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CSD Car Buying Process, Eligibility, Documentation in 2020 India

CSD Car Buying Process, Eligibility, Documentation in 2020 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 
CSD Pay Scale Maximum Car Price Car Engine cc (max) Buy  Gap
Below Officer Grade: Pay Level 3A-9 Rs 5 Lakh (without GST) 1400 cc Once in Job, Once in Retirement. First Car only after 6 years of Service 8 Yrs in Job & Retirement
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 12 Lakh (without GST) 2500 cc Once in 8 Years 8 Yrs in Job & Retirement

Do note that above Car Price Eligibility is without GST, technically 

» Hatchback Cars and Compact Sedan Cars (with upto Rs 6.5 Lakh as Civil Price) are eligible for below level 10

» SUV Cars (upto 15 Lakh as Civil Price) are eligible (as these SUV Cars have highest GST) for Level 10 and above

» CSD has clearly specified that no exceptions on same for all cars bought from June 2019 and onwards. Thus no Fortuner, no Endeavour now listed in CSD

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2020 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Download Application Form for Purchase of Car through CSD Canteen

» Filled Applicant Form with relevant documents (as listed in Tabular Format) should be sent to Unit Run Canteen or Local CSD Depot (as the case may be)

  • Indent Application Form Duly Filled with Passport Size Photo (Your Dealer will assist you in it - 2 Copies)
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer (if vehicle booked)

These Documents need to be Submitted as Bunch Physically to Unit Run Canteen or may take your Car Dealer for Assistance

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

 

Payment Process

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • DD to be made in favor of "Canteen Stores Department, Public Fund Account (Main)"
  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents the same day itself - you can take this Purchase Order along with you for taking Delivery.
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 239

Guest - PARAMVEER YADAV on Wednesday, 16 September 2020 10:18

Hallo sir is there any contect no of csd gurgaon. I submitt my docoment on 25 august but still my la is not given plz help

Hallo sir is there any contect no of csd gurgaon. I submitt my docoment on 25 august but still my la is not given plz help
Guest - Bibin Alias on Monday, 14 September 2020 08:53

Sir, my father is below officer grade. He retired in1995. Whe bought a car in 2012 on csd price .can we bought new car on csd price after 8 years?

Sir, my father is below officer grade. He retired in1995. Whe bought a car in 2012 on csd price .can we bought new car on csd price after 8 years?
Guest - Sijilal on Friday, 11 September 2020 18:13

My father is an Ex Junior Commissioner Officer. Can he buy Tata Altroz XZ (O) through CSD?

My father is an Ex Junior Commissioner Officer. Can he buy Tata Altroz XZ (O) through CSD?
Guest - Ravi on Friday, 11 September 2020 17:43

Hi sir,
I am retired as honorary captain in 2006, can i buy car for my daughter with her name. Pls guide.Regards

Hi sir, I am retired as honorary captain in 2006, can i buy car for my daughter with her name. Pls guide.Regards
Guest - Avinash on Wednesday, 09 September 2020 13:48

Hi,

My Father is an EX- JWO. Can he buy an Ertiga VXI model from CSD?

Thanks in Advance

Hi, My Father is an EX- JWO. Can he buy an Ertiga VXI model from CSD? Thanks in Advance
Guest - harish kathayat on Tuesday, 08 September 2020 05:59

Csd car buying limit is increasing? Any news about that?

Csd car buying limit is increasing? Any news about that?
Guest - RAVI on Tuesday, 01 September 2020 14:39

I AM WORKING AS SCIENTIST IN DRDO AND MY PRESENT PAY MATRIX LEVEL IS 11. AM I ELIGIBLE TO PURCHASE TATA NEXON THROUGH CSD?

I AM WORKING AS SCIENTIST IN DRDO AND MY PRESENT PAY MATRIX LEVEL IS 11. AM I ELIGIBLE TO PURCHASE TATA NEXON THROUGH CSD?
Guest - harish kathayat on Tuesday, 08 September 2020 05:54

Yes u can

Yes u can
Guest - Avinash Bhatkar on Tuesday, 01 September 2020 13:33

I am senior Pharmacist at Grey Iron Foundry Jabalpur (civilian defence staff)
My basic pay Rs 68000 at present , can I illegible for purchase car from CSD

I am senior Pharmacist at Grey Iron Foundry Jabalpur (civilian defence staff) My basic pay Rs 68000 at present , can I illegible for purchase car from CSD
Guest - Akash Pawar on Wednesday, 26 August 2020 09:32

Hello,
My father is ex servicemen (or rank)
Can I purchase baleno delta model through csd.
Please help

Hello, My father is ex servicemen (or rank) Can I purchase baleno delta model through csd. Please help
Guest - harish kathayat on Tuesday, 08 September 2020 05:55

Yes

Guest - Amrendra Kumar Singh on Friday, 21 August 2020 22:18

Mai defence civilian employee hu kya mai car CSD canteen se le sakta hu eligible hu mai GP 2400 level 6

Mai defence civilian employee hu kya mai car CSD canteen se le sakta hu eligible hu mai GP 2400 level 6
Guest - S Dutta on Sunday, 30 August 2020 15:19

No. As a defence civilian employee, You have to be minimum 6600GP to be eligible for buying 4 wheelers via CSD

No. As a defence civilian employee, You have to be minimum 6600GP to be eligible for buying 4 wheelers via CSD
Guest - Pramod on Sunday, 09 August 2020 16:57

From where I got Car list price without GST. No where is available. No one telling car price without GST. Government is making fool to defence personnel. Please provide me website where Car price given without GST

From where I got Car list price without GST. No where is available. No one telling car price without GST. Government is making fool to defence personnel. Please provide me website where Car price given without GST
Guest - rutul Dhawane on Wednesday, 29 July 2020 14:26

My dad is an leading fireman in ordnance factory he has an csd card for canteen and other electronic products is he eligible to buy a car through cad card

My dad is an leading fireman in ordnance factory he has an csd card for canteen and other electronic products is he eligible to buy a car through cad card
Guest - ramprasad on Tuesday, 28 July 2020 01:39

Need s cross infotainment system lcd panel or touch panel
Call me 9842211375

Need s cross infotainment system lcd panel or touch panel Call me 9842211375
Guest - Mayank on Sunday, 26 July 2020 21:05

Hi, My father is a civilian in MOD. Can he is eligible for buying car.

Hi, My father is a civilian in MOD. Can he is eligible for buying car.
Guest - ashwani kumar yadav on Monday, 17 August 2020 10:38

yes bro .
he csn buy a new car from csd .

yes bro . he csn buy a new car from csd .
Guest - Joy on Thursday, 23 July 2020 19:35

Hello, My father is Ex- BSF officer. Is he eligible to buy car from CSD..

Hello, My father is Ex- BSF officer. Is he eligible to buy car from CSD..
Guest - ashwani kumar on Monday, 17 August 2020 10:39

no bro. he can't. only army personal only buy car from csd.

no bro. he can't. only army personal only buy car from csd.
Guest
Tuesday, 22 September 2020

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