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CSD Car Buying Process, Eligibility, Document Norms in 2021 India

CSD Car Buying Process, Eligibility, Document Norms in 2021 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen Car Buying Process - 2021

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars in 2021

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 

and revised in Eligibility Criteria

CSD Pay Scale Maximum Car Price Car Engine cc (max) Minimum Service Criteria  Gap
Below Junior Commissioned Officer (Pay Level 3A to 6) Rs 6 Lakh (without GST) 1400 cc First Car only after 5 years of Service Once in Job, Once in Retirement, but gap should be of 8 Years
Junior Commissioned Officer (Pay Level 7 to 9) Rs 7 Lakh (without GST) 1400 cc First Car only after 5 years of Service  Second Car on Promotion as JCO and 3rd Car in Retirement, , but gap should be of 8 Years
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 15 Lakh (without GST) 2500 cc Can Buy Car at any time 8 Yrs Gap before buying Second Car

 

Do note that above Car Price Eligibility is without GST, technically 

  • Jawan can buy Cars with 1.5 Litre Petrol Cars having Exshowroom Price of Rs 8.7 Lakh and smaller 1.2 Litre Engine Cars having Ex-showroom Price of Rs 7.7 Lakh
  • JCO will be eligible for Cars with 1.5 Litre Petrol Cars having Exshowroom Price of Rs 10 Lakh and smaller 1.2 Litre Engine Cars having Ex-showroom Price of Rs 9 Lakh
  • SUV or Sedan Cars with Ex-showroom Price of Rs 21.75 Lakh would be what available for Officer Grade

 

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2021 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

Step 1 - User Registration on CSD Site

Starting 2021 January, Defence Ministry introduced a new portal for CSD where documents needs to be uploaded to i.e website https://afd.csdindia.gov.in/

How to Create User Account - Visit Site, Click Shop Now and then Register to create an account by submitting

  • Aadhaar for KYC
  • Grocery Card
  • PPO

Sign up application will be approved by CSD End in few days.

 

Step 2 - Contacting Dealer Showroom 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Please ensure to cross-validate the price as said by Dealer on CSD Website

 

 

Step 3 - Payment Process

In meanwhile your user account details will be approved in CSD Site and a confirmation would be received on your mail. Now you can arrange for Funds

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • RTGS to be done in favor of "Canteen Stores Department, Public Fund Account (Main)" in SBI

 

Step 4 - Uploading Documents in CSD Site

Then Online Applicantion Form with relevant documents (as listed in Tabular Format) should be uploaded in Soft Copy Format on CSD Website

  • Proof of Payment as made to CSD Public Fund Account Main
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • 1 financial position certificate (if below officers rank)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer with Engine Number, Chassis Number

Then after uploading these documents Generate Challan and Save Same to take a Print Out which is needed for submission to CSD Canteen

 

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD

 

CSD HelpDesk

If someone faces an issue while doing registration can contacr on Helpdesk - 0120-4699923 

Also, a Whatsapp helpline number created for any CSD related query where can send message on 9321601308 for any issue related to Product Price or availability,

Also is Helpdesk Email Id - This email address is being protected from spambots. You need JavaScript enabled to view it. created where any issue related to CSD  can be emailed in

 

Step 5 - Submit Documents in CSD Canteen for Purchase Order Issuance

You do not need to visit Depot for buying Car, but can submit below documents to CSD Canteen

  • Generated CSD Challan
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer with Engine Number, Chassis Number

 


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

Step 6 - Purchase Order Issuance

  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents either on same day or in next 2 to 3 days - you can take this Purchase Order along with you for taking Delivery..
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 258

Guest - Rahul on Sunday, 15 October 2017 19:41

Sir, my mama is buying a car through csd . Can you tell me he can do payment through his personal account. Please clarify urgently

Sir, my mama is buying a car through csd . Can you tell me he can do payment through his personal account. Please clarify urgently
Guest - Ajay on Wednesday, 27 September 2017 16:06

Sir I am In iaf and completed 5 yrs...... Can I purchase baleno car from csd??

Sir I am In iaf and completed 5 yrs...... Can I purchase baleno car from csd??
Guest - Sanjeev kumar on Tuesday, 26 September 2017 12:18

I purchase a car from CSD, I want to transfer this car. Plz tell the time period to transfer vehicle

I purchase a car from CSD, I want to transfer this car. Plz tell the time period to transfer vehicle
Guest - Soubhik Mullick on Thursday, 14 December 2017 21:07

Atleast for first 3 years you can't sell the vehicle.

Atleast for first 3 years you can't sell the vehicle.
Guest - Subodh kr sinha on Sunday, 24 September 2017 21:20

Hi sir I am ek Sgt subodh Kumar sinha,resides in Patna,can I purchase swift vxi from hisar CSD

Hi sir I am ek Sgt subodh Kumar sinha,resides in Patna,can I purchase swift vxi from hisar CSD
Guest - Deepak SIngh Pundir on Friday, 22 September 2017 09:44

Hi,
I am retired 10 years back and registered at Roorkee, Zilla Sainik board. i want to bought a car form Noida but my Zilla Sainik Board is in Roorkee.
Should i complete my documentation for sanaction in Roorkee or Merutt.
So can I buy a car in Noida through C S D?

Hi, I am retired 10 years back and registered at Roorkee, Zilla Sainik board. i want to bought a car form Noida but my Zilla Sainik Board is in Roorkee. Should i complete my documentation for sanaction in Roorkee or Merutt. So can I buy a car in Noida through C S D?
Guest - Soubhik Mullick on Thursday, 14 December 2017 21:06

You have to get a NOC from Roorkee sainik board by producing the ppo, discharge book and ID card to them. Once you have the NOC, you can go to any sainik board throughout India to get the indent form (eligibility letter) signed from. Once you have NOC, you can go to Noida sainik board and proceed.

You have to get a NOC from Roorkee sainik board by producing the ppo, discharge book and ID card to them. Once you have the NOC, you can go to any sainik board throughout India to get the indent form (eligibility letter) signed from. Once you have NOC, you can go to Noida sainik board and proceed.
Guest - P simhadri on Sunday, 17 September 2017 19:58

I am from drdo. I am in level 7 as per 7th cpc. Am I eligible to buy a car through CSD?

I am from drdo. I am in level 7 as per 7th cpc. Am I eligible to buy a car through CSD?
Guest - Ratikanta Natal. Ex CPO on Sunday, 17 September 2017 12:49

Sir, I am from odisha. There is no CSD in Odisha. So how to purchase a car from otherCSD. Again if I buying through other CSD can bank finance me that to from which branch . From Odisha I have to finance or else from the place of CSD

Sir, I am from odisha. There is no CSD in Odisha. So how to purchase a car from otherCSD. Again if I buying through other CSD can bank finance me that to from which branch . From Odisha I have to finance or else from the place of CSD
Guest - Rahul on Sunday, 17 September 2017 10:44

Csd car buying process listed below as on 15 sep 2017 in delhi.

First go to CSD canteen depot to get list of authorized dealers.(its important to know which dealer are authorized by csd delhi)
Go to dealer and get availability certificate from him then go to soldier board or zila sanik board to get approval. Also carry the indent form duly filled. Download indent form from internet else u will get it at zila sanik board. Carry service book and other documents with you.

Approval is given almost instantly at zila sanik board.
Now go to csd depot delhi and ask them about the payment process clearly and exactly what needs to be done. Rtgs would be donene probably.

Get ls order from csd depot once payment is done.

Handover ls order to dealer and take the car as per delivery date.

Csd car buying process listed below as on 15 sep 2017 in delhi. First go to CSD canteen depot to get list of authorized dealers.(its important to know which dealer are authorized by csd delhi) Go to dealer and get availability certificate from him then go to soldier board or zila sanik board to get approval. Also carry the indent form duly filled. Download indent form from internet else u will get it at zila sanik board. Carry service book and other documents with you. Approval is given almost instantly at zila sanik board. Now go to csd depot delhi and ask them about the payment process clearly and exactly what needs to be done. Rtgs would be donene probably. Get ls order from csd depot once payment is done. Handover ls order to dealer and take the car as per delivery date.
Guest - Armybrat on Wednesday, 04 October 2017 15:42

I am from Noida, can you please guide which CSD in Delhi we have to check for purchasing cars. Can we check in any of the CSD in Delhi or any specific CSDs only ?
Please name them.

Thanks!

I am from Noida, can you please guide which CSD in Delhi we have to check for purchasing cars. Can we check in any of the CSD in Delhi or any specific CSDs only ? Please name them. Thanks!
Guest - Abhijit on Tuesday, 03 October 2017 14:06

Hi Rahul,

Does indent form signed by Zila Sainik Welfare act as the sanction letter that has to be given to bank (where one will apply for car loan) or do i need to again go to CSD depot..??

Regards- Abhijit

Hi Rahul, Does indent form signed by Zila Sainik Welfare act as the sanction letter that has to be given to bank (where one will apply for car loan) or do i need to again go to CSD depot..?? Regards- Abhijit
Guest - mohit on Wednesday, 13 September 2017 22:12

sir i have completed 3 years of service in iaf as ariman and i want to buy a car
plz let me know if i can apply from csd

sir i have completed 3 years of service in iaf as ariman and i want to buy a car plz let me know if i can apply from csd
Guest - AKHILESH on Saturday, 16 September 2017 16:10

Minimum 10 yrs service requires for purchasing a car through CSD as an airman.

Minimum 10 yrs service requires for purchasing a car through CSD as an airman.
Guest - deepak on Sunday, 10 September 2017 13:25

Sir I m retired army personnel as OR rank my service tenure is 12 years can I eligible for buy a car of 1200 cc

Sir I m retired army personnel as OR rank my service tenure is 12 years can I eligible for buy a car of 1200 cc
Guest - Santosh Maurya on Saturday, 02 December 2017 12:13

Sir, I am retired from Army as PBOR. Can I purchase swift dezire car disel.

Sir, I am retired from Army as PBOR. Can I purchase swift dezire car disel.
Guest - Thomas on Saturday, 09 September 2017 16:49

I am retired 10 years back and registered at Kerala, Zilla Sainik board.
Yesterday I went to Zilla Sainik Board at Delhi with the request of Indent to authorize me to purchase a Car through C S D
but the Sainik Welfare Officer has refused to sign the Indent as my Ex-servicemen Identity card is not issued from Delhi
even I am having valid residency proof in Delhi.
So can I buy a car in Delhi through C S D?
If I am eligible, then who will be the signature authority in Delhi for the Indent?

I am retired 10 years back and registered at Kerala, Zilla Sainik board. Yesterday I went to Zilla Sainik Board at Delhi with the request of Indent to authorize me to purchase a Car through C S D but the Sainik Welfare Officer has refused to sign the Indent as my Ex-servicemen Identity card is not issued from Delhi even I am having valid residency proof in Delhi. So can I buy a car in Delhi through C S D? If I am eligible, then who will be the signature authority in Delhi for the Indent?
Guest - Bjrao on Friday, 17 November 2017 09:10

U can get signed from any Station Hq in India..not required to go to zsb

U can get signed from any Station Hq in India..not required to go to zsb
Guest - Arumugam on Saturday, 09 September 2017 16:45

Hi Sir,
The serving civilians, who are equivalent to PBORs in Defence are they eligible or not. Please advise.

Hi Sir, The serving civilians, who are equivalent to PBORs in Defence are they eligible or not. Please advise.
Guest - RJ kaul on Sunday, 03 September 2017 17:48

Looking for a Baleno car through CSD

Looking for a Baleno car through CSD
Guest
Saturday, 16 January 2021

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