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CSD Car Buying Process, Eligibility, Documentation in 2020 India

CSD Car Buying Process, Eligibility, Documentation in 2020 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 
CSD Pay Scale Maximum Car Price Car Engine cc (max) Buy  Gap
Below Officer Grade: Pay Level 3A-9 Rs 5 Lakh (without GST) 1400 cc Once in Job, Once in Retirement. First Car only after 6 years of Service 8 Yrs in Job & Retirement
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 12 Lakh (without GST) 2500 cc Once in 8 Years 8 Yrs in Job & Retirement

Do note that above Car Price Eligibility is without GST, technically 

» Hatchback Cars and Compact Sedan Cars (with upto Rs 6.5 Lakh as Civil Price) are eligible for below level 10

» SUV Cars (upto 15 Lakh as Civil Price) are eligible (as these SUV Cars have highest GST) for Level 10 and above

» CSD has clearly specified that no exceptions on same for all cars bought from June 2019 and onwards. Thus no Fortuner, no Endeavour now listed in CSD

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2020 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Download Application Form for Purchase of Car through CSD Canteen

» Filled Applicant Form with relevant documents (as listed in Tabular Format) should be sent to Unit Run Canteen or Local CSD Depot (as the case may be)

  • Indent Application Form Duly Filled with Passport Size Photo (Your Dealer will assist you in it - 2 Copies)
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer (if vehicle booked)

These Documents need to be Submitted as Bunch Physically to Unit Run Canteen or may take your Car Dealer for Assistance

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

 

Payment Process

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • DD to be made in favor of "Canteen Stores Department, Public Fund Account (Main)"
  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents the same day itself - you can take this Purchase Order along with you for taking Delivery.
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 220

Guest - akhilesh rathore 9555414887 on Monday, 06 November 2017 15:08

thanks for asking this type of question if u are currently with service your indent singed by oc or co
if u are ex-service man this will sign from your soldier board or you can sign it from station head quarter anywhere in India.


thanks for asking this type of question if u are currently with service your indent singed by oc or co if u are ex-service man this will sign from your soldier board or you can sign it from station head quarter anywhere in India.
Guest - RRAVICHANDRAN on Saturday, 28 October 2017 11:24

VERY USEFUL ARTICLE MR MODI

VERY USEFUL ARTICLE MR MODI
Guest - Rahul on Sunday, 15 October 2017 19:41

Sir, my mama is buying a car through csd . Can you tell me he can do payment through his personal account. Please clarify urgently

Sir, my mama is buying a car through csd . Can you tell me he can do payment through his personal account. Please clarify urgently
Guest - Ajay on Wednesday, 27 September 2017 16:06

Sir I am In iaf and completed 5 yrs...... Can I purchase baleno car from csd??

Sir I am In iaf and completed 5 yrs...... Can I purchase baleno car from csd??
Guest - Sanjeev kumar on Tuesday, 26 September 2017 12:18

I purchase a car from CSD, I want to transfer this car. Plz tell the time period to transfer vehicle

I purchase a car from CSD, I want to transfer this car. Plz tell the time period to transfer vehicle
Guest - Soubhik Mullick on Thursday, 14 December 2017 21:07

Atleast for first 3 years you can't sell the vehicle.

Atleast for first 3 years you can't sell the vehicle.
Guest - Subodh kr sinha on Sunday, 24 September 2017 21:20

Hi sir I am ek Sgt subodh Kumar sinha,resides in Patna,can I purchase swift vxi from hisar CSD

Hi sir I am ek Sgt subodh Kumar sinha,resides in Patna,can I purchase swift vxi from hisar CSD
Guest - Deepak SIngh Pundir on Friday, 22 September 2017 09:44

Hi,
I am retired 10 years back and registered at Roorkee, Zilla Sainik board. i want to bought a car form Noida but my Zilla Sainik Board is in Roorkee.
Should i complete my documentation for sanaction in Roorkee or Merutt.
So can I buy a car in Noida through C S D?

Hi, I am retired 10 years back and registered at Roorkee, Zilla Sainik board. i want to bought a car form Noida but my Zilla Sainik Board is in Roorkee. Should i complete my documentation for sanaction in Roorkee or Merutt. So can I buy a car in Noida through C S D?
Guest - Soubhik Mullick on Thursday, 14 December 2017 21:06

You have to get a NOC from Roorkee sainik board by producing the ppo, discharge book and ID card to them. Once you have the NOC, you can go to any sainik board throughout India to get the indent form (eligibility letter) signed from. Once you have NOC, you can go to Noida sainik board and proceed.

You have to get a NOC from Roorkee sainik board by producing the ppo, discharge book and ID card to them. Once you have the NOC, you can go to any sainik board throughout India to get the indent form (eligibility letter) signed from. Once you have NOC, you can go to Noida sainik board and proceed.
Guest - P simhadri on Sunday, 17 September 2017 19:58

I am from drdo. I am in level 7 as per 7th cpc. Am I eligible to buy a car through CSD?

I am from drdo. I am in level 7 as per 7th cpc. Am I eligible to buy a car through CSD?
Guest - Ratikanta Natal. Ex CPO on Sunday, 17 September 2017 12:49

Sir, I am from odisha. There is no CSD in Odisha. So how to purchase a car from otherCSD. Again if I buying through other CSD can bank finance me that to from which branch . From Odisha I have to finance or else from the place of CSD

Sir, I am from odisha. There is no CSD in Odisha. So how to purchase a car from otherCSD. Again if I buying through other CSD can bank finance me that to from which branch . From Odisha I have to finance or else from the place of CSD
Guest - Rahul on Sunday, 17 September 2017 10:44

Csd car buying process listed below as on 15 sep 2017 in delhi.

First go to CSD canteen depot to get list of authorized dealers.(its important to know which dealer are authorized by csd delhi)
Go to dealer and get availability certificate from him then go to soldier board or zila sanik board to get approval. Also carry the indent form duly filled. Download indent form from internet else u will get it at zila sanik board. Carry service book and other documents with you.

Approval is given almost instantly at zila sanik board.
Now go to csd depot delhi and ask them about the payment process clearly and exactly what needs to be done. Rtgs would be donene probably.

Get ls order from csd depot once payment is done.

Handover ls order to dealer and take the car as per delivery date.

Csd car buying process listed below as on 15 sep 2017 in delhi. First go to CSD canteen depot to get list of authorized dealers.(its important to know which dealer are authorized by csd delhi) Go to dealer and get availability certificate from him then go to soldier board or zila sanik board to get approval. Also carry the indent form duly filled. Download indent form from internet else u will get it at zila sanik board. Carry service book and other documents with you. Approval is given almost instantly at zila sanik board. Now go to csd depot delhi and ask them about the payment process clearly and exactly what needs to be done. Rtgs would be donene probably. Get ls order from csd depot once payment is done. Handover ls order to dealer and take the car as per delivery date.
Guest - Armybrat on Wednesday, 04 October 2017 15:42

I am from Noida, can you please guide which CSD in Delhi we have to check for purchasing cars. Can we check in any of the CSD in Delhi or any specific CSDs only ?
Please name them.

Thanks!

I am from Noida, can you please guide which CSD in Delhi we have to check for purchasing cars. Can we check in any of the CSD in Delhi or any specific CSDs only ? Please name them. Thanks!
Guest - Abhijit on Tuesday, 03 October 2017 14:06

Hi Rahul,

Does indent form signed by Zila Sainik Welfare act as the sanction letter that has to be given to bank (where one will apply for car loan) or do i need to again go to CSD depot..??

Regards- Abhijit

Hi Rahul, Does indent form signed by Zila Sainik Welfare act as the sanction letter that has to be given to bank (where one will apply for car loan) or do i need to again go to CSD depot..?? Regards- Abhijit
Guest - mohit on Wednesday, 13 September 2017 22:12

sir i have completed 3 years of service in iaf as ariman and i want to buy a car
plz let me know if i can apply from csd

sir i have completed 3 years of service in iaf as ariman and i want to buy a car plz let me know if i can apply from csd
Guest - AKHILESH on Saturday, 16 September 2017 16:10

Minimum 10 yrs service requires for purchasing a car through CSD as an airman.

Minimum 10 yrs service requires for purchasing a car through CSD as an airman.
Guest - deepak on Sunday, 10 September 2017 13:25

Sir I m retired army personnel as OR rank my service tenure is 12 years can I eligible for buy a car of 1200 cc

Sir I m retired army personnel as OR rank my service tenure is 12 years can I eligible for buy a car of 1200 cc
Guest - Santosh Maurya on Saturday, 02 December 2017 12:13

Sir, I am retired from Army as PBOR. Can I purchase swift dezire car disel.

Sir, I am retired from Army as PBOR. Can I purchase swift dezire car disel.
Guest - Thomas on Saturday, 09 September 2017 16:49

I am retired 10 years back and registered at Kerala, Zilla Sainik board.
Yesterday I went to Zilla Sainik Board at Delhi with the request of Indent to authorize me to purchase a Car through C S D
but the Sainik Welfare Officer has refused to sign the Indent as my Ex-servicemen Identity card is not issued from Delhi
even I am having valid residency proof in Delhi.
So can I buy a car in Delhi through C S D?
If I am eligible, then who will be the signature authority in Delhi for the Indent?

I am retired 10 years back and registered at Kerala, Zilla Sainik board. Yesterday I went to Zilla Sainik Board at Delhi with the request of Indent to authorize me to purchase a Car through C S D but the Sainik Welfare Officer has refused to sign the Indent as my Ex-servicemen Identity card is not issued from Delhi even I am having valid residency proof in Delhi. So can I buy a car in Delhi through C S D? If I am eligible, then who will be the signature authority in Delhi for the Indent?
Guest - Bjrao on Friday, 17 November 2017 09:10

U can get signed from any Station Hq in India..not required to go to zsb

U can get signed from any Station Hq in India..not required to go to zsb
Guest
Thursday, 06 August 2020

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