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CSD Car Buying Process, Eligibility, Documentation in 2020 India

CSD Car Buying Process, Eligibility, Documentation in 2020 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 
CSD Pay Scale Maximum Car Price Car Engine cc (max) Buy  Gap
Below Officer Grade: Pay Level 3A-9 Rs 5 Lakh (without GST) 1400 cc Once in Job, Once in Retirement. First Car only after 6 years of Service 8 Yrs in Job & Retirement
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 12 Lakh (without GST) 2500 cc Once in 8 Years 8 Yrs in Job & Retirement

Do note that above Car Price Eligibility is without GST, technically 

» Hatchback Cars and Compact Sedan Cars (with upto Rs 6.5 Lakh as Civil Price) are eligible for below level 10

» SUV Cars (upto 15 Lakh as Civil Price) are eligible (as these SUV Cars have highest GST) for Level 10 and above

» CSD has clearly specified that no exceptions on same for all cars bought from June 2019 and onwards. Thus no Fortuner, no Endeavour now listed in CSD

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2020 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Download Application Form for Purchase of Car through CSD Canteen

» Filled Applicant Form with relevant documents (as listed in Tabular Format) should be sent to Unit Run Canteen or Local CSD Depot (as the case may be)

  • Indent Application Form Duly Filled with Passport Size Photo (Your Dealer will assist you in it - 2 Copies)
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer (if vehicle booked)

These Documents need to be Submitted as Bunch Physically to Unit Run Canteen or may take your Car Dealer for Assistance

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

 

Payment Process

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • DD to be made in favor of "Canteen Stores Department, Public Fund Account (Main)"
  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents the same day itself - you can take this Purchase Order along with you for taking Delivery.
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 221

Guest - Bjrao on Friday, 17 November 2017 09:10

U can get signed from any Station Hq in India..not required to go to zsb

U can get signed from any Station Hq in India..not required to go to zsb
Guest - Arumugam on Saturday, 09 September 2017 16:45

Hi Sir,
The serving civilians, who are equivalent to PBORs in Defence are they eligible or not. Please advise.

Hi Sir, The serving civilians, who are equivalent to PBORs in Defence are they eligible or not. Please advise.
Guest - RJ kaul on Sunday, 03 September 2017 17:48

Looking for a Baleno car through CSD

Looking for a Baleno car through CSD
Guest - Elamurugu Gunaseeli on Saturday, 02 September 2017 11:20

I want kwid 800cc/1000 through h csd canteen only. So where this model availability csd.

I want kwid 800cc/1000 through h csd canteen only. So where this model availability csd.
Guest - ROY VINCENT on Thursday, 31 August 2017 07:36

Sir ,
Iam an NCC (A N O) Officer can i buying car from C S D

Sir , Iam an NCC (A N O) Officer can i buying car from C S D
Guest - vipin on Wednesday, 30 August 2017 16:12

Sir i complete only 7 yrs service's as naik (staff clerk) army, can i buying car from csd.

Sir i complete only 7 yrs service's as naik (staff clerk) army, can i buying car from csd.
Guest - Raju lal meena on Monday, 28 August 2017 19:09

Sir i complete12 yrs service's can i buying car from csd.

Sir i complete12 yrs service's can i buying car from csd.
Guest - Dipender on Wednesday, 23 August 2017 17:48

Hi I'm not getting the meaning of comisend jco can you please categories which all rank come under that please reply soon

Hi I'm not getting the meaning of comisend jco can you please categories which all rank come under that please reply soon
Guest - RJ Kaul on Sunday, 03 September 2017 16:56

Yes that means honorary Ranks like honorary liutitant or honorary Capton

Yes that means honorary Ranks like honorary liutitant or honorary Capton
Guest - Pradyumna Mohanta on Monday, 28 August 2017 22:39

All honorary ranks comes under JCO commissioned category

All honorary ranks comes under JCO commissioned category
Guest - Abhay Mishra on Monday, 21 August 2017 20:05

Can anyone plz clarify if centralized sanction from canteen services directorate. I think it is discontinued in 2015...
I hav booked dezire with CSD dealer of hissar depot. When sud i get the forms signed from directorate... after getting csd price or after confirm availability of car i.e after waiting period.

Can anyone plz clarify if centralized sanction from canteen services directorate. I think it is discontinued in 2015... I hav booked dezire with CSD dealer of hissar depot. When sud i get the forms signed from directorate... after getting csd price or after confirm availability of car i.e after waiting period.
Guest - uK on Thursday, 27 July 2017 14:29

My father is Ex.honorary Lieutenant,,is he eligible for thar CRDe which ic 2498cc , our purchase CAR was in NOV 2010.
waiting for prompt response!!

Thanks and regards
uK

My father is Ex.honorary Lieutenant,,is he eligible for thar CRDe which ic 2498cc , our purchase CAR was in NOV 2010. waiting for prompt response!! Thanks and regards uK
Guest - ravo on Tuesday, 18 July 2017 19:34

Hiii... I have completed my 7 years of service as a OR rank. can I purchase four wheeler through CSD.

Hiii... I have completed my 7 years of service as a OR rank. can I purchase four wheeler through CSD.
Guest - Sandeep khajuria on Tuesday, 29 August 2017 15:02

Yes sir...you can definately purchase one

Yes sir...you can definately purchase one
Guest - IP MOTIRAMANI on Wednesday, 12 July 2017 12:53

I WANT TO KNOW THAT I AM WORKING AS DEFENCE CIVILIAN, (PAID OUT OF DEFENCE ESTIMATES) MY BASIC PAY - 53,600.00 IN LEVEL 7, SHALL I ELIGIBLE FOR PURCHASE OF FOUR WHEELER (CAR) THROUGH CSD ?

I WANT TO KNOW THAT I AM WORKING AS DEFENCE CIVILIAN, (PAID OUT OF DEFENCE ESTIMATES) MY BASIC PAY - 53,600.00 IN LEVEL 7, SHALL I ELIGIBLE FOR PURCHASE OF FOUR WHEELER (CAR) THROUGH CSD ?
Guest - lakhwinder on Wednesday, 05 July 2017 22:07

good evening sir,
I am lakhwinder singh, retired from army in the year 2004, ex-havildar, i want to know that can i bought a car through csd?

good evening sir, I am lakhwinder singh, retired from army in the year 2004, ex-havildar, i want to know that can i bought a car through csd?
Guest - Thrilok on Saturday, 19 August 2017 22:40

Yes turant sirji

Yes turant sirji
Guest - neeraj on Tuesday, 04 July 2017 23:35

I WANT TO KNOW THAT I AM WORKING AS DEFENCE CIVILIAN IN BASIC PAY - 42,300.00 (AS OLD GRADE PAY OF RS 4200) IS IAM ELIGIBLE TO BUY A CAR THROUGH A CSD ?

I WANT TO KNOW THAT I AM WORKING AS DEFENCE CIVILIAN IN BASIC PAY - 42,300.00 (AS OLD GRADE PAY OF RS 4200) IS IAM ELIGIBLE TO BUY A CAR THROUGH A CSD ?
Guest - Rahul on Monday, 31 July 2017 18:57

Hi same question behalf of me... But didn't get d answer yet... If u get d answer plz help me out...

Hi same question behalf of me... But didn't get d answer yet... If u get d answer plz help me out...
Guest - Jayendran PC on Saturday, 01 July 2017 12:23

Sir,
I am a Class I, Gazette Officer (Civilian) retired from GTRE, DRDO, Ministry of Defence, Bangalore-93 on March 2017. I never purchased a Motor car from Canteen Stores Department (CSD) while I was in service. I wanted to purchase a Car, whether I am eligible to buy one from CSD, if so kindly give details.
Thanking You,
Regards,
Jayendran PC
Technical Officer C, (Retired),
GTRE, DRDO, Ministry of Defence, Bangalore-560093

Sir, I am a Class I, Gazette Officer (Civilian) retired from GTRE, DRDO, Ministry of Defence, Bangalore-93 on March 2017. I never purchased a Motor car from Canteen Stores Department (CSD) while I was in service. I wanted to purchase a Car, whether I am eligible to buy one from CSD, if so kindly give details. Thanking You, Regards, Jayendran PC Technical Officer C, (Retired), GTRE, DRDO, Ministry of Defence, Bangalore-560093
Guest
Wednesday, 12 August 2020

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