 19 years in Airforce.
My mother is getting pension since then.
She is trying to apply for 4 wheeler now. Is Driving licence must for her?
She is 52 years old now.
Please let me know.

Sir, My father has passed away after serving 19 years in Airforce. My mother is getting pension since then. She is trying to apply for 4 wheeler now. Is Driving licence must for her? She is 52 years old now. Please let me know.
Guest - ajay shukla on Tuesday, 15 January 2019 14:19

I am ex serviceman and I have Zila board in Bihar and wants to purchase the car in other state that is in Rajasthan. Can you please guide me what are the steps I need to follow like you have said about this that I need to do the formalities from zila board so please describe the formalities that I will need to do and also please let me know after doing the formalities where I need to go to complete the purchase in Jaipur, Rajasthan?

I will be thankful if you can reply asap.

Thanks in advance.

I am ex serviceman and I have Zila board in Bihar and wants to purchase the car in other state that is in Rajasthan. Can you please guide me what are the steps I need to follow like you have said about this that I need to do the formalities from zila board so please describe the formalities that I will need to do and also please let me know after doing the formalities where I need to go to complete the purchase in Jaipur, Rajasthan? I will be thankful if you can reply asap. Thanks in advance.
Guest - Pradeepreddy on Monday, 07 January 2019 04:59

My father worker in CRPF for 29years.....can I get a car... In canteen..

My father worker in CRPF for 29years.....can I get a car... In canteen..
Guest - Jeetendra bhandari on Saturday, 22 December 2018 23:05

Hello Mam/ Sir,
My father served in Indian army for 15 years and took retirement in 1986 as Naik. Unfortunately Last year he passed away. Now my mother is getting the painsion, so is mother eligible to purchase a car from csd?

Hello Mam/ Sir, My father served in Indian army for 15 years and took retirement in 1986 as Naik. Unfortunately Last year he passed away. Now my mother is getting the painsion, so is mother eligible to purchase a car from csd?
Guest - Tushar amale on Sunday, 03 February 2019 16:37

Please share your mobile number.we can help you to purchase car from CSD.im a dealer person

Please share your mobile number.we can help you to purchase car from CSD.im a dealer person
Guest - Meenu on Monday, 10 December 2018 14:06

My father was retired army officer. After my father and mother my brother is drawing pension as a handicap child. Is he eligible to buy car through csd canteen.

My father was retired army officer. After my father and mother my brother is drawing pension as a handicap child. Is he eligible to buy car through csd canteen.
Guest - Vishwas on Tuesday, 08 January 2019 18:22

Should we give licence of widow of army officer??

Should we give licence of widow of army officer??
Guest - Shridhar on Sunday, 09 December 2018 23:06

My dad is BSF ex service man 26 years service. Can we buy car through CSD..?

My dad is BSF ex service man 26 years service. Can we buy car through CSD..?
Guest - Appavuraj on Tuesday, 20 November 2018 08:28

Why don’t you make the process easier for senior citizen living in southern Tamilnadu I was told I had to go to Chennai CSD depot to get the Delivery order for Maruthi car Why can’t they issue order online after checking all my documents Even biometric verification I am retired SC H & OS from DRDO in Mar 2018 Kindly make the process easier Some officials in local area don’t even sign the document even after visiting his office It should be a Self certified verification for senior officials

Why don’t you make the process easier for senior citizen living in southern Tamilnadu I was told I had to go to Chennai CSD depot to get the Delivery order for Maruthi car Why can’t they issue order online after checking all my documents Even biometric verification I am retired SC H & OS from DRDO in Mar 2018 Kindly make the process easier Some officials in local area don’t even sign the document even after visiting his office It should be a Self certified verification for senior officials
Guest - Sanjeet on Thursday, 08 November 2018 13:27

Hello sir I am serving in indian army... My service is 8 years 5 months can I have buy a car....

Hello sir I am serving in indian army... My service is 8 years 5 months can I have buy a car....
Guest - Balvinder Singh on Tuesday, 30 October 2018 17:43

My father was retired JCO and expired in February 2018. Can my mother purchase a bike....through CSD ....if yes ..then what is the procedure?

My father was retired JCO and expired in February 2018. Can my mother purchase a bike....through CSD ....if yes ..then what is the procedure?
Guest - Sunil kumar on Saturday, 27 October 2018 09:50

Sir I am in itbp force kya me csd through car le skta hu

Sir I am in itbp force kya me csd through car le skta hu
Guest - Mohan on Thursday, 18 October 2018 21:22

Sir I'm a serving air Force person.I want to purchase car throughcsd on the name of my father who is a dependent.so can it be done pls suggest me

Sir I'm a serving air Force person.I want to purchase car throughcsd on the name of my father who is a dependent.so can it be done pls suggest me
Guest - vishal on Wednesday, 17 October 2018 18:13

sir i have applied car loan through hdfc bank. can bank do the rtgs direct to csd depot....i am confused. plz help.

sir i have applied car loan through hdfc bank. can bank do the rtgs direct to csd depot....i am confused. plz help.
Guest - Kailash chandra on Sunday, 16 September 2018 10:11

Hello sir ,
I am medically board out from indian army. When i was in training period, total service is 14 months only .m getting my pension and all benefits .as i have discharge book and ppo copy ,i want to buy a car from csd.is it possible? Please help me.

Hello sir , I am medically board out from indian army. When i was in training period, total service is 14 months only .m getting my pension and all benefits .as i have discharge book and ppo copy ,i want to buy a car from csd.is it possible? Please help me.
Guest - Suraj Ku Dubey on Tuesday, 16 October 2018 19:32

Have u purchased car. I am also suffering frim same call me if possible at 9399323930

Have u purchased car. I am also suffering frim same call me if possible at 9399323930
Guest - Manu on Friday, 14 September 2018 02:19

My father is planning to buy a car through CSD.
I went to the dealer for the process and he initially gave me quote with the Maruthi provided discount and CSD discount. But when my father booked the car, dealer is telling that things have changed recently. Since it is through CSD, my father will not get other benefits or discounts provided by Maruthi to its customers.

Kindly help me understand this. Is he not eligible to get Manufacturer provided discount when going through CSD?

My father is planning to buy a car through CSD. I went to the dealer for the process and he initially gave me quote with the Maruthi provided discount and CSD discount. But when my father booked the car, dealer is telling that things have changed recently. Since it is through CSD, my father will not get other benefits or discounts provided by Maruthi to its customers. Kindly help me understand this. Is he not eligible to get Manufacturer provided discount when going through CSD?
Guest - MA on Sunday, 09 September 2018 11:53

Sir,as we know there should be 10 years gap between two purchases of car And other criteria is also we can purchase car once in service and one in retirement..... if I purchase a car in SEP 2018 And my date retirement is only after 6 years i.e in 2024...plz tell me can I purchase another car in 2025....

Sir,as we know there should be 10 years gap between two purchases of car And other criteria is also we can purchase car once in service and one in retirement..... if I purchase a car in SEP 2018 And my date retirement is only after 6 years i.e in 2024...plz tell me can I purchase another car in 2025....

Iam civilian defence,my job running in 9 years my grade pay - 2400 ,iwant to buy a four wheeler from CSD, it is possible,plese replay in my email id

Iam civilian defence,my job running in 9 years my grade pay - 2400 ,iwant to buy a four wheeler from CSD, it is possible,plese replay in my email id
Guest - RAHUL KUNDEN on Wednesday, 05 September 2018 10:27

Excellent information about CSD purchase process

Excellent information about CSD purchase process
Guest
Thursday, 06 August 2020

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