Welcome to Mycarhelpline Community Blog

CSD Car Buying Process, Eligibility, Documentation in 2020 India

CSD Car Buying Process, Eligibility, Documentation in 2020 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 
CSD Pay Scale Maximum Car Price Car Engine cc (max) Buy  Gap
Below Officer Grade: Pay Level 3A-9 Rs 5 Lakh (without GST) 1400 cc Once in Job, Once in Retirement. First Car only after 6 years of Service 8 Yrs in Job & Retirement
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 12 Lakh (without GST) 2500 cc Once in 8 Years 8 Yrs in Job & Retirement

Do note that above Car Price Eligibility is without GST, technically 

» Hatchback Cars and Compact Sedan Cars (with upto Rs 6.5 Lakh as Civil Price) are eligible for below level 10

» SUV Cars (upto 15 Lakh as Civil Price) are eligible (as these SUV Cars have highest GST) for Level 10 and above

» CSD has clearly specified that no exceptions on same for all cars bought from June 2019 and onwards. Thus no Fortuner, no Endeavour now listed in CSD

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2020 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Download Application Form for Purchase of Car through CSD Canteen

» Filled Applicant Form with relevant documents (as listed in Tabular Format) should be sent to Unit Run Canteen or Local CSD Depot (as the case may be)

  • Indent Application Form Duly Filled with Passport Size Photo (Your Dealer will assist you in it - 2 Copies)
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer (if vehicle booked)

These Documents need to be Submitted as Bunch Physically to Unit Run Canteen or may take your Car Dealer for Assistance

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

 

Payment Process

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • DD to be made in favor of "Canteen Stores Department, Public Fund Account (Main)"
  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents the same day itself - you can take this Purchase Order along with you for taking Delivery.
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

Tata Tiago, Tigor Accessories Price List. Modify i...
CSD Car Prices in 2020 India. Latest Prices of Mar...

Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 220

Guest - GOPINATH on Monday, 02 September 2019 18:41

Want to know car purchasing procedures for defence civilians.

Want to know car purchasing procedures for defence civilians.
Guest - DEBKUMAR GHOSH on Wednesday, 21 August 2019 15:28

My Father is a Retired Army Personnel. His Rank was Sepoy and posted in Corps of Signal. He fought 1971 WAR with Pakistan. He is currently 69 years old. Is he eligible to buy a car in CSD ? Please share details.

My Father is a Retired Army Personnel. His Rank was Sepoy and posted in Corps of Signal. He fought 1971 WAR with Pakistan. He is currently 69 years old. Is he eligible to buy a car in CSD ? Please share details.
Guest - DEEPAK on Monday, 19 August 2019 11:04

Sir I m civilian employee of IAF .LEVEL 2 Can I purchase car from CSD ?

Sir I m civilian employee of IAF .LEVEL 2 Can I purchase car from CSD ?
Guest - SB Nayak on Saturday, 17 August 2019 21:35

Sir,
I am a Sgt (MACP).

Sir, I am a Sgt (MACP).
Guest - SB Nayak on Saturday, 17 August 2019 21:32

Sir,
I had purchased one Maruti OMNI E through CSD in Sep 2013. Can I purchase one Maruti ERTIGA hybrid new moddel through CSD now. If possible please give me the solution.

Sir, I had purchased one Maruti OMNI E through CSD in Sep 2013. Can I purchase one Maruti ERTIGA hybrid new moddel through CSD now. If possible please give me the solution.
Guest - Balwinder on Thursday, 15 August 2019 23:13

My father is ex-servicemen JCO rank can he buy
Hyundai elitee i20 sports plus model from csd

My father is ex-servicemen JCO rank can he buy Hyundai elitee i20 sports plus model from csd
Guest - Anand on Wednesday, 14 August 2019 11:39

Dear all
Any enquiries about buy car from csd
please call on below no for more information
8920039037

Dear all Any enquiries about buy car from csd please call on below no for more information 8920039037
Guest - Akhil on Sunday, 11 August 2019 19:03

My father is in naik rank. Can he buy any of the new amaze model?

My father is in naik rank. Can he buy any of the new amaze model?
Guest - Pravern on Thursday, 01 August 2019 22:28

Hi I want to purchase a four wheeler and Iam level 13 scale. Iam planing to put a driver for the vehicle. Do I need compulsorily driving liecense for buying car through csd. Thanks in advance

Hi I want to purchase a four wheeler and Iam level 13 scale. Iam planing to put a driver for the vehicle. Do I need compulsorily driving liecense for buying car through csd. Thanks in advance
Guest - KARAN on Saturday, 10 August 2019 15:11

yes you can take the car

yes you can take the car
Guest - Papu on Friday, 26 July 2019 17:05

Sir I have completed 5 year 7 month service in army,am I eligible for buy a car.

Sir I have completed 5 year 7 month service in army,am I eligible for buy a car.
Guest - KARAN on Saturday, 10 August 2019 15:12

What is your Rank if you are officer rank then you r elegible if u r non commined officer then you are not eligible for Car from CSD

What is your Rank if you are officer rank then you r elegible if u r non commined officer then you are not eligible for Car from CSD
Guest - Kapil Bhardwaj on Friday, 05 July 2019 13:11

Amount to be deposited in bank for car purchase includes which heads, Like Insurance, registration etc

Amount to be deposited in bank for car purchase includes which heads, Like Insurance, registration etc
Guest - karan on Saturday, 10 August 2019 15:15

only Ex CSD price is to be submited in CSD insurace and registration amount is to be paid to the dealer

only Ex CSD price is to be submited in CSD insurace and registration amount is to be paid to the dealer
Guest - Balaji on Tuesday, 02 July 2019 14:46

Hi Sir,

My father was Naik belongs to Non Commissoned officer category.I have few queries,they are

1.Does he belongs to below Level 10 (or) above?
2.How much amount we will be benefited,If we purchase through CSD?
3.We belongs to tamil nadu,Is it possible to take in Karnataka?

Hi Sir, My father was Naik belongs to Non Commissoned officer category.I have few queries,they are 1.Does he belongs to below Level 10 (or) above? 2.How much amount we will be benefited,If we purchase through CSD? 3.We belongs to tamil nadu,Is it possible to take in Karnataka?
Guest - karan on Saturday, 10 August 2019 15:14

he is under level 10 6 lakh and below

Karan

he is under level 10 6 lakh and below Karan
Guest - Rahul on Tuesday, 13 August 2019 19:56

Hi rahul here i have purchased car i completed 4 yr in march can i purchase another car i have maj rank

Hi rahul here i have purchased car i completed 4 yr in march can i purchase another car i have maj rank
Guest - Anup on Sunday, 30 June 2019 17:13

Sir
Below 10 level pay car price should be less than 6.5 lakh Or 5 lakh without gst.

Sir Below 10 level pay car price should be less than 6.5 lakh Or 5 lakh without gst.
Guest - Patel ashwinkumar on Monday, 24 June 2019 10:50

Sir
Good morning
Meri service 14 Year hai. Muje swift dzire vxi Leni hi jiski csd rate (DD rate) 5 61 168 rupees hai.new policy (jun 2019 )ke hisab se Me yah car lesakta hu please riply

Sir Good morning Meri service 14 Year hai. Muje swift dzire vxi Leni hi jiski csd rate (DD rate) 5 61 168 rupees hai.new policy (jun 2019 )ke hisab se Me yah car lesakta hu please riply
Guest - karan on Saturday, 10 August 2019 15:16

le sakte hai

le sakte hai
Guest
Thursday, 06 August 2020

Captcha Image