CSD Canteen Car Purchase Process and Eligibility Norms revised from January 2023. CSD Car Buying Process, Documents for OR, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force
Its estimated that there are close to over 3000 products available at concessional price through CSD Canteen but car is the most expensive and desired Product. Its estimated that as against Civil Prices, Cars in CSD cost a lot lesser to tune of Rs 70,000 to 1.5 Lakh.
But, other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - however process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST
|GST Rate Comparison|
|Car Segment||Civil Rates||CSD Canteen Rates - Benefit with 50% Rebate on GST|
|Sub 4 Meter Petrol Car with Engine < 1.2 Litre||28% GST + 1% Cess = 29%||14% GST + 1% Cess = 15%|
|Sub 4 Meter Diesel Car with Engine < 1.5 Litre||28% GST + 3% Cess = 31%||14% GST + 3% Cess = 17%|
|Petrol Car with Engine > 1.2 Litre but < 1.5 Litre||28% GST + 17% Cess = 45%||14% GST + 17% Cess = 31%|
|Diesel Car with Engine > 1.5 Litre||28% GST + 17% Cess = 45%||14% GST + 17% Cess = 31%|
|Cars with Engine > 1.5 Litre but GC < 170 mm||28% GST + 20% Cess = 48%||14% GST + 20% Cess = 34%|
|Cars with Engine > 1.5 Litre and GC > 170 mm||28% GST + 22% Cess = 50%||14% GST + 22% Cess = 36%|
Whether - you from :-
All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.
Step 1 - Have Updated Valid Documents
1. Ensure that you have
Reason - many personnel have missing documents or have Grocery Card validity expired and thus face issue later on like when they get new Grocery card and process for billing it states that - 'Duplicate Demand already exists for Same PAN'. Also as a user you cant edit Grocery Details after updating once on site and same approved by ADMIN of Afdportal.
So First and foremost is to ensure Correct Documents with you
Step 2 - Check your Eligibility for Buying Car through CSD from 2023 Onwards
CSD Canteen has specified a chart - which defines Car Eligibility basis Pay Scale of Defence Personnel and revised in Eligibility Criteria
|CSD Pay Scale||Maximum Car Price (Without GST)||Minimum Service Criteria||Gap|
|Sepoy/ L.Naik /Naik / Naik Subedar. AC/LAC/CPL/SGT/JWO. OS/LS/PO/CPO (Pay Level 3A to 5)||Rs 8 Lakh (earlier 6 Lakh)||First Car only after 5 years of Service||Once in Job, Once in Retirement, but gap should be of 8 Years. First Car after 5 years of Service|
|Subedar / Subedar Major. WO/MWO. MCPO 2nd C/ MCPO 1st C (Pay Level 6 to 9)||Rs 10 Lakh (earlier 7Lakh)||First Car only after 5 years of Service||First as OR, Second Car on Promotion as JCO and 3rd Car after Retirement, , but gap should be of 8 Years|
|Officer Grade and above: Pay Level 10 - 18||Rs 20 Lakh (earlier 15 Lakh)||Can Buy Car at any time||8 Yrs Gap before buying Second Car|
|Serving Defence Civilian Officer : Pay Level 11 - 18||Rs 20 Lakh (earlier 15 Lakh)||Can Buy Car at any time||8 years gap between 1st and 2nd car|
Also Beneficiaries will be entitled to purchase EV costing upto 5 Lakh more than the limits stipulated above
Do note that above Car Price Eligibility is without GST, technically for 2023
This is very welcome move, as car prices increased substantially in recent months - now Jawan can own even SUV Cars like Brezza, Venue, Nexon, XUV300 comfortably.
JCO also got a welcome hike in eligibility and they can own Mid SUV Cars like Creta, Seltos, Kushaq along with top end models of Brezza, Venue, Sonet, Nexon will be in there budget. While Officer Grade can easily own Jeep Compass, Tata Safari, Harrier, Mahindra XUV700 in there budget range.
Applicable from 1st January 2023 onwards
Check Prices with Complete Features
Step 3 - User Registration on CSD Site
User Registration is the first Step. A User need to visit website https://afd.csdindia.gov.in/ and register to create a new user account (if not having).
How to Create User Account - Visit Site, Click Shop Now and then Register to create an account by submitting
Once application submitted - you will get a message that Thank you for Registering on the CSD AFD Online Portal. You will be sent notification after admin approves your request.
It can take anywhere from 1 to 4 Working Days from CSD Admin End to approve account. Do note that now no separate approval required for buying Car through CSD - anyone who meet eligibility norms and buying Car as per Limit Specified is by default approved.
Step 4 - Contacting Dealer Showroom for Car Availability, Price Quote
If you have not decided on the Car or looking for Detailed Model Wise Variant list, Features and Specifications - can check New Car Section of MyCarHelpline having 1 Pager details of every Model as sold. Also may check your Loan EMI through EMI Calculator
|Calculators||Get One Touch Information|
|Car Loan EMI Calculator|
|Car Loan Eligibility Calculator|
|Car Loan Repayment Schedule|
Step 5 - Payment Process
In meanwhile your user account details will be approved in CSD Site and a confirmation would be received on your mail. Now you can arrange for Funds
Step 6 - Uploading Documents in CSD Site
Then Online Applicantion Form with relevant documents (as listed in Tabular Format) should be uploaded in Soft Copy Format on CSD Website
As soon as you submit applicationyou will get acceptance/ cancellation slip from CSD, Then - Generate Challan and Save Same to take a Print Out which is needed for submission to CSD Canteen.
Important Points while Filling and Submitting Application Form for CSD
» Pan Card Number and Grocery Number to be Mandatory Filled
» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank
» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled
» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD
If someone faces an issue while doing registration can contacr on Helpdesk - 0120-4699923
Also, a Whatsapp helpline number created for any CSD related query where can send message on 9321601308 for any issue related to Product Price or availability,
But, instead of making Phone call or Whatspp - recommended Medium is Helpdesk Email Id - email@example.com and firstname.lastname@example.org
created where any issue related to CSD can be emailed in. It will be quicker response through Email as against Phone call where you may continue try to connect.
Step 7 - Submit Documents in CSD Canteen for Purchase Order Issuance
In a couple of days - the unit through which purchase order is given will contact you. They will ask to check all documents in Original
Do Not Miss to Read on :- CSD Car Prices in India (Next Article)
Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.
1. Duplicate Demand Exists for Same PAN : Like if you face this issue of Duplicate Demand
You need to email and contact CSD Helpdesk Admin Team to get ur old demand deleted. There is no option on CSD Portal as of now to cancel demand from user end, only Admin Team has access. So pls connect them through Email, Whatsapp and other means to cancel demand
2. Demand Rejected: Like if in a case demand rejected due to any reason by Regional CSD then you need to submit in all details as
as photocopy to URC Office, where they will check on reason and URC Office Team will take it ahead and send to Regional CSD Office in Mumbai which may take anywhere close to 3 Months
So Ensure that while Filling application for CSD - you should not make any mistakes which can lead to rejection of Demand in system.
3. Additional Document Required: If you face any such messge that pls upload PPO/Dischargebook having personal number details - then Personal number is Army number which is mentioned on the book/ppo
4. Registration Done on Exshowroom Price or CSD Price: Only 3 States / UT
allow registration amount to be calculated on Base Price (before GST) - rest if you plan to get car registered then Civil Price (i.e Ex-showroom Price) of car will be taken as base for calculation of Road Tax
Else - now BH Registration Bharat Series Number Plate also started where Pro-rata road tax needs to be paid every 2 years
yes you can take the car
Sir I have completed 5 year 7 month service in army,am I eligible for buy a car.
What is your Rank if you are officer rank then you r elegible if u r non commined officer then you are not eligible for Car from CSD
Amount to be deposited in bank for car purchase includes which heads, Like Insurance, registration etc
only Ex CSD price is to be submited in CSD insurace and registration amount is to be paid to the dealer
My father was Naik belongs to Non Commissoned officer category.I have few queries,they are
1.Does he belongs to below Level 10 (or) above?
2.How much amount we will be benefited,If we purchase through CSD?
3.We belongs to tamil nadu,Is it possible to take in Karnataka?
he is under level 10 6 lakh and below
Hi rahul here i have purchased car i completed 4 yr in march can i purchase another car i have maj rank
Below 10 level pay car price should be less than 6.5 lakh Or 5 lakh without gst.
Meri service 14 Year hai. Muje swift dzire vxi Leni hi jiski csd rate (DD rate) 5 61 168 rupees hai.new policy (jun 2019 )ke hisab se Me yah car lesakta hu please riply
le sakte hai
My father(shaheed) was expired in 1995 srinagar in fighting with terrorist.he was in naik rank..so i want to know that is my mother eligible to buy tata storm.lx under csd rules..looking for ur reply.
No He is No Elegible for TATA Storm He Can Only Take Under 1400 CC cars and Price Under 6 Lakh in CSD only
Yes she is eligible for new car .
Sir I am serving at ordnance factory a unit of ministry of defence.current pay scale 40400(2800 grade pay in 6th cpc).
Can I purchase car from csd.plz reply
Maine Date : 11-01-1978 se 24-05-1985 tak Sena me service ki hai. Mai (Non-pensioner) hu. Kya mai csd canteen se car khareed sakta hu?
RANK kya hai Apki
Sir I am ex serviceman can I purchas a car on full payment
My father was retired from indian army. After my father's death, my mother is getting pension. Now i am married. Being daughter am i eligible for buy car form csd?