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CSD Car Buying Process, Eligibility, Document Norms in 2021 India

CSD Car Buying Process, Eligibility, Document Norms in 2021 India

Car Purchase Process through CSD Canteen with Eligibility, Documents for Commissioned Officers, JCO, PBOR, Exservicemen in Indian Army, Navy, IAF Force


CSD Canteen Car Buying Process - 2021

Its estimated that there are close to 5000 CSD (Canteen Stores in India) with estimated annual turnover (sales) in excess of 12000 crore. With over 3000 products available at concessional price - Car Probably is the most expensive Product which can be bought through CSD Canteen

Unlike - other consumer goods and items - which are available over the counter. Cars are bought through Authorized Car Dealerships only - but process and payments are routed through CSD Car Cell Unit and pricing is calculated with 50% Rebate on GST

 

 

Eligible Profiles for CSD

Whether - you from :-

  • Indian Army
  • Navy
  • Air Force
  • Defence Sector on payrolls of Government of India are eligible to buy cars through CSD.
  • Widows of Defence Officers, Parent of Deceased Officer who lost lives while serving the nation can also buy Car.

All Commissioner Officer, Ex-Servicemen from Defence Personnel can buy car irrespective of Ranks through CSD. Even - can also get finance from Private Banks or Nationalized Banks as per sole discretion.

  

CSD Eligibility Norms for Buying Cars in 2021

CSD Canteen has specified a chart - which defines Car Eligibility basis

  • Car Engine Size,
  • Cubic Capacity
  • Price
  • Pay Scale of Defence Personnel 

and revised in Eligibility Criteria

CSD Pay Scale Maximum Car Price Car Engine cc (max) Minimum Service Criteria  Gap
Below Junior Commissioned Officer (Pay Level 3A to 6) Rs 6 Lakh (without GST) 1400 cc First Car only after 5 years of Service Once in Job, Once in Retirement, but gap should be of 8 Years
Junior Commissioned Officer (Pay Level 7 to 9) Rs 7 Lakh (without GST) 1400 cc First Car only after 5 years of Service  Second Car on Promotion as JCO and 3rd Car in Retirement, , but gap should be of 8 Years
Officer Grade and above: Pay Level 10 - 18 and Serving Civilian Officer Rs 15 Lakh (without GST) 2500 cc Can Buy Car at any time 8 Yrs Gap before buying Second Car

 

Do note that above Car Price Eligibility is without GST, technically 

  • Jawan can buy Cars with 1.5 Litre Petrol Cars having Exshowroom Price of Rs 8.7 Lakh and smaller 1.2 Litre Engine Cars having Ex-showroom Price of Rs 7.7 Lakh
  • JCO will be eligible for Cars with 1.5 Litre Petrol Cars having Exshowroom Price of Rs 10 Lakh and smaller 1.2 Litre Engine Cars having Ex-showroom Price of Rs 9 Lakh
  • SUV or Sedan Cars with Ex-showroom Price of Rs 21.75 Lakh would be what available for Officer Grade

 

Below is Hierarchy which is led by Field Marshall :-

Officer: General, Lt. General, Major General, Brigadier, Colonel, Lt Colonel, Major, Captain, Lieutenant

JCO / PBOR (Personnel Below Officer Rank) : Subedar Major, Subedar, Naib Subedar

 

CSD Car Buying Process in 2021 - Updated

New Cars

Check Prices with Complete Features

Make
Model

 

Step 1 - User Registration on CSD Site

Starting 2021 January, Defence Ministry introduced a new portal for CSD where documents needs to be uploaded to i.e website https://afd.csdindia.gov.in/

How to Create User Account - Visit Site, Click Shop Now and then Register to create an account by submitting

  • Aadhaar for KYC
  • Grocery Card
  • PPO

Sign up application will be approved by CSD End in few days.

 

Step 2 - Contacting Dealer Showroom 

» You have to visit a local Dealer first and finalize for the car looking to buy. Its important to note that all models may not be listed and even if car model is approved,, it may likely be possible that some of its variants are not available through CSD. So - Best to contact a dealership who is registered with CSD Depot (list may be available with Local CSD Depot or Contact Local Dealer for checking on same)

» Once Model and Variant Finalized - ask Dealer to give a Proforma basis CSD Canteen Price List with breakup of Price, Road Tax, Insurance Premium having Model, Sub Model, Color including Tentative Delivery Status basis Stock. Do ensure that Unique Index Number as what allotted in CSD is mentioned with Model Variant Name, Color in the Proforma Invoice and even the final Invoice too

» Also take - Availability Certificate that the car will be delivered in how many days post booking (without which CSD will not approve application).

Please ensure to cross-validate the price as said by Dealer on CSD Website

 

 

Step 3 - Payment Process

In meanwhile your user account details will be approved in CSD Site and a confirmation would be received on your mail. Now you can arrange for Funds

  • Its time to Arrange Funds - If Ready Funds Available, its well and fine. Else apply for Car Loan with any Private Bank or PSU Bank
  • Car Loan Application to Loan Disbursement takes a short time in between 1 to 2 weeks. So - apply for loan only Post Sanction received. Do note that - In Certain Car Loan Cases - Banks also issue a consolidated Draft equivalent to value of Car - if Margin Money Deposited with them. Checkout with your Bank - If Facility Available. Ensure to keep a original copy of Bank Sanction / Disbursement Letter for Verification in CSD
  • RTGS to be done in favor of "Canteen Stores Department, Public Fund Account (Main)" in SBI

 

Step 4 - Uploading Documents in CSD Site

Then Online Applicantion Form with relevant documents (as listed in Tabular Format) should be uploaded in Soft Copy Format on CSD Website

  • Proof of Payment as made to CSD Public Fund Account Main
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • 1 financial position certificate (if below officers rank)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer with Engine Number, Chassis Number

Then after uploading these documents Generate Challan and Save Same to take a Print Out which is needed for submission to CSD Canteen

 

 

Important Points while Filling and Submitting Application Form for CSD

» Pan Card Number and Grocery Number to be Mandatory Filled

» If Previous Car Purchased through CSD then date of Purchase, else if no previous car purchased then specify that no Previous Car Purchased. Do not Leave Column Blank

» Complete Address, Service Number, Date of Enrolment and for Ex-servicement Date of Discharge - all details to be completely filled

» There is no separate Priority List or Sanction needed. All Customers meeting in CSD Eligibility requirement criteria are well considered approved for taking benefit through purchase of Car through CSD

 

CSD HelpDesk

If someone faces an issue while doing registration can contacr on Helpdesk - 0120-4699923 

Also, a Whatsapp helpline number created for any CSD related query where can send message on 9321601308 for any issue related to Product Price or availability,

Also is Helpdesk Email Id - This email address is being protected from spambots. You need JavaScript enabled to view it. created where any issue related to CSD  can be emailed in

 

Step 5 - Submit Documents in CSD Canteen for Purchase Order Issuance

You do not need to visit Depot for buying Car, but can submit below documents to CSD Canteen

  • Generated CSD Challan
  • Pan card and Aadhar card (ID and Address Proof)
  • Job ID Proof, Pay Slip (If Working) / Exservicemen ID Proof (if retired) / Job ID Proof (if deceased and applied by family members)
  • Canteen Grocery Card
  • Copy of Driving Licence (Driving License is Relaxed for Senior Citizens as per Guidelines issued in June 2015)
  • 1 financial position certificate (if below officers rank)
  • 6 month Bank Statement and 3 months Salary Slips (if working) / PPO (Pension Pay Order) for Retired Officer / Pension Copy of Deceased Family Member
  • Service Certificate (Working)
  • Discharge Book or PPO (for Ex-Servicemen)
  • Relationship Proof in Original and PhotoCopy (Only in Deceased Cases)
  • Dealer Car Proforma Price with Make, Model Variant, Color Details
  • Availability Certificate from Dealer with Engine Number, Chassis Number

 


Do Not Miss to Read on  :- CSD Car Prices in India (Next Article)


 

Step 6 - Purchase Order Issuance

  • The Purchase Order (including Sale Letter, Supply Order Number and Authority Letter) is then issued after scrutiny of documents either on same day or in next 2 to 3 days - you can take this Purchase Order along with you for taking Delivery..
  • Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at Dealer Premise or at RTO and Insurance Company on it own. Any additional accessories if bought will have to be paid separately by applicant to dealer directly

Important: In case the car is on waiting, a minimum booking amount can be done as decided by the manufacturer.. However - complete payment can only be made with CSD once dealer confirms that vehicle is in stock with availability certificate on letter head.

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Important: If you seek advise or recommendation, pls raise query in Car Forum instead of posting in comments

 

Comments 261

Guest - omsagar on Wednesday, 27 January 2021 10:20

sir, my father was promoted to honarary naib subedar at the time of retirement. should i select JCO(pay level 7-9) or OR(paylevel 3A-6) to register in new afd csd website. his pension details mentions payband 2 9300-34800. is it level 6 or 7. please reply

sir, my father was promoted to honarary naib subedar at the time of retirement. should i select JCO(pay level 7-9) or OR(paylevel 3A-6) to register in new afd csd website. his pension details mentions payband 2 9300-34800. is it level 6 or 7. please reply
Guest - TK singh on Wednesday, 16 December 2020 11:46

I m serving in iaf with payband 5 basic pay 45100, searching for venu

I m serving in iaf with payband 5 basic pay 45100, searching for venu
Guest - Girish on Thursday, 10 December 2020 21:23

Hallo sir is there any contect no of csd jwala meel gurugram. I submitt my docoment on 07 November but still my LS order is not given plz help.

Hallo sir is there any contect no of csd jwala meel gurugram. I submitt my docoment on 07 November but still my LS order is not given plz help.
Guest - Mohit on Tuesday, 22 December 2020 16:22

Do u get your LS and in how many days please tell

Do u get your LS and in how many days please tell
Guest - Appaji yellapu on Thursday, 03 December 2020 19:40

Sir I am an ex service personnel in army armpostal service and I was discharged from prior to April 1987 .I have been considered as ex service personnel status vide min of def om no 9(52)/88/D(Res)dated19/07/1989. Please advise weather I am eligible for purchase of car .as per csd car purchase all ex service personnel is eligible.i may please be clarified is there is any service conditions ie above 5 years applicable ..with regards

Sir I am an ex service personnel in army armpostal service and I was discharged from prior to April 1987 .I have been considered as ex service personnel status vide min of def om no 9(52)/88/D(Res)dated19/07/1989. Please advise weather I am eligible for purchase of car .as per csd car purchase all ex service personnel is eligible.i may please be clarified is there is any service conditions ie above 5 years applicable ..with regards
Guest - Gopal Nath on Tuesday, 01 December 2020 19:51

Very useful info for defence personnel
And looking after to more such info...

Very useful info for defence personnel And looking after to more such info...
Guest - Braven Kalita on Thursday, 26 November 2020 16:07

Hello Sir,
My Father is an Ex-servicemen Rank honorary Naib subedar Can he Buy vitara brezza Or bolero? Please Do Reply.

Hello Sir, My Father is an Ex-servicemen Rank honorary Naib subedar Can he Buy vitara brezza Or bolero? Please Do Reply.
Guest - SHANKAR GOUD on Monday, 23 November 2020 10:34

Iam ex recruit disability pensioner
Service 1 year 8 months .
am I eligible for car purchase through csd sir?

Iam ex recruit disability pensioner Service 1 year 8 months . am I eligible for car purchase through csd sir?
Guest - COMBAT DRESS on Friday, 22 January 2021 15:19

Yes you can buy car from any URC through out India.
Because you lie in 3A pay scale.

Yes you can buy car from any URC through out India. Because you lie in 3A pay scale.
Guest - Aneesh T on Saturday, 07 November 2020 10:30

BSF retired personnel can bay from car CSD thorough?

BSF retired personnel can bay from car CSD thorough?
Guest - Manoj Singh chib on Friday, 06 November 2020 12:34

My present rank is nk can I buy maruti Swift

My present rank is nk can I buy maruti Swift
Guest - COMBAT DRESS on Friday, 22 January 2021 15:19

Yes sir you can buy.

Yes sir you can buy.
Guest - Bharath on Wednesday, 04 November 2020 18:01

HI,

As i know the CDS Maximum Car Price limit has been increased from November.

HI, As i know the CDS Maximum Car Price limit has been increased from November.
Guest - U. G. Patil on Friday, 30 October 2020 11:48

Sir My father is ex havaldar n his retired year of 1991 so we car purched in csd canteen pleas sugest

Sir My father is ex havaldar n his retired year of 1991 so we car purched in csd canteen pleas sugest
Guest - Arun on Sunday, 25 October 2020 01:20

Hello Team,
My father is ex servicemen(naik) ,can you please let me know the maximum price of car we could purchase as per the cuurent eligiblity?

Hello Team, My father is ex servicemen(naik) ,can you please let me know the maximum price of car we could purchase as per the cuurent eligiblity?
Guest - Ram on Wednesday, 21 October 2020 19:50

I was in Maratha infantry, My post was Hawaldar, I'm retired. Now am I eligible for buying Tata nexon xz plus through CSD?

I was in Maratha infantry, My post was Hawaldar, I'm retired. Now am I eligible for buying Tata nexon xz plus through CSD?
Guest - Army on Friday, 23 October 2020 10:38

No sir price should be less than 6 lakh gst not included in this price

No sir price should be less than 6 lakh gst not included in this price
Guest - Devendra Rajput on Friday, 16 October 2020 23:48

Hello sir my father rank is HAV so which price car we should buy like below 5 lack or below 12 lack.
2. Can we buy Hyundai aura S petrol. Please revert sir please

Hello sir my father rank is HAV so which price car we should buy like below 5 lack or below 12 lack. 2. Can we buy Hyundai aura S petrol. Please revert sir please
Guest - Atul on Friday, 23 October 2020 10:45

6 lakh apart from gst

6 lakh apart from gst
Guest - PARAMVEER YADAV on Wednesday, 16 September 2020 10:18

Hallo sir is there any contect no of csd gurgaon. I submitt my docoment on 25 august but still my la is not given plz help

Hallo sir is there any contect no of csd gurgaon. I submitt my docoment on 25 august but still my la is not given plz help
Guest
Wednesday, 27 January 2021

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